Navy Federal Credit Union Virginia Beach VA: Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being, located at 3929 Holland Rd, Virginia Beach, VA 23452. Since our establishment in 1947, we have proudly served our members with a commitment to excellence and community support. Our branch is more than just a place for transactions; it's a hub where relationships flourish and financial dreams become reality. With over 14 million members, we understand the importance of personalized service tailored to your unique needs. As of now, we hold total assets of $180.81 billion and manage deposits exceeding $2.32 billion. This financial strength allows us to offer competitive rates on loans and savings products that help you achieve your goals. At Navy Federal, we're dedicated to providing comprehensive services that include checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. We take pride in our ability to support both individual members and local businesses alike. Our leadership team plays a vital role in ensuring we remain focused on member satisfaction. Under the guidance of our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we strive to maintain a friendly atmosphere where everyone feels welcome. While you can reach us at our physical location for any inquiries or assistance, official correspondence should be sent to the same address: 3929 Holland Rd, Virginia Beach, VA 23452. Whether you need help with an account or want to explore new financial opportunities, don't hesitate to contact us at 888-842-6328. Join us today as we continue to build a strong community together! Visit our website at navyfcu.org for more information about our services and how we can assist you on your financial journey.

Branch History & Mission

At Navy Federal Credit Union, we pride ourselves on a rich history that began in 1947. Since opening our doors at 3929 Holland Rd, Virginia Beach, VA 23452, we have grown into a vital financial partner for our members and the surrounding community. With a current membership of over 14 million and total assets exceeding $180 billion, our journey reflects our commitment to serving those who serve. From the very start, our mission has been clear: to provide exceptional financial services while supporting our members' goals and fostering community growth. We understand that banking is not just about numbers; it's about people. Our goal is to empower every member by offering personalized support and innovative solutions tailored to their needs. As we evolved through the decades, we embraced technological advancements to enhance member experience. Today, we offer a full suite of services including personal banking options, auto loans, mortgages, credit cards with rewards, and online banking capabilities. Members can easily access their accounts through mobile apps or ATMs available at our branch. While members can visit us at 3929 Holland Rd, official correspondence should be sent to the same address for consistency. Our branch operates during convenient hours Monday to Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM making it easier for you to connect with us. Navy Federal is dedicated not only to your financial well-being but also to community support through partnerships and outreach programs that uplift those around us. We believe in giving back and helping others thrive. If you're looking for a credit union that prioritizes its members and fosters a sense of belonging, we invite you to join Navy Federal Credit Union today. Experience firsthand how we can help you reach your financial goals while being part of a supportive community. Reach out at 888-842-6328 or visit us online at Navy Federal for more information!

Branch Location & Accessibility

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 2:00 PM. This gives you plenty of time throughout the week to visit us when it's most convenient for you.

Services Offered

We provide a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking options. With online and mobile banking available, managing your finances has never been easier! While members can visit us at 3929 Holland Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 888-842-6328. We invite you to come visit us at Navy Federal Credit Union! Let us help you achieve your financial goals with personalized service tailored just for you.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is simple and open to individuals who meet certain criteria, including active duty service members, veterans, and their families. If you live or work in the Virginia Beach area, you're also eligible! We invite you to check out the detailed eligibility guidelines at https://www.navyfederal.org/membership/eligibility .html for more information on how you can join our family. Once you've confirmed your eligibility, opening an account is just as straightforward. You can start the process online by visiting https://mymembership.navyfederal.org/#/milestones , or feel free to give us a call at (888) 842-6328 if you have any questions. We're here to help every step of the way! Join us at our branch located at 3929 Holland Rd Virginia Beach Va 23452 and experience the many benefits of being a member of Navy Federal Credit Union today.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine your business seamlessly processing payments while offering customers the convenience they expect. Our merchant services provide just that allowing you to focus on what matters most: your customers. From credit card processing to online payment solutions, we equip you with the tools necessary to enhance your operations. Located at 3929 Holland Rd Virginia Beach Va 23452 in Virginia Beach, VA, we are here to support your business journey. Connect with us today at (888) 842-6328 to learn more about how we can help you achieve your goals!

Comprehensive List Of Services

Always Here for You

At Navy Federal Credit Union, we prioritize convenience and accessibility. Our digital banking features allow you to bank anytime, anywhere perfect for busy lifestyles. If you prefer face-to-face interaction, our friendly staff is always ready to assist during our lobby hours from Monday to Friday, 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. If you're ready to explore how we can serve you better or if you have questions about any of our services, don't hesitate to reach out! Call us at (888) 842-6328 or visit us online at Holland Rd - Va Beach. We look forward to being part of your financial journey!

Credit Options That Reward You

In today's fast-paced world, having the right credit card can make all the difference. Our Credit Cards with Rewards program not only offers great benefits but also helps you earn rewards for everyday purchases. Imagine earning points for dining out or shopping that you can redeem for travel or gift cards!

Financing Your Future

Thinking about buying a car? Our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms that fit your budget. If you're considering purchasing a home, our Mortgage Loans & Refinancing services can guide you through the mortgage process, whether you're a first-time buyer or looking to refinance your existing loan for better terms. We also offer Personal Loans & Debt Consolidation solutions tailored to help you take control of your finances.

Personal Banking Made Simple

Whether you're opening a new checking or savings account, our personal banking services are designed to make your life easier. You can easily manage your money with online and mobile banking options that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our ATM & Cash Withdrawal Services ensure you have access to your cash whenever you need it, making banking convenient and accessible.

Supporting Local Businesses

For our business members, we provide specialized services including Merchant Services & Business Loans. Whether you are just starting out or looking to expand, we have resources to support your business goals.

Digital & Online Banking

Accessibility and Ease of Use

Our online banking platform ensures real-time account management right at your fingertips. Check balances, view transactions, and manage payments all in one place. With 24/7 online banking services, help is always just a click away if you have questions or need support. Whether you're looking to simplify bill payments or want to keep track of your savings goals, Navy Federal Credit Union has the tools you need to take control of your financial journey. Explore all our digital offerings today and discover how easy banking can be!

Key Features

With our user-friendly mobile application, you can access your accounts anytime, anywhere. Need to transfer money? Our person-to-person transfer feature makes it quick and hassle-free. Plus, with mobile payments enabled, you can pay for purchases directly from your phone no wallet needed! We prioritize your security as much as your convenience. With electronic signature authorization, signing documents is straightforward and safe. You can also choose to receive e-statements for a greener alternative to paper statements, keeping everything organized in one easy-to-access location.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to transparency and reliability, you can trust that your financial future is in good hands. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3929 Holland Rd Virginia Beach Va 23452 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have competitive financing options available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. Our experienced team will walk you through the process and help ensure you understand all your options.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better terms or lower rates, we can help guide you through that process as well. Our refinancing options are designed to provide relief and ease financial burdens whenever possible. At Navy Federal Credit Union in Virginia Beach, we're committed to providing personalized service and comprehensive solutions to meet your unique financial needs. For more information about our loan products or to discuss eligibility options further, give us a call at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. With easy access to funds when you need them most, you'll find our credit cards provide the flexibility necessary for modern life.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans