Keypoint Cupertino CA Credit Union | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Keypoint, your trusted credit union located at 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014. Established in 1979, we have proudly served our community for over four decades, building a strong foundation based on trust, reliability, and commitment to our members. With a thriving membership of 53,678, we understand the unique financial needs of our community and strive to provide personalized services that make banking simpler and more accessible. At Keypoint, we are not just about numbers; we're about people. Our total assets exceed $1.65 billion, reflecting our dedication to secure and effective financial solutions for you. We manage total deposits of $100,612,202 and offer an impressive range of loans with a total value of 23,449. Our net worth stands at $151,872,383, ensuring that your money is safe and sound. While you can visit us at our physical location in Cupertino, official correspondence should be directed to our mailing address: 10815 N Wolfe Rd # 100, Cupertino, CA 95014-0611. Under the leadership of CEO T. Bradford Canfield and Board President Gary Garcia, we are committed to providing excellent service through various offerings such as personal banking, auto loans, mortgage refinancing, business banking solutions, and much more. We also prioritize convenience with our online banking services and ATM access available for your ease. Our dedicated team of 181 employees is here to assist you with any inquiries or services you may need. If you have questions or want to explore how Keypoint can help you achieve your financial goals, don't hesitate to reach out! Call us at (408) 731-4100 during our operating hours: Monday through Thursday from 9 AM - 5 PM, Wednesday from 10 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9:30 AM - 2 PM. Join us today at Keypoint where your financial journey begins! For more information about our services or to become a member, visit us at kpcu.com.

Branch History & Mission

Call to Action

Join us today and discover how Keypoint can help you reach your financial aspirations! With flexible operating hours Monday through Friday from 9 am to 6 pm (and Saturday from 9:30 am to 2 pm) we're here when you need us most. Whether you're looking for a new loan or simply want to open an account, we invite you to experience the Keypoint difference. For more information or assistance, feel free to call us at 408-731-4100. Together, let's build a brighter financial future!

Our Mission

At Keypoint, our mission is simple: to empower individuals and families by providing access to reliable financial services that foster growth and stability. We believe that everyone deserves a chance to thrive financially, which is why we prioritize community support alongside excellent customer service. We are committed to helping our members achieve their financial goals while also giving back through various outreach programs and partnerships within the community. We understand that navigating finances can sometimes be overwhelming. That's why we've made significant strides in enhancing accessibility with features like online banking and mobile payments. Plus, we're proud to offer ATM services for your convenience.

Our Story

From our humble beginnings, Keypoint has grown into a strong community institution with a total membership of 53,678 and total assets reaching an impressive $1,659,313,255. Over the years, we have evolved to meet the needs of our members, embracing advancements in technology while ensuring personal service remains at the heart of what we do. Our dedicated team is here to guide you through your financial journey with services ranging from checking and savings accounts to auto loans and mortgages. Our headquarters are located in San Jose, CA, but our focus is firmly on serving the residents of Cupertino and surrounding areas. While members can visit us at our branch address for their banking needs, official correspondence should be sent to 10815 N Wolfe Rd # 100, Cupertino, CA 95014-0611.

Branch Location & Accessibility

Welcome to Keypoint at our Cupertino Branch, conveniently located at 10815 N Wolfe Rd Ste 100, Cupertino, CA 95014. This prime spot ensures that you can easily access our services right in the heart of Cupertino, close to local landmarks like the popular Apple Park and a short drive from various shopping centers. Our branch is designed with your comfort in mind. There's ample parking available, making it hassle-free for you to visit us. We also ensure accessibility for everyone, with features like ADA-compliant ramps and spacious entrances, so all members can feel welcome. If you're looking to visit us, we're here to serve you during convenient hours: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9:30 AM to 2 PM. Whether you're stopping by for personal banking needs or exploring our various loan options, our friendly staff is ready to assist. For quick transactions, we offer ATM services right at this location. Although we do not have drive-thru banking here, we invite you to come inside where you'll find a welcoming environment tailored for all your banking needs. While members can visit us at 10815 N Wolfe Rd Ste 100, please note that official correspondence should be sent to 10815 N Wolfe Rd # 100, Cupertino, CA 95014-0611. Have questions or need assistance? Don't hesitate to give us a call at 408-731-4100. We look forward to seeing you soon!

Member Eligibility

Joining the Keypoint family is more than just opening an account; it's about becoming part of a caring community that values its members. To become a member at Keypoint, you simply need to meet a few friendly criteria. If you live, work, or worship in the area, you're likely already eligible! You can find all the specific details about who can join by visiting our eligibility page at https://www.kpcu.com/membership . The advantages of membership are plentiful, including access to personalized services, competitive rates on loans, and opportunities for savings that truly benefit you. Getting started is simple just reach out to us at (408) 731-4100, or head over to our account opening page at https://www.kpcu.com/apply-for-a-loan . Whether you're looking for a checking account, an auto loan, or other financial services, we're here to support your journey every step of the way. Come visit us at our branch located at 10815 N Wolfe Rd Ste 100 Cupertino Ca 95014 and see how easy it is to be part of something special!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine having quick access to funds right at the point of sale. Our services allow you to accept payments easily, manage cash flow efficiently, and even offer rewards to loyal customers. Located conveniently at 10815 N Wolfe Rd Ste 100 Cupertino Ca 95014, Cupertino, CA 95,014, we are here to assist you with all your business banking needs. Contact us today at (408) 731-4100 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $278 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $159,966,310, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options can make that dream a reality. We offer competitive rates and flexible terms to fit your budget. Picture yourself driving off in that new car, knowing you've secured an excellent deal through Keypoint.

Business Banking

Running a business requires reliable support. At Keypoint, our business banking services include merchant services and business loans that cater specifically to entrepreneurs and local businesses. We're committed to helping you grow and succeed in today's competitive market.

Convenient Access

We know convenience matters in today's fast-paced world. That's why we offer ATM services that allow for easy cash withdrawals and balance checks right when you need it. Plus, our online banking ensures that all these services are available at your fingertips anytime, anywhere. In conclusion, whether you're looking for personal banking solutions or business support, Keypoint has everything you need under one roof at 10815 N Wolfe Rd Ste 100 Cupertino Ca 95014. For more information about our comprehensive list of services or if you have any questions, feel free to reach out at (408) 731-4100. We look forward to serving you!

Credit Cards with Rewards

Enjoy shopping? Our credit cards come with rewards that allow you to earn points on everyday purchases. Use them wisely, and watch how quickly those rewards add up! From travel perks to cash back offers, there's something beneficial for everyone.

Mortgage Loans & Refinancing

If homeownership is on your horizon, our mortgage loans can guide you through the process. We understand that buying a home is one of the most significant decisions you'll make. That's why we provide personalized assistance every step of the way. Already own a home? Consider refinancing with us for potentially lower rates that can save you money each month.

Personal Banking

Our personal banking services are designed with you in mind. Open a checking or savings account that suits your lifestyle, allowing you to easily access your funds whenever you need them. With features like online and mobile banking, managing your accounts is just a click away. Imagine transferring money while sipping coffee at your favorite café or checking your balance on the go it's that easy!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are here to help when those moments arise. Whether it's for medical bills or consolidating debt into one manageable payment, we'll work with you to find the right solution tailored to your situation.

Digital & Online Banking

Accessibility Anytime

Whether you're at home or on the go, our mobile application makes banking even more accessible. Though we currently do not have a dedicated mobile app, our website is fully optimized for mobile use so you can easily navigate your accounts from any device. Enjoy the freedom of managing your finances with ease! Experience the benefits of modern banking with Keypoint today. For more information about our online services and how they can simplify your financial life, visit us at https://kpcu.com/ or give us a call at (408) 731-4100. Your financial journey is important to us!

Key Features

Our online banking platform provides you with real-time access to your accounts, making it easy to check balances, view transactions, and transfer funds. If you're looking to send money quickly, our person-to-person transfer feature lets you share funds with friends and family in just a few clicks. Plus, with mobile payments enabled, you can make purchases securely using your smartphone.

Security & Ease of Use

We prioritize your security while ensuring that our digital tools remain user-friendly. You won't need electronic signature authorization for most transactions, allowing for a smoother process. Additionally, e-statements are available, meaning you can go paperless and keep track of your finances without clutter.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 79,979, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $1,678,635, we're well-positioned to meet the diverse needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keypoint is your trusted partner. Visit us at 10815 N Wolfe Rd Ste 100 Cupertino Ca 95014 or call (408) 731-4100 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $143,564,383 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we hold $3,166 in used auto loans and have provided $1,265,144,344 in total loans and leases to support your financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $151,872,383, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $381,459,134 in share certificates and $180,976,786 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,496,806, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,602,022 in used vehicle loans and $69,792,524 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable used vehicle, our flexible terms can fit your budget.

Credit Lines and Unsecured Credit Cards

For those needing quick access to funds or looking for ways to manage unexpected expenses, we also offer credit lines totaling $635,397,260. Additionally, our flexible terms on unsecured credit card loans total $12,215,954, helping members manage their finances effectively while enjoying rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,543,209, make buying or refinancing simple. We provide competitive rates and personalized service to ensure your experience is smooth from start to finish.

Refinancing Options

If you are considering refinancing an existing loan for better rates or terms, we are here to assist you with that as well. Our team will work closely with you to explore eligibility options and find solutions that suit your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Keypoint, we're committed to providing exceptional service and quality loan products that meet your needs. Visit us today or check out our website at https://kpcu.com for more information on how we can help you take the next step toward achieving your financial dreams!

Loan Aggregator

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KEYPOINT CREDIT UNION - Cupertino, CA