Vehicle Loans in Berkeley, CA

Searching for the lowest car loan rates in Berkeley, CA? Compare personalized offers from trusted lenders to find a deal that fits your budget and gets you driving sooner. It’s simple, local, and tailored to your needs.

Berkeley drivers deserve easy financing and fast approvals. By comparing loan options, you can save money and enjoy a smoother car-buying experience with support from lenders who understand your community. Start comparing today and take the wheel with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
pacificservice
4.24 - 15.99 %
7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
providentfcu
4.26 %
alturacu
4.29 %
5 Yrs
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Berkeley, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Alameda County, CA

Compare other loan types in Berkeley, CA

Why compare Vehicle Loans in Berkeley, CA on LendMesh

If you’re searching for the lowest interest rate in a car loan in Berkeley, CA, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and find the loan that fits your budget without feeling rushed. Take your time and use LendMesh’s tools to make an informed choice that puts you in the driver’s seat with confidence.

Subscribe to LendMesh for personalized alerts tailored to your target rate—whether it’s 4% or 5%. You’ll receive timely notifications when offers dip below your threshold, plus weekly or monthly updates with expert insights, rate trends, and select loan options. Join other Berkeley borrowers who trust LendMesh to stay informed and seize the best car loan opportunities as they arise.

Customers are also interested in:

Lowest Interest Rate In Car Loan