1st Advantage Hampton VA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to 1st Advantage, your trusted partner in financial services since 1951! Located at 2014 Coliseum Dr, Hampton, VA 23666, we take pride in being a member-focused credit union that truly understands the needs of our community. With a strong commitment to supporting our members, we have grown to serve over 70,741 individuals and families, offering them not just banking services but a sense of belonging. At 1st Advantage, we believe in empowering our members through personalized financial solutions. Our total assets stand at an impressive $1,000,428,625, backed by total deposits of $86,512,535 and a net worth of $146,602,757. We understand that each member has unique financial goals, which is why our extensive range of services includes everything from checking and savings accounts to auto loans and mortgages. Under the leadership of our CEO Paul Muse and Board President Sylvester McClellan, we are dedicated to maintaining transparency and trustworthiness in all our dealings. Our team of 221 employees is here to provide expert guidance and support for your financial journey. Plus, with over 44,912 loans and leases issued, we're here to help you achieve your dreams whether it's purchasing a new car or securing your dream home. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2014 Coliseum Dr, Hampton, VA 23666. Have questions or need assistance? Feel free to reach out at 757-877-2444. Join us today and experience the difference that community banking makes! Visit our website at 1st Advantage to learn more about how we can help you thrive financially. Your success is our mission!

Branch History & Mission

Commitment to Community

At 1st Advantage, we believe in giving back to the communities we serve. We actively engage in local outreach efforts and partnerships with various organizations to promote financial literacy and support those in need. Our commitment extends beyond banking as we strive to make a positive impact on the lives of individuals and families throughout Hampton. While you can visit us at our branch location on Coliseum Drive, please note that official correspondence should be sent to the same address: 2014 Coliseum Dr, Hampton, VA 23666.

Looking Ahead

As we move forward into the future, we remain dedicated to enhancing member experiences through innovative services like online banking and mobile applications. We also prioritize accessibility with ADA-compliant facilities ensuring everyone can benefit from what we offer. Join us at 1st Advantage and experience the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 757-877-2444. We're excited to welcome you!

Our Journey

From our humble beginnings, 1st Advantage has been committed to fostering financial well-being for individuals and families. Over the decades, we've expanded our offerings, adapting to meet the changing needs of our members. As technology advanced, we embraced digital solutions while maintaining a personal touch in our service. Today, we provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our mission is clear: to empower our members by providing accessible financial solutions that enhance their lives. We understand that banking is not just about transactions; it's about building relationships and supporting one another through life's journey. Whether you're saving for your first home or managing your business finances, 1st Advantage is here every step of the way.

Branch Location & Accessibility

Contact Us

If you need assistance or have any questions before your visit, don't hesitate to give us a call at 757-877-2444. While members can visit us at 2014 Coliseum Dr, official correspondence should be sent to the same address as our mailing address: 2014 Coliseum Dr, Hampton, VA 23666. We invite you to come by and experience the friendly service at 1st Advantage! Whether you're looking for financial advice or simply want to explore your options, we're excited to help you on your financial journey.

Convenient Access

At our Hampton location, you'll find ample parking available, making your visit hassle-free. We take pride in our commitment to accessibility, ensuring that all members can navigate our branch comfortably. Whether you have mobility challenges or are just carrying heavy bags, we have features like ramps to assist you.

Operating Hours and Services

We understand that life can get busy, which is why we're here for you during convenient hours. Our lobby is open Monday through Friday from 9 AM to 5 PM. Feel free to stop by during these hours for personal banking needs like checking and savings accounts, auto loans, mortgage options, and more. If you're looking for quick cash withdrawal services or balance checks, you'll be pleased to know we offer ATM availability right here at the branch.

Member Eligibility

Becoming a member of 1st Advantage is like joining a warm, welcoming family that's dedicated to supporting your financial journey. If you live, work, or worship in the area surrounding our branch at 2014 Coliseum Dr Hampton Va 23666, you're likely eligible to join us. We're all about inclusivity, and we welcome individuals from various backgrounds and walks of life. You'll enjoy a range of benefits, including competitive loan rates, personalized service, and a community-focused approach to banking. Ready to take the next step? Opening an account with us is straightforward and convenient. You can find detailed eligibility criteria at https://www.1stadvantage.org/personal/membership-benefits-discounts/, which will guide you through what you need to know. For those looking to open an account, visit our account opening page at https://members.1stadvantage.org/auth/enrollment. If you have any questions or need assistance, feel free to call us at (757) 877-2444. Join us today and experience the difference that being part of 1st Advantage makes!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to launch your next big project. Our commercial loan products provide that crucial backing. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $72,959,272, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions. Picture this: a busy restaurant needing quick payment processing during peak hours. Our merchant services streamline this process, allowing you to focus on serving customers instead of worrying about payments. Visit us at 2014 Coliseum Dr Hampton Va 23666, Hampton, VA or call us at (757) 877-2444 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have you covered too! Our business banking services include essential tools like merchant services and business loans, designed to help your enterprise thrive in today's competitive environment.

Call Us Today!

We invite you to explore all the ways we can assist you financially. Whether you're visiting us at our Hampton branch or reaching out via phone at 757-877-2444, our friendly team is ready to help you find the right solutions for your unique needs. Join us today and experience the difference at 1st Advantage!

Digital Banking Features

In this digital age, convenience is key. At 1st Advantage, we prioritize accessibility through our robust online and mobile banking platforms. Manage your accounts anytime, anywhere with features like ATM access for cash withdrawals and balance checks. You can even send money easily using our person-to-person payment options.

Personal Banking Solutions

Our personal banking offerings are tailored to help you manage your finances with ease. With checking and savings accounts, we provide flexible options that suit your lifestyle and spending habits. Need a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions, ensuring that your dream home is within reach. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation services can help you stay on track. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn while you spend.

Digital & Online Banking

Key Features

One of the standout features we provide is the ability to view and manage your accounts through our user-friendly mobile application. You can also make payments with ease using our mobile payments feature, ensuring that you can handle transactions quickly and securely from your smartphone. If you need to send money to friends or family, our person-to-person transfer service lets you do just that with a few simple taps. For those who prefer keeping track of their financial statements digitally, we offer e-statements that provide a convenient way to access your account information without the clutter of paper. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Security and Accessibility

We prioritize your safety as you navigate our online services. Our platform is designed with robust security measures to protect your personal information while giving you peace of mind as you manage your finances. In today's fast-paced world, having easy access to your accounts is essential. With our digital banking options at 1st Advantage, you can check balances, transfer funds, and even deposit checks right from your device. Everything is designed for real-time account management so that you can stay in control of your finances wherever life takes you. Explore all these features and more by visiting us at https://www.1stadvantage.org/ today!

Financial Strength

At 1st Advantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong foundation built on trust and transparency, we are committed to providing our members with reliable financial services that meet their needs. With a net worth of $146,602,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1465 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $204,869,024 in share certificates and $110,222,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $143,687,981 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,604 in used auto loans and a total of $717,458,707 in loans and leases. Our operational efficiency is highlighted by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 216 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total share accounts stand at 139,996, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Advantage is your trusted partner. Visit us at 2014 Coliseum Dr Hampton Va 23666 or call 757-877-2444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,517,727 in used vehicle loans and $65,291,184 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to find the right financing solution.

Credit Lines and Business Financing

For those needing additional funding options, our total credit lines amount to $187,124,532, providing you with quick access to funds when needed. Additionally, for business owners looking to grow and expand their operations, we have outstanding commercial loans totaling $72,959,272 available to support your ventures. At 1st Advantage, we believe that everyone deserves access to quality financial services. If you're interested in refinancing or learning about eligibility options for any of our loan products, don't hesitate to reach out. For more information or assistance with your loan application process, feel free to contact us at 757-877-2444 or visit us online at 1st Advantage. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $96,624,553, make buying or refinancing simple. We are here to guide you through the process so you can secure the home you've always wanted.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $26,284,115 in loans helping members manage their finances effectively, our credit cards come with rewards and competitive rates designed to benefit you.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By partnering with verified financial institutions, LendMesh guarantees that users receive accurate information about available loan options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions at your fingertips, empowering you to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals save money while navigating the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

1St Advantage