1st Advantage Credit Union | Auto Loans, ATM & Mobile Banking

1St Advantage CU

1st Advantage Credit Union, established in 1951 and headquartered in Newport News, VA, is a trusted national financial institution dedicated to empowering over 70,000 members with personalized banking solutions. Boasting total assets exceeding $1 billion and a strong net worth of $146 million, 1st Advantage offers stability and reliability under the leadership of CEO Paul Muse.

Members benefit from a comprehensive range of services including ATM and cash withdrawal access, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and credit cards with rewarding benefits. Business banking clients can take advantage of merchant services and tailored business loan options designed to support growth. Convenient online and mobile banking platforms ensure seamless account management anytime, anywhere.

With 13 branches across multiple cities and a dedicated team of 221 employees, 1st Advantage Credit Union combines expert financial guidance with member-focused service to help individuals and businesses achieve their financial goals. Whether you’re looking for basic checking and savings accounts or specialized lending products, 1st Advantage delivers trustworthy credit union values paired with nationwide accessibility. Visit https://www.1stadvantage.org/ to discover how membership can elevate your financial future.

Introduction

Welcome to 1st Advantage, a trusted financial partner dedicated to serving our community since 1951. Under the leadership of CEO Paul Muse and Board President Sylvester McClellan, we pride ourselves on empowering individuals and families through accessible financial services tailored to meet their unique needs. Our headquarters, located in Newport News, VA, reflects our commitment to the local community and our military members, ensuring that we foster a sense of belonging and support for all our members.

At 1st Advantage, your financial security is our priority. As an NCUA-insured institution since January 4, 1971, we offer peace of mind alongside a comprehensive range of modern banking tools designed for convenience and efficiency. With features such as online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization, managing your finances has never been easier. We invite you to explore our services at https://www.1stadvantage.org/ or contact us at 7578863314. Trust in 1st Advantage as your financial partner where member-first service meets innovation.

Financial Services

At 1st Advantage, we understand that managing your finances can be a complex endeavor, which is why we offer a comprehensive suite of services designed to meet the diverse needs of our members. From personal banking solutions such as checking and savings accounts to more specialized offerings like auto loans, mortgage financing, and credit cards with rewards, we are committed to supporting you in every financial journey. Our business banking services provide essential tools for small businesses, including merchant services and business loans, ensuring that entrepreneurs have the resources they need to thrive.

In today’s fast-paced world, digital access is crucial. That’s why we empower our members with state-of-the-art online banking and a user-friendly mobile application. With features like person-to-person transfers, mobile payments, and e-statements, you can manage your finances on the go, making it easier than ever to stay on top of your financial goals. Whether you’re planning for life milestones or simply managing day-to-day expenses, our innovative tools are here to help you succeed. Interested in becoming a member? Visit https://www.1stadvantage.org/personal/membership-benefits-discounts/ for more details on how you can join our community. And if you're considering your loan options or want to compare rates, check out https://www.lendmesh.com/loans/vehicle_loans for assistance. For any personal support or inquiries, feel free to reach us at (757) 886-3314; we're always here to help!

Financial Highlights

1st Advantage is more than just a financial institution; it is a trusted partner for its members, embodying stability, community spirit, and commitment to service excellence. With a robust Total Membership of 70,741, 1st Advantage has cultivated a strong community of individuals who rely on its diverse array of financial services. The credit union boasts impressive Total Assets of 1,000,428,625, reflecting its solid foundation and capacity to support the financial aspirations of its members.

One notable aspect of 1st Advantage's performance is its Net Worth, which stands at 146,602,757. This figure not only highlights the credit union's financial health but also indicates its ability to weather economic fluctuations while continuing to serve its members effectively. Additionally, with Total Deposits reaching 86,512,535, members can feel confident knowing their savings are secure in the hands of an institution that prioritizes their financial well-being.

1st Advantage’s commitment to lending is underscored by its Total Loans and Leases amounting to 44,912. This demonstrates the credit union's dedication to providing accessible financing options for personal needs, business ventures, and more. The volume of Credit Card Loans at 8,252 and Auto Loans at 21,208 further illustrates 1st Advantage’s broad range of products designed to meet various member needs.

The credit union's operational strength is reflected in its dedicated workforce of 221 employees who are committed to providing top-notch service and support. Its impressive Net Worth Ratio of 1,465 positions 1st Advantage favorably compared to industry standards, reinforcing trust in its financial practices.

Transparency is a core value at 1st Advantage, with all performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. This commitment to openness ensures that members are always informed about the institution’s standing and initiatives.

For those looking to make informed decisions regarding loans or financing options, now is the time to explore what 1st Advantage has to offer. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates tailored for your unique needs.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.

1St Advantage CU

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Branch Address

Services Offered

Join Our Community