1ST ADVANTAGE FEDERAL CREDIT UNION

Welcome to 1st Advantage, your trusted financial partner located at 224 Commons Way, Williamsburg, VA 23185. Since our establishment in 1951, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With over 70,741 members and a solid foundation of $1,000,428,625 in total assets, we pride ourselves on being a credit union that truly cares about its members. At 1st Advantage, we understand that financial wellness is vital to achieving your life goals. That's why we offer a variety of services ranging from personal banking including checking and savings accounts to auto loans and business banking solutions. Whether you're looking for a new vehicle or planning for your future, we're here to help you navigate the financial landscape with confidence. Our leadership team, including CEO Paul Muse and Board President Sylvester McClellan, is committed to fostering a supportive environment where our members can thrive. With 221 dedicated employees ready to assist you, we ensure that you receive personalized service every step of the way. For official correspondence, please send mail to PO Box 2116, Newport News, VA 23609-0116. We invite you to visit us at our branch or reach out via phone at 757-877-2444. Our doors are open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 1 PM. Join us today and experience the difference at 1st Advantage! For more information on our services or to become a member, visit our website at 1st Advantage. We're excited to support you on your financial journey!

At 1st Advantage, we take pride in our rich history and unwavering commitment to serving the community of Williamsburg, VA. Since our establishment in 1951, we have grown from a small credit union to a vital financial resource for over 70,741 members. Our branch, located at 224 Commons Way, Williamsburg, VA 23185, has become a trusted partner for families and businesses alike. Over the years, we have reached significant milestones that reflect our dedication to excellence and member satisfaction. With total assets exceeding $1 billion, we are equipped to provide a wide range of services including personal banking, auto loans, mortgages, and business financing. Our growth is not just about numbers; it's about the relationships we've built and the positive impact we've had on our community. At 1st Advantage, our mission is clear: to empower our members through quality financial services while fostering a sense of belonging and support within the community. We strive to make banking accessible for everyone by offering innovative solutions like online and mobile banking, ensuring that our members can manage their finances conveniently from anywhere. While members can visit us at 224 Commons Way, official correspondence should be sent to PO Box 2116, Newport News, VA 23609-0116. We invite you to experience the benefits of being part of our credit union family. With features like an ATM available on-site and convenient drive-thru banking services, we prioritize your needs every step of the way. In addition to financial services, we actively engage with our community through outreach initiatives and partnerships aimed at promoting financial literacy and well-being. Our commitment extends beyond transactions; we believe in making a difference where it counts. We encourage you to join us at 1st Advantage. Whether you're looking for a new account or exploring loan options, our friendly team is ready to assist you. Connect with us at 757-877-2444 or visit our website at 1stadvantage.org to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Welcome to the 1st Advantage Commons Way Branch, your friendly neighborhood credit union located at 224 Commons Way in beautiful Williamsburg, VA. Nestled in James City County, our branch is easily accessible and ideally situated near popular local landmarks, making it convenient for all your banking needs. Whether you're visiting us for a quick transaction or exploring our services, we're here to serve you. While you can find us at our main location, please note that any official correspondence should be directed to PO Box 2116, Newport News, VA 23609-0116. Our branch is designed with accessibility in mind, featuring ramps and compliant facilities to ensure everyone feels welcome. You'll also find ample parking available right outside, making your visit as hassle-free as possible. Our operating hours are crafted to fit your busy schedule. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Need assistance? Give us a call at 757-877-2444; our friendly staff is always ready to help with anything you need. At the Commons Way Branch, we offer a range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of our drive-thru service for simple transactions and an ATM available on-site for quick cash withdrawals and balance checks. We invite you to visit us today at 1st Advantage Commons Way Branch! Experience firsthand how we can assist you with your financial journey. Your satisfaction is our top priority!

Becoming a member of 1st Advantage feels like joining a welcoming family that truly cares about your financial journey. If you're wondering about eligibility, you'll be pleased to know that joining is open to anyone who lives, works, worships, or attends school in the area. This means if you're part of the Williamsburg community or nearby, you're likely already qualified! Plus, our members enjoy a range of benefits like competitive rates on loans and access to various banking services designed with your needs in mind. For more details on eligibility criteria, feel free to explore this resource. Getting started is easy! You can open your account online in just a few minutes by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (757) 877-2444. We're here to help you every step of the way as you take this exciting step toward securing your financial future with us at 1st Advantage, located at 224 Commons Way Williamsburg Va 23185.

At 1st Advantage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a robust financial foundation to serve our community effectively. With a net worth of $146,602,757, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1465 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $204,869,024 in share certificates and $110,222,889 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $143,687,981 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive too; with $10604 in used auto loans and $717458707 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 216 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 139996, showing a strong and growing member base that trusts us with their finances. This reflects the trust our members place in us to manage their hard-earned money wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Advantage is your trusted partner. Visit us at 224 Commons Way Williamsburg Va 23185 or call 757-877-2444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.