Home Equity Loans in Birmingham, AL

Looking to tap into your Birmingham home's value? A home equity loan can provide the funds you need for renovations, debt consolidation, or unexpected expenses. Comparing offers helps you find the best rates and terms that fit your budget.

Local lenders in Birmingham, AL, understand your community and offer personalized service with quick funding. Start your application today to see how much you could borrow and take the next step toward your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
listerhill
4 %
10 - 20 Yrs
∞
avadiancu
4.49 - 9.25 %
15 Yrs
80 %
∞
mymax
4.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
dcu
5.25 - 7.75 %
20 Yrs
50 %
∞
tyndall
5.875 - 7 %
20 Yrs
80 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
alabamaone
6 - 9 %
15 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Listerhill has a HELOC with a 4% APR today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Avadian's HELOC rates are 4% to 9.25% today, down from 4.49% to 9.25% over the past 7, 30, 60, and 90 days. The Home Equity loan rates remain steady at 7.25% to 8.25% , showing no change from 7, 30, or 60 days ago. Max has a HELOC with a 4.5% APR today. This rate is the same as it was 7 days ago and also matches the rate from 60 days ago. There's no change in the APR over these periods.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital's Home Equity rates today range from 5.25% to 6.75% , which is up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rates are 6.25% to 7.75% today, also higher than 7 days ago but lower than the rates from 30, 60, and 90 days ago. Tyndall's Home Equity loan rates are between 5.88% and 7% today, the same as they were 7, 30, and 60 days ago. The HELOC rate is steady at 6.74% , with no change from 7, 30, 60, or 90 days ago. Both products have held their rates steady over the past three months.

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Alabama One has a Home Equity loan with an APR range of 6% to 9% , unchanged from 7 and 30 days ago. Their HELOC rates are between 7.25% and 8.75% , unchanged from 7, 30, 60, and 90 days ago. Both products show stable rates over the past three months.

🏦 Local Lenders in Birmingham, AL

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If you’re looking to apply for a home equity loan in Birmingham, AL, it pays to explore multiple lenders. Comparing options on LendMesh can help you uncover better rates and more flexible terms tailored to your needs. Taking a little extra time now could save you money and find the perfect loan to unlock your home’s value with confidence.

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