1st Advantage Gloucester VA Credit Union | Basic ATM & Drive-Thru Banking

Introduction

Welcome to 1st Advantage, your trusted credit union located at 6511 George Washington Memorial Hwy, Gloucester, VA 23061. Since our establishment in 1951, we've been dedicated to serving our community and helping our members achieve their financial goals. With a solid membership base of 70,741 individuals and total assets amounting to an impressive $1,000,428,625, we pride ourselves on being a reliable partner in your financial journey. At 1st Advantage, we understand that each member's needs are unique. That's why our team is committed to providing personalized service tailored to you. Under the leadership of CEO Paul Muse and Board President Sylvester McClellan, our passionate staff of 221 employees works hard every day to ensure that your banking experience is exceptional. While members can visit us at our branch for services like basic transactions and ATM access, official correspondence should be sent to our mailing address at PO Box 2116, Newport News, VA 23609-0116. We invite you to reach out with any questions or concerns; you can contact us directly at (757) 877-2444. Our commitment goes beyond just numbers. We currently hold total deposits of $86,512,535 and maintain a healthy net worth of $146,602,757, allowing us to offer competitive loan products currently totaling 44,912 loans and leases to help you secure what matters most. Whether you're looking for auto loans or personal financing options, we're here to assist you every step of the way. Join us at 1st Advantage today let's build a brighter financial future together! For more information about membership benefits or to open an account online, please visit us at 1st Advantage Website. We look forward to welcoming you into our family!

Branch History & Mission

Community Commitment

Community is at the core of everything we do. From supporting local events to partnering with other organizations for outreach initiatives, 1st Advantage plays a vital role in enhancing the lives of those around us. We understand that when our community thrives, so do our members. While members can visit us at 6511 George Washington Memorial Hwy, official correspondence should be directed to PO Box 2116, Newport News, VA 23609-0116 if you need to reach us by mail.

Join Us Today!

We invite you to experience the benefits of becoming a member at 1st Advantage. With flexible operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we're here when you need us most. Whether you're looking for a loan or simply want guidance on your financial journey, our team is ready to help. Join us today by visiting our website at www.1stadvantage.org or call us at 757-877-2444 for more information about membership benefits and how we can assist you on your path toward financial success!

Our Mission

At 1st Advantage, our mission is clear: we aim to empower our members by providing them with a range of financial solutions tailored to meet their needs while supporting our local community. We believe that everyone deserves access to quality financial services. That's why we focus on creating strong partnerships within the community and engaging in outreach efforts that uplift those around us. As a member-focused credit union, we strive to make banking easier and more accessible for everyone. Our digital advancements ensure that members can manage their finances through online banking and mobile applications. We're proud of being ADA compliant and offering features like electronic signatures and e-statements, making transactions simple and convenient.

Branch Location & Accessibility

Welcome to the 1st Advantage Gloucester Branch, your friendly neighborhood credit union located at 6511 George Washington Memorial Hwy in beautiful Gloucester, VA. Nestled conveniently near popular local spots, we are easy to find and access. Whether you're just passing through or a long-time resident, our branch is designed to serve you with comfort and ease. For your convenience, we offer ample parking spaces and have features that comply with ADA accessibility standards, ensuring that everyone can visit us without hassle. We understand how important it is for our members to have a reliable banking experience, which is why we have both ATM services and drive-thru banking available. This allows you to manage your finances on the go or with minimal wait time. Our operating hours are designed with your schedule in mind: we're open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. This flexibility means you can stop by before work, during lunch, or even on the weekend when it suits you best! While members can visit us at 6511 George Washington Memorial Hwy for all their banking needs, official correspondence should be sent to our mailing address at PO Box 2116, Newport News, VA 23609-0116. Our friendly staff is always ready to assist you with various services such as deposits, withdrawals, and basic shared transactions. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 757-877-2444. We invite you to come by and see how we can help make your banking experience as smooth as possible!

Member Eligibility

At 1st Advantage, we're excited to welcome you into our community, where you can enjoy a range of financial benefits and personalized service. Becoming a member is simple and open to those who live, work, or worship in the areas we serve. We also extend membership to family members of existing members, making it easy for your loved ones to join too. If you're curious about the full eligibility requirements, you can find all the details at https://www.1stadvantage.org/personal/membership-benefits-discounts/. Joining us means more than just having a bank account; it's about being part of a supportive network that prioritizes your financial well-being. To get started with opening your account, you can visit our website at https://members.1stadvantage.org/auth/enrollment or give us a call at (757) 877-2444. We're located at 6511 George Washington Memorial Hwy Gloucester Va 23061, and our friendly team is here to help make your transition into membership as smooth as possible!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a tool that allows you to accept payments seamlessly while keeping track of your sales effortlessly. Our merchant services are designed to simplify transactions, allowing you to focus on what matters most your customers. From point-of-sale systems to online payment solutions, we offer practical services that can enhance your operational efficiency. Located at 6511 George Washington Memorial Hwy Gloucester Va 23061, Gloucester, VA, our team is here to partner with you every step of the way. Whether you're looking for funding options or merchant services, 1st Advantage is dedicated to helping your business thrive. Give us a call at (757) 877-2444 and let's discuss how we can support your vision!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $104 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $72,959,272, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's fast-paced world, having control over your finances is crucial. That's why we offer various digital banking features. With online banking, you can easily monitor your account activity, pay bills, and transfer money all from the comfort of your home or on the go. Our mobile app makes it even simpler by allowing mobile payments and person-to-person transfers right from your smartphone. Plus, with options for e-statements and electronic signature authentication, managing your accounts securely online has never been easier. At 1st Advantage, our goal is not just to provide services but also to create an experience that meets the needs of our members efficiently and effectively. If you have questions about any of these services or want assistance, feel free to reach out at 757-877-2444. We invite you to explore all that we offer at the Gloucester Branch. Visit us today or check out our website at 1st Advantage for more information on how we can help enhance your financial journey!

Everyday Banking Solutions

For members who need quick and easy access to their funds, our ATM services are available for essential transactions like withdrawals and balance checks. This convenience allows you to manage your finances without any hassle. Additionally, our drive-thru banking offers basic services such as deposits and withdrawals. Imagine being able to handle your banking needs while staying in the comfort of your car on a busy day!

Shared Branching Convenience

If you're a member of another partner credit union, you'll find that our shared branch transactions allow you to perform deposits and withdrawals with ease. This feature expands your banking capabilities beyond just our branch, ensuring you have access to your funds wherever you go.

Digital & Online Banking

Key Features

We offer various features designed to make your life simpler. For instance, if you're looking to send money to friends or family quickly, our person-to-person transfer service makes it a breeze. You can also enjoy the ease of mobile payments, letting you make purchases with just a tap. Concerned about paperwork? Our electronic signature authorization means you can sign documents securely online without needing to visit a branch. Plus, with e-statements available, you can keep track of your transactions in an organized manner while helping the environment by reducing paper waste.

Security and Accessibility

Your security is our top priority. All our online and mobile services include advanced security measures to protect your information. We want you to feel safe while managing your finances. Our digital banking services not only offer convenience but also provide real-time account management. You can monitor your spending and stay on top of your finances with ease. With everything from 24/7 access to user-friendly apps and secure services, 1st Advantage makes banking simple and accessible for everyone. Start exploring all we have to offer today!

Financial Strength

Investment in Growth

With $143,687,981 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our $71,745,870 in total loans and leases reflects our commitment to supporting your financial goals across various sectors. Additionally, with $10,604 in used auto loans available for those looking to make their next vehicle purchase or upgrade.

Member-Centric Savings Options

Members' savings are secured through $204,869,024 in share certificates and $110,222,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources focus on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a reported net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 216 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $146,602,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1465 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Experience

Total Share Accounts: 139,996, showing a strong and growing member base that trusts us with their finances. Our ability to maintain significant resources indicates the strength of our organization as well as the trust placed in us by our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Advantage is your trusted partner. Visit us at 6511 George Washington Memorial Hwy Gloucester Va 23061 or call 757-877-2444 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,517,727 in used vehicle loans and $65,291,184 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used option, we have flexible financing solutions tailored to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $72,959,272 provide the capital needed to grow and expand. We believe in supporting local businesses because they are vital to our community's economy.

Credit Lines and Unsecured Loans

For those seeking extra flexibility in managing expenses, we offer credit lines totaling $187,124,532. Additionally, our unsecured credit card loans amounting to $26,284,115 assist members in managing their finances effectively without tying up collateral. These products come with flexible terms designed to fit your lifestyle.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $96,624,553, make buying or refinancing simple. We provide competitive rates and terms that can help you navigate the path to owning your home with confidence.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines, we're here to help you explore eligibility options that could lower your monthly payments or improve your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to visit us or give us a call to discuss how we can assist you with our range of loan offerings tailored just for you!

Loan Aggregator

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1St Advantage