Newport News Shipbuilding CU Virginia Beach VA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted financial partner since 1928. Located at 770 Lynnhaven Pkwy, Virginia Beach, VA 23452, we are proud to serve our growing community of 155,009 members. With total assets exceeding $2.67 billion, we offer a wide range of services designed to meet your personal and business banking needs. At Newport News Shipbuilding Employees, we understand the importance of financial stability. Our commitment is reflected in our total deposits of $103,377,763 and a robust net worth of $275,541,281. We have provided our members with more than 129,745 loans and leases, empowering them to achieve their dreams be it buying a new car or securing a home. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1 BayPort Way Ste 350, Newport News, VA 23606-4571. Our dedicated team of 495 employees, led by CEO James Mears and Board President Maureen Davis, is here to ensure you receive personalized service every time you reach out. Whether you're looking for checking and savings accounts, auto loans, or online banking solutions, we're here for you. We invite you to call us at 757-928-8850 or visit our website at bayportcu.org to learn more about how we can help you navigate your financial journey with confidence.

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, staying current with technology is crucial. That's why we have embraced digital advancements such as online banking and mobile payments. These tools make managing your finances convenient and accessible from anywhere. We ensure ADA compliance throughout our facilities so everyone can comfortably access our services. Additionally, we proudly offer drive-thru banking for quick transactions and ATM availability for your convenience.

Join Us

As we continue this journey together, we invite you to become part of the Newport News Shipbuilding Employees family. Experience firsthand how we can help you achieve your financial dreams while also giving back to our vibrant community. For any inquiries or assistance, feel free to reach us at 757-928-8850 or visit us during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Whether you're looking for personal banking solutions or ways to enhance your business finances, Newport News Shipbuilding Employees is here for you!

Our Journey

Since opening our doors at 770 Lynnhaven Pkwy, we've evolved from a small credit union into a trusted financial institution. Our journey reflects not only our growth but also our dedication to helping individuals and families achieve their financial goals. Throughout the decades, we've adapted to meet the changing needs of our members while maintaining the core values that define us integrity, community support, and exceptional service. Our branch is conveniently located near key landmarks in Virginia Beach, making it easily accessible for all. Whether you're stopping by for personal banking or seeking advice on auto loans and mortgages, we are here to assist you every step of the way.

Our Mission

At Newport News Shipbuilding Employees, our mission is clear: we strive to empower our members through comprehensive financial services while actively contributing to the well-being of our community. We offer a variety of products including checking and savings accounts, auto loans, credit cards with rewards, and business banking options. Each service is designed with our members' needs in mind. We believe that financial health goes hand-in-hand with community support. This belief drives us to engage in outreach efforts and partnerships that uplift those around us. From sponsoring local events to providing educational resources about financial literacy, we are committed to making a positive impact.

Branch Location & Accessibility

Welcome to the Lynnhaven Parkway Branch of Newport News Shipbuilding Employees, conveniently located at 770 Lynnhaven Pkwy in beautiful Virginia Beach, VA. This prime spot makes it easy for our members to access a range of financial services right in the heart of the community. Whether you're heading to the beach or visiting nearby landmarks like the Lynnhaven Mall, you'll find our branch is just a short drive away. At our branch, we understand that accessibility is key. We offer ample parking and ensure that our facilities comply with ADA standards, making it easy for everyone to visit us. If you prefer banking on-the-go, we provide ATM services and drive-thru banking options for your convenience perfect for those busy days when you need to make quick transactions. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:30 pm, and Friday from 9:00 am to 6:00 pm. You can reach us at 757-928-8850 if you have any questions or need assistance. While members can visit us at 770 Lynnhaven Pkwy, official correspondence should be sent to our mailing address at 1 BayPort Way Ste 350, Newport News, VA 23606-4571. We invite you to come by and discover all the personal banking solutions we offer from checking and savings accounts to auto loans and credit cards with rewards. Our team looks forward to welcoming you into our branch!

Member Eligibility

Becoming a member of Newport News Shipbuilding Employees feels like joining a close-knit family where everyone is valued and supported. If you're looking to enhance your financial journey, you might be eligible to join us! Generally, membership is open to individuals who are employees of Newport News Shipbuilding or related entities, as well as their family members. We believe in making banking accessible and welcoming, so if you think you fit this description, we'd love for you to explore the benefits of being part of our community. You can find more detailed eligibility criteria by visiting this link. Opening an account with us is simple and straightforward. Just give us a call at (757) 928-8850 to discuss the easy steps to get started. Whether you're interested in personal banking, loans, or other services, being a member at Newport News Shipbuilding Employees gives you access to a range of financial products designed with your needs in mind. Our doors are always open to help you take the next step toward your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make daily transactions easier. Imagine being able to accept payments quickly and securely, allowing you to focus more on serving your customers. Our solutions are designed to help streamline your operations so you can spend less time worrying about finances and more time growing your business. Located conveniently at 770 Lynnhaven Pkwy Virginia Beach Va 23452, Virginia Beach, VA, we're here to help you every step of the way. Call us at (757) 928-8850 or visit our website at https://www.bayportcu.org/ to learn more about how we can assist you in achieving your business goals.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our branch offers reliable ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals. This ensures that even on busy days, you can complete simple transactions without any hassle. At Newport News Shipbuilding Employees, we're more than just a credit union; we're part of your community. We're committed to making financial services accessible and user-friendly so that you can focus on what matters most your life and goals. If you're ready to explore how we can assist with your financial journey, feel free to reach out at (757) 928-8850 or visit us at our location in Virginia Beach, VA. Join us today and experience the difference personalized service makes!

Auto Loans and Financing

If you're thinking about getting a new vehicle, our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. We provide competitive rates that make purchasing or refinancing your car straightforward and stress-free.

Business Banking Support

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Our team understands the unique challenges faced by businesses and is ready to provide support tailored specifically for you.

Convenient Digital Banking

We know that convenience is key in today's fast-paced world. That's why we provide robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone.

Flexible Loan Solutions

For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation services are ideal. They allow you to consolidate debt into one manageable payment or finance personal projects without hassle.

Home Financing Options

Purchasing a home is one of the most significant decisions you'll make. That's why we offer various Mortgage Loans & Refinancing solutions to help you find the best fit for your situation. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we are here to guide you through each step.

Personal Banking Solutions

When it comes to managing your money, we offer Personal Banking solutions tailored for every lifestyle. Our Checking & Savings Accounts give you the flexibility to manage daily expenses and save for future goals effortlessly. Imagine having a checking account with no monthly fees, coupled with a savings account that helps you grow your funds over time.

Rewarding Credit Cards

Our credit cards come with rewards that let you earn while spending! With Credit Cards with Rewards, every purchase brings you closer to benefits like cash back or travel points perfect for those who love to shop or travel.

Digital & Online Banking

Key Features

Our online banking features allow you to check your balance, pay bills, and transfer funds with ease. Need to send money to a friend? Our person-to-person transfer service makes it quick and straightforward. Plus, with mobile payments enabled, you can make purchases directly from your smartphone without the need for cash or cards.

Real-Time Management

With real-time account management, you'll never be left in the dark about your finances. Whether you're checking account balances or making payments on the go, our digital tools empower you to take control of your money whenever you need to. At Newport News Shipbuilding Employees, we're committed to providing accessible, user-friendly banking solutions that fit into your busy lifestyle. Experience the ease of modern banking today!

Security and Accessibility

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. You can also opt for e-statements, which provide a convenient way to keep track of your finances without cluttering your mailbox. Our mobile application enhances accessibility by putting all these services right at your fingertips.

Financial Strength

At Newport News Shipbuilding Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your financial needs. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $27,886 in used auto loans and a total of $2,005,942,557 in loans and leases. Our operational efficiency is reflected in our impressive net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 770 Lynnhaven Pkwy Virginia Beach Va 23452 or call 757-928-8850 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience smooth and straightforward.

Credit Lines and Unsecured Loans

For those who need quick access to cash, our total credit lines amounting to $886,367,451 provide flexibility when you need it most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We can guide you through the process and help you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any of your existing loans, our team is here to assist you. We will work with you to explore eligibility options that can help lower your monthly payments or reduce interest costs. Located at 770 Lynnhaven Pkwy Virginia Beach Va 23452, Virginia Beach, VA 23452, our friendly staff is ready to answer any questions you may have about our loan offerings. You can reach us at (757) 928-8850, Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users make informed financial decisions without the confusion that often accompanies loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees that users receive fair and transparent offers tailored to their financial needs. One of the key benefits of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, so users can trust that they are seeing real options rather than misleading advertisements. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions. This means users can expect unbiased results that reflect true market conditions. The platform also provides Real-Time Rate Comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This timely information helps users make well-informed choices about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and efficient the service can be in achieving significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Newport News Shipbuilding Employees