Citizens Equity First Credit Union | Auto Loans & ATM Access

Citizens Equity First

Citizens Equity First Credit Union (CEFCU), founded in 1937 and headquartered in Peoria, IL, is a trusted national financial institution serving over 400,000 members. With total assets exceeding $7.7 billion and a strong net worth of over $940 million, CEFCU offers stability and personalized service backed by a dedicated team of more than 1,000 employees led by CEO Matthew Mamer.

CEFCU provides a comprehensive range of banking solutions designed to meet diverse financial needs. Members enjoy convenient ATM and drive-thru access, flexible checking and savings accounts, and rewarding credit cards. Whether you're financing your next vehicle with competitive auto loans or exploring mortgage loans and refinancing options, CEFCU delivers expert guidance and affordable rates. Personal loans for debt consolidation, robust business banking services including merchant solutions and business loans, plus seamless online and mobile banking platforms make managing finances simple and accessible nationwide.

With 35 branches across multiple cities and a commitment to member-focused service, Citizens Equity First Credit Union empowers individuals and businesses to achieve their financial goals with confidence. Visit https://www.cefcu.com/ to learn more about how CEFCU can support your financial future.

Introduction

Welcome to citizens-equity-first, a trusted financial institution established in 1937 with a mission to empower our members and support the communities we serve. Under the leadership of CEO Matthew Mamer and Board President Joseph Needham, we are dedicated to providing exceptional service and fostering financial well-being for all our members. Located in the heart of Peoria, IL, we have been NCUA-insured since 1/2/1975 0:00, ensuring that your deposits are secure and protected.

At citizens-equity-first, we understand that modern banking requires flexibility and accessibility. That's why we offer a suite of innovative banking tools designed to enhance your financial experience, including convenient Online Banking, a user-friendly Mobile App, E-Statements, Mobile Payments, and Electronic Signature Authorization. While we currently do not support P2P Transfers, our commitment to member satisfaction drives us to continually explore new ways to serve you better. Discover more about how we can support your financial journey by visiting our official website at https://www.cefcu.com/ or contacting us directly at .

Financial Services

At Citizens Equity First, we are dedicated to providing our members with a comprehensive suite of financial services designed to meet their everyday banking needs and support their long-term goals. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and credit cards with attractive rewards. For small businesses, we offer tailored banking options including merchant services and business loans, ensuring you have the necessary tools to grow your venture. Additionally, our ATM & cash withdrawal services provide convenient access to your funds whenever you need them.

In today's fast-paced world, we understand the importance of digital access. With our robust online banking platform and user-friendly mobile application, managing your finances has never been easier. You can take advantage of features like e-statements for paperless management, electronic signatures for hassle-free documentation, and mobile payments for quick transactions on the go. While person-to-person transfers are not currently offered, our digital tools equip members to effectively manage daily transactions and plan for significant life milestones without any stress. To learn more about membership eligibility or how you can benefit from our services, please visit https://www.cefcu.com/personal/learn/membership-benefits.html. If you're considering a loan or wish to compare rates before making a decision, explore our resources at https://www.lendmesh.com/loans/vehicle_loans. We are always here to assist you—feel free to reach out if you have any questions or need personal support at .

Financial Highlights

Citizens Equity First is a steadfast financial partner that exemplifies trust and reliability in the banking industry. With a total membership of 402,409, we serve a diverse community, ensuring that our members' needs are met with precision and care. Our impressive total assets amount to 7,768,682,749, reflecting our strong position in the market and our commitment to safeguarding your funds. The net worth of 941,559,727 showcases our stability and fiscal responsibility, providing peace of mind to all our members.

We pride ourselves on transparency and accountability, demonstrated by our consistent performance metrics. Although we report a net income of 0, we continue to grow our offerings and enhance member services. Our total deposits stand at 357,663,736, illustrating the trust placed in us by our valued members. Additionally, with a robust portfolio consisting of 220,826 loans and leases, we actively contribute to the economic growth of the communities we serve.

Our dedicated team of 1,022 professionals is committed to providing exceptional service and personalized financial solutions tailored to individual needs. The high net worth ratio of 1,210 signifies our strength and capability to support our members effectively. We take pride in facilitating access to credit through various products, including a significant credit card loan volume of and an extensive auto loan portfolio totaling .

As a trusted institution, we also cater to businesses with commercial loans amounting to , empowering local enterprises to thrive. With total borrowings at 70,000,000, we maintain liquidity while ensuring competitive rates for all our lending products.

At Citizens Equity First, we understand the importance of being accessible and responsive in today's fast-paced financial landscape. Our commitment to delivering superior banking experiences is unwavering, making us a reliable choice for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

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