Home Equity Loans in Baytown, TX

Thinking about using your Baytown home’s equity? Compare local loan offers to find competitive rates tailored for your remodeling or financial needs. Baytown homeowners benefit from lenders who understand our community and offer clear, flexible terms.

Unlock funds quickly with a home equity loan that fits your budget. Whether updating your kitchen or consolidating debt, exploring options in Baytown, TX ensures you get the best deal with personalized service right in your neighborhood.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
uhcu
6.2 - 6.344 %
ecu
6.2 - 9.65 %
100 %
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %
wellbyfinancial
6.25 - 8 %
30 Yrs
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7 and 30 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from both 7 and 30 days earlier. Both rates have stayed steady over the past month. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are also steady at 6.24% to 8.74% , showing no change over the past week or two months. Both products have kept their rates consistent during this time.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago. Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity rate range of 6.3% to 18% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 7% to 18% now, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the minimum was 4.99% .

Community Resource's Home Equity loan rates today range from 6.38% to 7.38% . These rates are slightly higher than 30 days ago, when they ranged from 6.25% to 7.38% , and also up compared to 60 days ago, which had a range of 6.2% to 7% . The rates have increased since 90 days ago, when they were between 5.38% and 6.63% .

🏦 Local Lenders in Baytown, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Harris County, TX

Compare other loan types in Baytown, TX

Why compare Home Equity Loans in Baytown, TX on LendMesh

If you’re exploring rates for home equity loans in Baytown, TX, it’s a smart move to compare multiple lenders on LendMesh. Doing so helps you uncover better deals and find more affordable options tailored to your needs. Taking a little extra time to shop around can make a big difference in securing the right loan with terms that fit your financial goals.

Consider subscribing to LendMesh’s alert service to stay informed effortlessly. Just set your ideal rate—say 5% or 4%—and receive notifications the moment offers fall below your target. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you’ll join thousands of Baytown borrowers who trust LendMesh to keep them ahead and confident in their lending choices.

Customers are also interested in:

Rates Home Equity