Newport News Shipbuilding CU Virginia Beach VA | Low Mortgage Rates & Affordable Vehicle Loans

Introduction

Welcome to Newport News Shipbuilding Employees, your trusted partner in financial well-being since 1928. Conveniently located at 3205 Virginia Beach Blvd, Virginia Beach, VA 23452, we are proud to serve a vibrant community of over 155,000 members. With total assets of $2,667,413,718 and total deposits reaching $103,377,763, our commitment to your financial success is stronger than ever. As part of our dedication to providing exceptional service, we offer a range of personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our business banking services cater to the needs of local entrepreneurs with merchant services and business loans. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address at 1 BayPort Way Ste 350, Newport News, VA 23606-4571. Under the leadership of CEO James Mears and Board President Maureen Davis, our team of 495 employees is ready to assist you. We take pride in having a strong net worth of $275,541,281 and maintaining an impressive cash reserve of $27,567,844 to ensure we can meet all your financial needs effectively. At Newport News Shipbuilding Employees, we believe in fostering a supportive environment where members feel valued and heard. Whether you need assistance navigating loans totaling over 129,745, or you're simply looking for advice on saving for the future, we're here for you every step of the way. We invite you to explore more about our offerings by visiting our website at www.bayportcu.org or giving us a call at 757-937-6505. Experience how we can help you achieve your financial goals today!

Branch History & Mission

At Newport News Shipbuilding Employees, we take pride in our rich history and unwavering commitment to serving our community. Founded in 1928, our branch has been a cornerstone of financial support for the residents of Virginia Beach, VA. Located at 3205 Virginia Beach Blvd, we are easily accessible and surrounded by a vibrant community that shares our values. Over the years, we have grown alongside our members, evolving from a small local credit union into a trusted financial institution with total assets exceeding $2.66 billion and a dedicated membership of over 155,000 individuals. Our mission has always been simple yet powerful: to provide exceptional financial services while uplifting our community. We focus on offering personalized banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services designed to meet the unique needs of each member. While members can visit us at 3205 Virginia Beach Blvd, official correspondence should be sent to 1 BayPort Way Ste 350, Newport News, VA 23606-4571. Our operating hours reflect our dedication to convenience: Monday through Thursday from 9:00 am to 5:30 pm, and Friday from 9:00 am to 6:00 pm. Our mission extends beyond just banking; we believe in making a positive impact on the lives of those around us. This includes being actively involved in community outreach efforts that foster growth and development within Virginia Beach. We partner with local organizations to ensure that we not only meet financial needs but also contribute to the overall well-being of our community. In today's fast-paced world, we've embraced technology while remaining committed to accessibility for all members. Our branch offers ADA-compliant facilities, along with modern digital banking options like online banking and mobile payments. Whether you prefer face-to-face interactions or managing your finances from your smartphone, we're here for you every step of the way. As we look toward the future, we invite everyone in Virginia Beach and beyond to join us at Newport News Shipbuilding Employees. Experience the benefits of being part of a credit union that genuinely cares about its members and the community. Together, let's build a brighter financial future! For more information or to get started today, feel free to give us a call at 757-937-6505 or visit our website at bayportcu.org.

Branch Location & Accessibility

Local Landmarks and Accessibility

Nestled near popular spots like the Virginia Beach Town Center, our branch is easy to reach whether you're running errands or heading out for a day of shopping. We offer ample parking spaces right outside, making it simple for you to pop in. Plus, we're committed to accessibility; our facilities are ADA-compliant with ramps and other features to ensure everyone can bank comfortably.

Operating Hours and Services

Our friendly team is here for you Monday through Thursday from 9:00 AM to 5:30 PM, and on Friday until 6:00 PM. Whether you're looking to open a checking account, apply for an auto loan, or explore our mortgage options, we provide a variety of personal and business banking services tailored to fit your lifestyle. Additionally, we have an ATM available for quick cash withdrawals and balance checks anytime you need them. If you prefer face-to-face service but want the convenience of drive-thru banking, we've got you covered with basic services available right from your car.

Visit Us Today!

We invite you to come by and experience our welcoming environment firsthand. Our team is ready to help with all your banking needs. Have questions? Feel free to give us a call at 757-937-6505. We look forward to serving you!

Member Eligibility

Welcome to the Newport News Shipbuilding Employees community! Joining our credit union is a fantastic way to gain access to a range of financial services tailored just for you. If you live, work, or worship in our local area or are affiliated with one of our partner organizations, you're likely eligible to become a member. We strive to make the membership process as smooth as possible because we believe everyone deserves a chance at better financial health. To get started on your journey with us, simply check out the detailed eligibility criteria at . If you have any questions or need assistance, feel free to give us a call at (757) 937-6505. Once you're ready to open an account, the process is straightforward and welcoming discover all the benefits that come with being part of our family at Newport News Shipbuilding Employees!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, having reliable merchant services can set your business apart. Imagine being able to accept payments anytime, anywhere whether it's a busy Saturday at a farmers market or a bustling weekday at your storefront. Our merchant services ensure that you can process transactions efficiently, allowing you to focus on what you do best: running your business. Located conveniently at 3205 Virginia Beach Blvd Virginia Beach Va 23452 in Virginia Beach, VA, we're here to help you achieve your goals. For more information, feel free to call us at (757) 937-6505 or visit our website at https://www.bayportcu.org/. Let's work together to make your business thrive!

Comprehensive List Of Services

Accessibility at Your Fingertips

Our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions, ensuring that you have convenient access no matter how busy life gets. With the ability to conduct essential banking tasks from your vehicle, we strive to make banking as hassle-free as possible.

Business Banking Solutions

If you're a business owner, our business banking services can support your growth with various options such as merchant services and business loans. We recognize how crucial it is for businesses to have reliable financial partners, which is why we're here to assist you every step of the way.

Credit Cards and Rewards

To make everyday purchases more rewarding, we offer credit cards with rewards. These cards not only allow you to shop conveniently but also earn points for cash back or travel rewards perfect for anyone who enjoys getting more from their spending!

Digital Banking Features

In today's fast-paced world, convenience is key. At Little Neck Branch, we embrace technology with our robust online and mobile banking features. Whether you need to check your balance, transfer funds, or pay bills, our user-friendly platforms allow you to manage your finances anytime, anywhere. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without stepping inside the branch.

Get in Touch

We invite you to explore all these services and more at Newport News Shipbuilding Employees! For any questions or assistance, don't hesitate to reach out by calling us at (757) 937-6505. We're here to help you navigate your financial journey with confidence. Visit us today at 3205 Virginia Beach Blvd Virginia Beach Va 23452, and discover how we can support your financial goals!

Personal Banking Services

When it comes to personal banking, we've got you covered with essential options that can make managing your finances easy and convenient. Our checking and savings accounts help you keep track of your funds while earning interest on your savings. If you're dreaming of a new car or need to finance a vehicle, our auto loans and vehicle financing solutions offer competitive rates tailored to fit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services can guide you through the process with ease. Plus, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options provide flexible terms to help relieve financial pressure.

Digital & Online Banking

Key Features

Visit us online at https://www.bayportcu.org/ to explore the full suite of our online banking services. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking service ensures that you never have to wait in line again; everything is just a click away. With features like electronic signatures available for transactions, you can sign documents securely without the hassle of printing or mailing them. Plus, if you prefer going paperless, our e-statements option allows you to receive your financial statements electronically, helping both the environment and your inbox!

Mobile Banking Made Easy

For those who love banking on their smartphones, our mobile application is ready for download. This app not only supports mobile payments but also makes person-to-person transfers a breeze. Whether you're splitting a bill with friends or sending money to family, it's simple and fast.

Security and Convenience

Your security is our priority. We employ robust measures to keep your information safe while providing user-friendly access to all your banking needs. You can confidently manage your accounts in real-time without worrying about security breaches. At Newport News Shipbuilding Employees, we're committed to making your banking experience as convenient as possible. Join us today and discover how our digital banking services can simplify your financial life!

Financial Strength

A Strong Foundation

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Our total share accounts stand at 319,185, showing a strong and growing member base that trusts us with their finances. We believe that as you grow financially, so do we. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 3205 Virginia Beach Blvd Virginia Beach Va 23452 or call 757-937-6505 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Lending Capacity

Our commitment to supporting your financial goals is evident in our lending capacity. With $27,886 in used auto loans and an impressive $2,005,942,557 in total loans and leases, we are here to help you achieve your dreams whether it's buying a new car or financing a home.

Member-Centric Savings

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $11,232,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting in Your Future

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This allows us to provide the best possible products tailored to your needs.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or want to learn more about eligibility options for our various loan products, feel free to reach out! You can contact us at 757-937-6505 or visit us at our branch located at 3205 Virginia Beach Blvd, Virginia Beach VA 23452. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Newport News Shipbuilding Employees can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible loan options can fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. Whether you need funds for inventory or equipment upgrades, our team is ready to assist you with tailored solutions that meet your unique business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We offer competitive rates and terms that can help you secure the home of your dreams without stretching your finances too thin.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. These cards provide you with the ability to make purchases while earning rewards and managing your cash flow conveniently.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Newport News Shipbuilding Employees