Home Equity Loans in Houston, TX 77086

Looking for a homeowner line of credit in Houston, TX? Tap into your home’s equity with ease and confidence. Compare offers from trusted local lenders who understand Houston’s unique market and can help you find flexible terms that fit your budget.

Whether you’re planning a remodel or need to consolidate debt, a home equity line of credit can provide the funds you need quickly. Explore your options today and make the most of your Houston home’s value with loans designed to support your financial goals.

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APR

Term

Max Amount

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6.75 - 8.865 %

20 Yrs

60 %

∞

6.75 - 12.25 %

90 %

∞

6.89 - 10.49 %

5 - 20 Yrs

100 %

∞

7 %

∞

7 - 8.5 %

20 - 30 Yrs

∞

7.125 %

15 Yrs

∞

7.34 %

5 Yrs

70 %

∞

7.375 - 8.125 %

10 - 20 Yrs

80 %

∞

7.75 - 8 %

30 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Texas Dow Employees has a Home Equity rate range of 7% to 8.5% today. This is higher than 7 days ago, when the range was 6.38% to 8.5% , and also up from 30 and 60 days ago, which had lower minimum rates. The maximum rate stayed the same compared to 7 days ago but is higher than 60 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Nusenda's Home Equity loan has an APR range of 7.38% to 8.12% today, which is higher than 7 and 30 days ago and also up from 60 and 90 days ago. The HELOC rate is 7.62% today, up from 7.25% a week ago. Eecu's HELOC has a 7.75% APR today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Home Equity loan shows an 8% APR now, unchanged from 7 and 30 days ago but up from the range of 5.5% to 6.38% seen 60 days ago.

🏦 Local Lenders in Houston, TX

FIRST SERVICE CREDIT UNION — 12755 N HOUSTON ROSSLYN RD HOUSTON TX 77086

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