1ST ADVANTAGE FEDERAL CREDIT UNION - Virginia Beach, VA

Our mission is simple yet profound: to provide personalized financial solutions that empower individuals and families to achieve their goals. We understand that everyone's needs are unique. That's why we offer a diverse range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. At 1st Advantage, we believe in giving back to the community. Our outreach programs focus on education and support for local initiatives, ensuring that we play an active role in enhancing the lives of those around us. We are proud to be ADA compliant and continually strive to improve our digital platforms so that all members can access our services easily. While members can visit us at 5386 Kempsriver Dr Ste 104, official correspondence should be sent to PO Box 2116, Newport News, VA 23609-0116 if needed. Our branch operates with convenient hours: Monday through Friday from 9 AM to 5 PM for both lobby and drive-thru services. With ATM availability and shared service centers nearby, your banking experience is designed to be hassle-free and accessible. Whether you're looking for help with your savings or need advice on loans, our dedicated team is here for you. Join us today at 1st Advantage! Experience the benefits of being part of a community-focused credit union where your financial success is our top priority. Together, let's build a brighter financial future! For more information or to start your membership journey, call us at 757-877-2444 or visit our website.

We invite you to visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM. If you prefer using our drive-thru service, it's open during the same hours for quick transactions like deposits and withdrawals. For those who need cash after hours, we have an ATM available for your convenience. At 1st Advantage, we offer a range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage options, we're dedicated to supporting your financial journey. Plus, if you're a member of another participating credit union, you can take advantage of shared services right here at our branch.

If you have any questions or need assistance, don't hesitate to call us at 757-877-2444. Our friendly team is ready to help! We look forward to welcoming you at our Virginia Beach location soon!

Our location is just a stone's throw away from popular spots like the Kempsville Center and various local parks, making it easy for you to drop by anytime. With ample parking available, you'll find it easy to park and visit us without hassle. We also pride ourselves on being ADA compliant, featuring ramps and accessible entrances to ensure everyone can comfortably access our services.

In addition to loans, we offer robust merchant services that simplify payment processing. Imagine a busy Saturday at your café our services ensure quick and secure transactions so you can focus on serving customers instead of worrying about payment issues. Let 1st Advantage help you navigate the financial landscape with confidence. Visit us at 5386 Kempsriver Dr Ste 104 Virginia Beach Va 23464, Virginia Beach, VA, or call us at (757) 877-2444 to learn more about how we can assist your business today!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $72,959,272, we continue to drive economic growth by financing new and expanding businesses.

If you're a business owner, we have tailored services just for you! Our Business Banking options include Merchant Services & Business Loans, designed to help small businesses thrive in today's economy. We understand that every dollar counts when running a business.

We know that convenience matters, which is why we offer various ways to access your money. Our branch features a drive-thru service for quick deposits and withdrawals without leaving your car. Plus, with our ATM services available nearby, you can withdraw cash or check balances effortlessly.

Life can be unpredictable, and sometimes unexpected expenses arise. That's where our Personal Loans & Debt Consolidation come into play. We offer solutions to help you manage your finances effectively. Additionally, our Credit Cards with Rewards can provide extra benefits on your everyday purchases making each transaction work harder for you.

Our personal banking options include Checking & Savings Accounts that help you manage your day-to-day expenses while saving for future goals. Imagine easily tracking your spending through our Online & Mobile Banking platforms, which allow you to access your accounts anytime, anywhere. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing can get you on the road quickly with competitive rates and flexible terms. For those considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services make the process smooth and hassle-free. We're here to guide you every step of the way.

If you're a member of partner credit unions, enjoy the benefit of basic shared branch transactions right here at 1st Advantage. This means even more flexibility when it comes to managing your accounts. With all these services and more offered right here at 1st Advantage, we aim to make banking as easy as possible for you. Our friendly staff is always ready to assist with any questions or concerns. For more information or to open an account today, give us a call at 757-877-2444 or visit us online at 1stadvantage.org. Join us and experience banking that truly puts you first!

Our online banking service, available at https://www.1stadvantage.org/ , allows you to access your accounts 24/7. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, with our mobile application, managing your finances on the go has never been simpler. You can download the app and enjoy all the features right from your smartphone. Need to send money quickly? Our person-to-person transfer feature makes it easy to send cash to friends or family instantly. Just a few taps and you're done! And if you prefer going paperless, we offer e-statements for those who want to stay organized while reducing clutter.

Security is our top priority. We provide electronic signature authorization for important documents, ensuring that your transactions are safe and legitimate. With mobile payments, you can make purchases using your phone without worrying about carrying cash or cards. At 1st Advantage, we strive to make online banking as convenient as possible while keeping your information secure. Our system is designed for ease of use so that you can manage your account in real-time without any hassle. Experience the difference with 1st Advantage's digital banking services today! Visit us at https://www.1stadvantage.org/ to learn more about how we can help you take control of your financial life with confidence.

Total Share Accounts stand at 139,996, showing a strong and growing member base that trusts us with their finances. Our commitment to transparency and member satisfaction is what keeps us connected with our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Advantage is your trusted partner. Visit us at 5386 Kempsriver Dr Ste 104 Virginia Beach Va 23464 or call (757) 877-2444 to learn more about how we can help you achieve your financial goals.

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to invest more back into our community and improve your overall banking experience.

Our operations remain efficient with a reported $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 216 full-time employees and 5 part-time employees who are dedicated to serving you with expertise and care.

With $143,687,981 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our focus on growth means more resources available for you when you need them most.

Members' savings are secured through $204,869,024 in share certificates and $110,222,889 in money market shares, offering stable and rewarding financial growth opportunities. These options allow our members to grow their funds securely while taking advantage of attractive interest rates.

With a net worth of $146,602,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,465 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Our lending capacity supports members' financial goals across various sectors with $10,604 in used auto loans and $717,458,707 in total loans and leases. This means whether you're looking to purchase a vehicle or need financing for other projects, we're here to assist you.

For business owners, our outstanding commercial loans totaling $72,959,272 provide the capital needed to grow and expand your business ventures. We are committed to supporting local businesses by offering competitive rates and flexible terms. At 1st Advantage, we pride ourselves on not just providing loans but also offering refinancing options that could help lower your monthly payments or improve your overall financial situation. If you're interested in exploring eligibility options for any of our loan products, feel free to reach out. You can contact us at (757) 877-2444 or visit us at our branch located at 5386 Kempsriver Dr Ste 104 Virginia Beach Va 23464 in Virginia Beach, VA. We're here Monday through Friday from 9 AM to 5 PM to assist you with all your lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,517,727 in used vehicle loans and $65,291,184 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $96,624,553, make buying or refinancing simple. We are dedicated to making the mortgage process straightforward and stress-free, with competitive rates and personalized service.

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $26,284,115 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need without putting up collateral.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each comparison reflects current market conditions, allowing users to see exactly what each lender offers without any hidden agendas.