Newport News Shipbuilding CU Virginia Beach VA | Best Auto Loans & Business Banking

Introduction

Community Commitment

What truly sets us apart is our unwavering commitment to the local community. Under the leadership of CEO James Mears and Board President Maureen Davis, we strive to provide personalized banking solutions that cater to your unique needs. From auto loans to mortgage refinancing and personal loans, our range of services is designed to empower you financially. We also take pride in offering business banking options for those looking to grow their enterprises. With a net member business loan balance reaching $248,331,179, we're here to help businesses thrive as well.

Why Choose Us?

When you choose Newport News Shipbuilding Employees Credit Union, you're not just joining a financial institution; you're becoming part of a family dedicated to your success. Our team of 495 employees is here to assist you every step of the way. We offer modern conveniences like online and mobile banking while ensuring traditional values of trust and transparency remain at the forefront. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to: 1 BayPort Way, Suite 350, Newport News, VA 23606. Ready to experience reliable banking? Give us a call at 757-928-8850 or visit our website at BayPort Credit Union today!

Branch History & Mission

At Newport News Shipbuilding Employees, our story is one of community and commitment. Founded in 1928, we have proudly served the Virginia Beach area for decades, growing alongside our members and adapting to meet their needs. Our branch, located at 4388 Holland Rd, Virginia Beach, VA 23452, has become a cornerstone of financial support for over 155,000 members who trust us with their banking needs. From our humble beginnings, we've transformed into a robust credit union with total assets exceeding $2.6 billion. This growth is not just about numbers; it reflects our dedication to providing valuable services that empower our members. With a strong emphasis on personal banking, auto loans, mortgages, and credit cards with rewards, we strive to enhance the financial well-being of everyone who walks through our doors. Our mission goes beyond just offering financial products. We are committed to enriching the communities we serve by investing in local initiatives and partnerships that make a real difference. Whether it's supporting local schools or participating in community events, we believe in giving back and fostering a sense of belonging among our members. While members can visit us at 4388 Holland Rd, official correspondence should be sent to 1 BayPort Way, Suite 350, Newport News, VA 23606. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. For added convenience, we offer ATM availability and drive-thru banking services. At Newport News Shipbuilding Employees, we are dedicated to creating an inclusive environment where everyone feels welcome. Our commitment to accessibility includes ADA-compliant facilities and digital advancements that allow you to manage your finances anytime, anywhere. We invite you to join us on this journey toward financial empowerment. Experience the benefits of being part of a community-focused institution that truly cares about your success. Reach out today at 757-928-8850 or visit our website at BayPort Credit Union to learn more about how we can support you on your financial journey!

Branch Location & Accessibility

Welcome to the Newport News Shipbuilding Employees branch, conveniently located at 4388 Holland Rd in beautiful Virginia Beach, VA. Our branch is easy to find and accessible for all members of our community. Just a stone's throw from local landmarks like the bustling Virginia Beach Town Center, we're in a prime spot that makes your banking experience seamless. At our Holland Road Branch, you'll find ample parking to make your visit hassle-free. We prioritize accessibility, ensuring that everyone can access our services comfortably. Our facility meets ADA standards with ramps and other features designed to assist all visitors. We're open Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays from 9:00 AM to 6:00 PM. Whether you need to set up a new account or discuss loan options, we're here during these hours to serve you. For those who prefer quick transactions, we offer drive-thru banking services for deposits and withdrawals, making it even more convenient for you to bank on the go. Plus, our ATM is available for those late-night cash needs or quick balance checks. If you ever need to send official correspondence, please note that our mailing address is 1 BayPort Way, Suite 350, Newport News, VA 23606. Our team is dedicated to providing personal banking solutions tailored just for you ranging from checking and savings accounts to auto loans and business banking services. If you're ready to explore what we have to offer or if you have any questions, don't hesitate to give us a call at 757-928-8850. We look forward to welcoming you soon!

Member Eligibility

At Newport News Shipbuilding Employees, we believe in building a community where everyone feels welcome and valued. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in Virginia Beach, you're likely eligible to join our family. We also open our doors to members of specific groups associated with Newport News Shipbuilding. This means that whether you're just starting out or looking for a supportive financial partner, there's a place for you here. To learn more about the specific eligibility requirements, feel free to check out the details at . Opening an account at Newport News Shipbuilding Employees is designed to be an easy process that puts you first. With our dedicated team ready to assist you, all you need to do is give us a call at (757) 928-8850, and we'll guide you through every step. Joining us not only gives you access to a wide range of financial services but also connects you with a community that cares about your success. Don't hesitate take the first step towards joining us today!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $373 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $230,723,722, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions smoother for your business. Imagine a busy café where customers can pay quickly with their cards or mobile wallets while you manage orders seamlessly. Our solutions ensure that payments are processed swiftly, allowing you to focus on what you do best serving your customers. Located at 4388 Holland Rd Virginia Beach Va 23452, Virginia Beach, VA, we are here to help you navigate the financial landscape so you can thrive. Contact us today at (757) 928-8850 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have you covered too! Our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey, helping you grow your business efficiently.

Credit Cards with Rewards

We also offer credit cards with rewards, allowing you to earn points for everyday purchases that can be redeemed for exciting rewards or cash back. This service adds value to your spending while making it easier for you to manage expenses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we proudly feature robust online and mobile banking solutions. You can manage your accounts from anywhere at any time whether it's checking balances, making transfers, or paying bills. Our ATM services allow for easy cash withdrawals whenever you need them, complemented by basic drive-thru banking for quick deposits and transactions.

Personal Banking Solutions

Our personal banking services cater to individuals and families alike. We offer checking and savings accounts tailored to fit various lifestyles, ensuring that managing your finances is both straightforward and beneficial. If you're dreaming of a new car, our auto loans and vehicle financing options can help turn that dream into reality with competitive rates and flexible terms. For those considering home ownership or refinancing, our mortgage loans provide a pathway to secure the perfect home while potentially saving on monthly payments through refinancing options. Additionally, if you're facing challenges with debt, our personal loans and debt consolidation services can help simplify your finances and put you back on track.

Shared Branching

Additionally, if you're traveling or find yourself needing access away from home, our partnership with shared branches allows basic transactions like deposits and withdrawals for partner credit union members. This means more flexibility for your banking needs. At the Holland Road Branch of Newport News Shipbuilding Employees located at 4388 Holland Rd, Virginia Beach, VA 23452, we strive to make banking simple and accessible for everyone. Our team is ready to assist you whether you're visiting us in person or connecting through digital platforms. For any questions or to learn more about how we can help you meet your financial needs, feel free to call us at 757-928-8850. Join us today and experience the difference with personalized service tailored just for you!

Digital & Online Banking

Additional Benefits

E-statements are another great feature we offer, allowing you to receive and review your statements electronically. This not only helps reduce paper waste but also ensures you have immediate access to your financial information. If you're looking to simplify payments between friends or family, our person-to-person transfer feature makes it easy to send money directly from your account without hassle. And let's not forget about mobile payments! With this feature, you can make purchases using just your smartphone making checkout quick and convenient. Overall, Newport News Shipbuilding Employees provides a comprehensive suite of digital banking services that combine accessibility with ease-of-use. Our goal is to empower you to take control of your financial journey on your terms. Explore all these features and more by visiting us online today!

Key Features

Our online banking platform offers a variety of features designed to make your life easier. You can access your accounts 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application, managing your finances is just a tap away. Security is a top priority for us. We provide electronic signature authorization to ensure that your transactions are safe and secure. Whether you're signing documents or authorizing payments, you can trust that we have your best interests in mind.

Financial Strength

A Growing Membership Base

Total Share Accounts: 319,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Newport News Shipbuilding Employees is your trusted partner. Visit us at 4388 Holland Rd Virginia Beach Va 23452 or call 757-928-8850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $146,982,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $27,886 in used auto loans and $2,005,942,557 in total loans and leases available to support your financial goals across various sectors.

Member Savings and Security

Members' savings are secured through $556,472,409 in share certificates and $506,776,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $11,232,596 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 474 full-time employees and 21 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $275,541,281, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1062 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $521,429,456 in used vehicle loans and $168,629,143 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easy to get behind the wheel of your dream car without breaking the bank.

Business Loans

For business owners, our outstanding commercial loans totaling $230,723,722 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or boost your working capital, we have solutions that cater specifically to business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $270,637,026, make buying or refinancing simple. We guide you through every step of the process to ensure you understand your options and can make informed decisions about your future.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we can assist you in exploring those options as well. Our team is here to help you navigate through refinancing opportunities that could save you money over time. For more information about our loan products or to speak with one of our knowledgeable representatives at Newport News Shipbuilding Employees branch located at 4388 Holland Rd Virginia Beach VA 23452, give us a call at 757-928-8850. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your journey towards better financial health starts here!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $110,646,466 in loans helping members manage their finances effectively. Enjoy convenience and peace of mind with our credit card offerings tailored to fit your lifestyle.

Loan Aggregator

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Real-Time Rate Comparisons

With real-time rate comparisons available from multiple institutions, LendMesh equips users with the insights they need to make informed decisions about their loans. By presenting up-to-date information, it empowers individuals to choose the best loan products tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the tool's effectiveness and reliability in helping consumers secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

One key advantage of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring users have access to accurate information. This means you can trust that the rates you see are genuine and reflect current market conditions.

NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION - Virginia Beach, VA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Virginia Beach, VA (23452)

Introduction

Community Commitment

Why Choose Us?

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit Cards with Rewards

Digital Banking Features

Personal Banking Solutions

Shared Branching

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

A Growing Membership Base

Investing in Your Future

Member Savings and Security

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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