Navy Federal Credit Union Virginia Beach VA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, where we prioritize your financial well-being above all else! Located at 4001 Virginia Beach Blvd, Virginia Beach, VA 23452, our branch has been serving the community since 1947. With a proud membership of over 14 million individuals, we're dedicated to providing exceptional service tailored to your needs. At Navy Federal, we understand that trust and reliability are essential in banking. That's why we've built a strong foundation with total assets amounting to an impressive $180.8 billion and total deposits reaching $2.32 billion. Our commitment to our members is reflected in our financial stability, which includes a net worth of $21.49 billion and cash in hand totaling $2.19 billion. Whether you're looking for personal banking solutions such as checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered! Our dedicated team of over 24,500 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to assist you every step of the way. While you can visit us at our branch for any inquiries or services, please note that official correspondence should be sent to the same address: 4001 Virginia Beach Blvd, Virginia Beach, VA 23452. Ready to take control of your finances? Call us today at 888-842-6328 or visit our website at Navy Federal Credit Union for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

Navy Federal actively engages with our community through various outreach efforts and partnerships aimed at supporting local initiatives. We understand that when our community thrives, so do our members. That's why we focus on initiatives that promote financial literacy and provide assistance where it's needed most. Our branch operates Monday through Friday from 9:00 AM to 5:30 PM, with Saturday hours from 9:00 AM to 2:00 PM, making it easier for you to stop by when it suits you best. Although we currently do not offer drive-thru services, our friendly staff is always ready to help you inside. As we look ahead, our commitment remains steadfast: we will continue to grow alongside our members and adapt to their changing needs while staying true to our roots as a member-focused credit union. Join us today at Navy Federal Credit Union in Virginia Beach! Experience firsthand how we can help you achieve your financial goals while being part of a community that cares. For inquiries or further information, feel free to reach out at 888-842-6328.

Our Mission

At Navy Federal Credit Union, our mission is simple yet profound: we are committed to serving the financial needs of our members while making a positive impact in the communities we call home. We believe that everyone deserves access to quality financial services that empower them to achieve their dreams. This mission drives us to offer a wide range of products from checking and savings accounts to auto loans and mortgage financing tailored to meet your unique needs. We pride ourselves on being more than just a financial institution; we are a partner in your journey. Our commitment extends beyond transactions; we strive to build lasting relationships with our members through exceptional service and community outreach initiatives. With features such as online and mobile banking, ATMs available for your convenience, and robust member support services, we ensure that banking with us is not only easy but also enriching.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union, your friendly neighborhood financial partner located at 4001 Virginia Beach Blvd in beautiful Virginia Beach, VA! This branch is conveniently situated near local landmarks, making it easily accessible for all your banking needs. Whether you're running errands or enjoying a day out at the nearby shopping centers, we're here to serve you. While members can visit us at our main location, official correspondence should be sent to our mailing address: 4001 Virginia Beach Blvd, Ste 132, Virginia Beach, VA 23452. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to make your visit as comfortable as possible. At Navy Federal, we pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we offer solutions that help you achieve your goals. You can also enjoy the convenience of ATM services available on-site for quick cash withdrawals and balance checks. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 2 PM, ensuring you have plenty of time to stop by when it works best for you. If you have any questions or need assistance, don't hesitate to give us a call at 888-842-6328. We look forward to welcoming you into our branch soon!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area or have family members who are already part of our credit union, you can easily join us. We're proud to offer a variety of services designed to help you achieve your financial goals, from personal banking to auto loans and more. For the most current and detailed eligibility requirements, feel free to check out this resource: https://www.navyfederal.org/membership/eligibility .html . Opening an account with us is just as easy! You can get started by visiting our online portal at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 if you have any questions. Our friendly staff is here to guide you through the process and ensure you feel right at home at Navy Federal Credit Union, located at 4001 Virginia Beach Blvd Virginia Beach Va 23452. Join us today and experience the benefits of being a valued member of our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether it's accepting credit card payments or managing payroll efficiently, we provide tools that make everyday operations smoother. Visit us at 4001 Virginia Beach Blvd Virginia Beach Va 23452 in Virginia Beach, VA, or give us a call at (888) 842-6328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans. We understand the unique challenges businesses face and are committed to helping you thrive in today's competitive landscape.

Credit Cards with Rewards

We also offer credit cards with rewards that suit various spending habits. Whether you're planning a family vacation or simply want to earn cash back on everyday purchases, our credit card options can add value to your financial strategy.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can check balances, pay bills, and transfer funds from anywhere at any time using our user-friendly app. With features like ATM access for cash withdrawals and balance checks, managing your finances has never been easier.

Get Started Today!

At Navy Federal Credit Union, we're here for all your financial needs. Whether you're visiting us in person or accessing services online, our team is ready to assist you every step of the way. For more information about our offerings or if you have questions, don't hesitate to call us at 888-842-6328 or visit us at navyfcu.org. Join us today and take control of your financial future!

Home Financing Options

Dreaming of homeownership? Our mortgage loans and refinancing services provide the support you need to make that dream a reality. We understand that buying a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process.

Personal Banking Solutions

Whether you are opening your first checking account or looking to grow your savings, we have options that fit every lifestyle. Our checking and savings accounts offer convenient access to your funds, ensuring you can manage your money effectively. If you're considering a new vehicle, our auto loans and vehicle financing solutions can help you get behind the wheel without stress. With competitive rates and flexible terms, we make it easy for you to drive away happy.

Personal Loans Made Simple

For those unexpected expenses or projects you've been putting off, consider our personal loans and debt consolidation options. These loans can help you manage your finances more efficiently, giving you peace of mind when life throws surprises your way.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7 at https://www.navyfederal.org/ . This means you can check balances, pay bills, and transfer funds from the comfort of your home or on the go. If you're looking for a quick way to send money to friends or family, our person-to-person transfers are fast and easy. Need to sign documents? No problem! We provide electronic signature authorization, so you can complete transactions without needing to print anything out. Plus, if you prefer going paperless, e-statements are available for your convenience.

Mobile Banking Made Easy

Don't forget about our mobile application! It allows you to manage your accounts directly from your smartphone. Whether you're making mobile payments or simply checking your balance while out and about, our app is user-friendly and secure. All these features come together to give you real-time account management that fits into your busy lifestyle. You can enjoy peace of mind knowing that your information is protected while also having the flexibility to handle your banking needs whenever it suits you. Join us at Navy Federal Credit Union and experience how digital banking can simplify your life!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report our strong financial standing, which is essential in providing you with reliable services and benefits. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to enhancing your banking experience is reflected in our $399,808,576 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve you better. With $1.3192 trillion in total loans and leases, including $1,023,510 in used auto loans, our lending capacity supports your financial goals across various sectors. While our current net income is $0, this reflects our ongoing commitment to investing back into the credit union for the benefit of our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 4001 Virginia Beach Blvd Virginia Beach Va 23452 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have solutions that cater to your specific needs.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your ventures. We understand how crucial access to funds is for your success and are here to support you every step of the way. At Navy Federal Credit Union, we prioritize our members' financial well-being by providing clear information about our products and services. If you want to explore eligibility options or refinance existing loans, feel free to reach out to us at 888-842-6328 or visit us at 4001 Virginia Beach Blvd, Virginia Beach VA 23452. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We provide guidance throughout the entire process and offer refinancing options for those looking to lower their monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These credit lines allow you to make purchases without collateral while enjoying the benefits of competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers, giving users confidence in the reliability of the information provided.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans