Home Equity Loans in Houston, TX 77014

Looking to unlock your Houston home's value? Compare home equity loan offers to find low rates and flexible terms that fit your budget. Whether it’s for remodeling or debt consolidation, tapping into your home’s equity can be a smart way to reach your financial goals.

Houston homeowners deserve a loan experience that’s simple and local. By comparing offers, you gain access to trusted lenders who understand the community and provide fast funding with friendly support. Start exploring your options today and make your home work for you.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.75 - 8.865 %

20 Yrs

60 %

∞

6.75 - 12.25 %

90 %

∞

6.89 - 10.49 %

5 - 20 Yrs

100 %

∞

7 %

∞

7 - 8.5 %

20 - 30 Yrs

∞

7.125 %

15 Yrs

∞

7.34 %

5 Yrs

70 %

∞

7.375 - 8.125 %

10 - 20 Yrs

80 %

∞

7.75 - 8 %

30 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. Texas Dow Employees has a Home Equity rate range of 7% to 8.5% today. This is higher than 7 days ago, when the range was 6.38% to 8.5% , and also up from 30 and 60 days ago, which had lower minimum rates. The maximum rate stayed the same compared to 7 days ago but is higher than 60 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. Nusenda's Home Equity loan has an APR range of 7.38% to 8.12% today, which is higher than 7 and 30 days ago and also up from 60 and 90 days ago. The HELOC rate is 7.62% today, up from 7.25% a week ago. Eecu's HELOC has a 7.75% APR today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Home Equity loan shows an 8% APR now, unchanged from 7 and 30 days ago but up from the range of 5.5% to 6.38% seen 60 days ago.

🏦 Local Lenders in Houston, TX

CHARTWAY FEDERAL CREDIT UNION — 4373 FM 1960 WEST HOUSTON TX 77014

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION

✅OAK FARMS EMPLOYEES CREDIT UNION

✅PRIMEWAY FEDERAL CREDIT UNION

✅HOUSTON POLICE FEDERAL CREDIT UNION

✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION

✅HOUSTON HIGHWAY CREDIT UNION

✅PILGRIM CUCC FEDERAL CREDIT UNION

✅PORT TERMINAL FEDERAL CREDIT UNION

✅SYNERGY FEDERAL CREDIT UNION

✅UNION FIDELITY FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅MEMORIAL 62571 CREDIT UNION

✅INVESTEX CREDIT UNION

✅MET TRAN FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅PRIORITY TRUST CREDIT UNION

✅UNITED ENERGY CREDIT UNION

✅FIRST SERVICE 68605 CREDIT UNION

✅HARRIS COUNTY FEDERAL CREDIT UNION

✅KBR HERITAGE FEDERAL CREDIT UNION

✅JSC FEDERAL CREDIT UNION

✅ILA 1351 FEDERAL CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅BAKER HUGHES FEDERAL CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅TEAM FINANCIAL FEDERAL CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION

✅SHELL FEDERAL CREDIT UNION

✅UNITED COMMUNITY 68369 CREDIT UNION

✅SP TRAINMEN FEDERAL CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅BCM FEDERAL CREDIT UNION

✅BAYOU CITY FEDERAL CREDIT UNION

✅PIE CREDIT UNION

✅TRUITY FEDERAL CREDIT UNION

✅MEMBERS CHOICE 67508 CREDIT UNION

✅MEMBERSOURCE CREDIT UNION

✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION

✅PORT OF HOUSTON CREDIT UNION

✅TOGETHER CREDIT UNION

✅REED CREDIT UNION

✅FIRST COMMUNITY 66818 CREDIT UNION

✅TRANSTAR FEDERAL CREDIT UNION

✅TEXAS LEE FEDERAL CREDIT UNION

✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION

✅TEXAS BAY CREDIT UNION

✅HOUSTON FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅GULF COAST EDUCATORS FEDERAL CREDIT UNION

✅HERITAGE HUB FEDERAL CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅AMOCO FEDERAL CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅CREDIT HUMAN FEDERAL CREDIT UNION

✅LIGHT COMMERCE CREDIT UNION

✅CYFAIR CREDIT UNION

✅ENERGY CAPITAL CREDIT UNION

✅SMART FINANCIAL CREDIT UNION

✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

✅BRAZOS VALLEY SCHOOLS CREDIT UNION

✅SOUTHERN STAR CREDIT UNION

✅SOUTHERN 9214 CREDIT UNION

✅BP FEDERAL CREDIT UNION

✅FIRST SERVICE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅ST LUKES COMMUNITY CREDIT UNION

✅HOUSTON BELT TERMINAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅COMMUNITY RESOURCE 68021 CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅PIONEER MUTUAL FEDERAL CREDIT UNION

✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION

✅ESSENTIAL CREDIT UNION

✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION

✅ILA 28 FEDERAL CREDIT UNION

✅SHARED RESOURCES CREDIT UNION

✅PASADENA MUNICIPAL FEDERAL CREDIT UNION

✅IBEW LU 66 CREDIT UNION

✅CHEMCEL FEDERAL CREDIT UNION

✅BEACON 6062 CREDIT UNION

✅BAYER HERITAGE FEDERAL CREDIT UNION

✅CITY OF DEER PARK FEDERAL CREDIT UNION

✅LUBRIZOL EMPLOYEES CREDIT UNION

✅U S I CREDIT UNION

Compare other loan types in Houston, TX

Why compare Home Equity Loans in Houston, TX on LendMesh

If you’re searching for credit home loans in Houston, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable rates. Exploring your options ensures you find a loan that fits your financial goals without rushing into the first offer. Keep browsing and comparing to make a confident, informed choice that unlocks your home’s potential on terms that work for you.

Consider subscribing to LendMesh’s alert service to stay on top of the Houston credit home loan market. Simply set your target rate—whether it’s 5% or 4%—and receive timely notifications when offers dip below your goal. Along with weekly or monthly updates filled with expert insights, rate trends, and curated loan deals, you’ll be equipped to act quickly and smartly, just like thousands of other borrowers in Houston.