Home Equity Loans in Houston, TX

Looking to tap into your Houston home's equity? Compare personalized home equity loan offers designed to fit your budget and help with remodeling, debt consolidation, or other needs. Finding the right local lender has never been easier.

Houston homeowners trust lenders who understand our community and provide quick funding with friendly support. Start comparing today to unlock great rates and flexible terms tailored just for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
uhcu
6.2 - 6.344 %
ecu
6.2 - 9.65 %
100 %
firstmarkcu
6.24 - 9.19 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %
wellbyfinancial
6.25 - 8 %
30 Yrs
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
unitedfcu
6.3 - 7.25 %
15 Yrs
90 %
crcu
6.38 - 7.38 %
5 - 30 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Heritage has a HELOC with a 6.2% APR today, unchanged from 7 and 30 days ago. Their Home Equity loan shows a 6.34% APR now, also unchanged from both 7 and 30 days earlier. Both rates have stayed steady over the past month. Educators has a Home Equity loan with an APR range of 6.2% to 9.65% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are also steady at 6.24% to 8.74% , showing no change over the past week or two months. Both products have kept their rates consistent during this time.

Firstmark's Home Equity rates are 6.24% to 7.24% today, the same as 7 days ago but higher than the 6.24% to 6.87% range from 30, 60, and 90 days ago. The HELOC rate is steady at 6.63% , unchanged from both 7 and 30 days ago. Improvement loan rates remain at 7.89% to 9.19% , with no change over the past 90 days. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago. Jsc's HELOC rates are 4.99% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the rate was 6.5% . Their Home Equity loan rates are 6.25% to 8% , the same as 7 and 30 days ago, but lower than 60 days ago when the minimum was 6.99% . The 90–day rate for Home Equity matches today's range.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . United has a Home Equity rate range of 6.3% to 18% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 7% to 18% now, unchanged from 7, 30, and 60 days ago but higher than 90 days ago when the minimum was 4.99% .

Community Resource's Home Equity loan rates today range from 6.38% to 7.38% . These rates are slightly higher than 30 days ago, when they ranged from 6.25% to 7.38% , and also up compared to 60 days ago, which had a range of 6.2% to 7% . The rates have increased since 90 days ago, when they were between 5.38% and 6.63% .

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