Nationwide Credit Union | Auto Loans & ATM Access

Keypoint CU

KeyPoint Credit Union, established in 1979, is a nationally recognized financial cooperative committed to empowering over 53,600 members with personalized banking solutions. With total assets exceeding $1.65 billion and a strong net worth of nearly $152 million, KeyPoint combines financial strength with member-focused service under the leadership of CEO T. Bradford Canfield.

Members enjoy a comprehensive range of services including convenient ATM and cash withdrawal options, competitive auto loans and vehicle financing tailored to diverse needs, plus mortgage loans and refinancing solutions designed to support homeownership goals. Personal banking offerings feature checking and savings accounts, credit cards with rewarding perks, personal loans, and debt consolidation programs crafted to simplify money management.

Business members benefit from merchant services and flexible business loan solutions aimed at fostering growth and operational success. Robust online and mobile banking platforms provide seamless account access anytime, anywhere, ensuring convenience for busy lifestyles.

Supported by a dedicated team of 181 employees across multiple branches, KeyPoint Credit Union stands out as a trusted national institution committed to helping members achieve their financial aspirations with confidence and care. Explore membership benefits today at https://kpcu.com/.

Introduction

Welcome to keypoint, a trusted financial institution dedicated to serving our community since 1979. Located in the heart of San Jose, CA, we pride ourselves on empowering our members with comprehensive financial services tailored to meet their needs. Under the leadership of CEO T. Bradford Canfield and Board President Gary Garcia, our mission revolves around fostering financial well-being and ensuring that every member feels valued and supported.

At keypoint, we understand the importance of modern banking tools in today’s fast-paced world. That's why we offer a range of convenient services such as Online Banking, P2P Transfers, E-Statements, and Mobile Payments, all designed to enhance your banking experience. While we prioritize technological accessibility, our commitment to personal service remains unwavering. We are proud to be insured by the NCUA since 12/13/1979 0:00, providing you with peace of mind as you navigate your financial journey with us. For more information about our services or to reach out, please visit our official website at https://kpcu.com/ or contact us via fax at (408) 727-1959. Join us at keypoint, where trust and community come first.

Financial Services

At keypoint, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans, mortgage refinancing, or credit cards with rewards, we have you covered. Our business banking services include merchant services and business loans, ensuring that small business owners can access the financing they need to grow and succeed. We also provide ATM and cash withdrawal services across multiple locations, making it convenient for you to manage your finances on the go.

In today's digital age, we understand the importance of having easy access to your financial information. That's why we offer robust online banking capabilities that allow you to manage your accounts anytime, anywhere. With features like person-to-person transfers, mobile payments, and e-statements, managing your everyday banking has never been simpler. While we currently do not have a mobile application, our user-friendly online platform ensures that you can still handle your banking needs efficiently. If you're considering a new loan or want to compare rates, be sure to check out our loan aggregator tool at https://www.lendmesh.com/loans/personal_loans. Membership is open to those who qualify; find out more about eligibility at https://www.kpcu.com/membership. For any questions or personalized assistance, feel free to reach us at (408) 727-1959. Join us today and take control of your financial future with confidence!

Financial Highlights

In today's ever-changing financial landscape, keypoint stands out as a trusted and valuable partner for individuals and businesses alike. With a remarkable Total Membership of 53,678, our community-driven approach ensures that we cater to the unique needs of our members. Our commitment to financial stability is underscored by our impressive Total Assets of 1,659,313,255 and a solid Net Worth of 151,872,383. These figures reflect not only our sound management practices but also the trust that our members place in us.

Despite the challenges faced by many financial institutions, keypoint has maintained a sustainable model with a Net Income of 0, enabling us to reinvest in services that benefit our members. Our extensive Total Deposits amounting to 100,612,202 demonstrate the confidence and loyalty of our member base, while our diverse portfolio showcases our versatility with Total Loans and Leases totaling 23,449.

Our dedicated team of Total Employees numbering 181 is passionate about providing exceptional service. We take pride in our strong performance metrics, including a robust Net Worth Ratio of 911, which places us among the leaders in financial health within the industry. With a substantial Credit Card Loan Volume of 6,386 and an impressive Auto Loan Volume reaching 6,332, we offer tailored solutions that meet various financial needs.

Furthermore, our engagement in commercial lending is evident with Commercial Loans totaling 301, supporting local businesses and fostering economic growth within our communities. While we maintain prudent fiscal practices with Total Borrowings at 175,000,000, we remain committed to transparency and excellence in all aspects of our operations.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. To explore how you can benefit from competitive loan options tailored to your needs, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your requirements.

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