Keypoint San Jose CA Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

At Keypoint, we understand that your financial journey is personal, and we are here to support you every step of the way. Located conveniently at 1055 E Brokaw Rd, San Jose, CA 95131, our Brokaw Commons Branch has been a trusted member of the community since 1979. With over 53,678 members, we pride ourselves on building strong relationships and providing personalized services tailored to your needs. As a credit union with total assets exceeding $1.65 billion, we offer a wide range of financial solutions designed to help you achieve your goals. Whether you're looking for competitive auto loans where we have facilitated over 23,449 loans and leases or need assistance with savings and checking accounts, our dedicated team is ready to assist you. Led by our CEO T. Bradford Canfield and Board President Gary Garcia, our experienced staff of 181 employees is committed to ensuring that you receive top-notch service whenever you visit or call us at 408-731-4100. We are proud to maintain a strong financial foundation with a net worth of approximately $151.87 million and total deposits amounting to $100.61 million. While members can visit us at our branch for friendly service, official correspondence should be directed to our mailing address at 1055 E Brokaw Rd, Suite 10, San Jose, CA 95131. We invite you to explore all the ways Keypoint can assist you in achieving financial success. Check out our website at kpcu.com for more information on our services or to schedule an appointment today!

Branch History & Mission

Community Commitment

Keypoint is not just about transactions; it's about building lasting relationships within our community. We proudly offer ATM services for convenient access to funds and maintain operating hours that accommodate busy lifestyles: Monday through Tuesday and Thursday from 9 AM - 5 PM; Wednesday from 10 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9:30 AM - 2 PM. As part of our customer-centric initiatives, we are committed to being ADA compliant and ensuring all members can access our services with ease. We invite you to join us at Keypoint Credit Union where your financial well-being is our top priority.

Join Us Today!

We invite you to become part of the Keypoint family. Experience firsthand the benefits of membership that include competitive rates on loans and deposits along with personalized service designed just for you. Reach out today at (408) 731-4100 or explore more about us at Keypoint's website. Together, let's build a brighter financial future!

Mission Statement

At Keypoint, our mission is simple yet profound: to empower individuals and families by providing them with the financial tools they need to achieve their goals. We focus on delivering exceptional service and support while promoting financial literacy among our members. We understand that every member's journey is unique, and we're here to help every step of the way. Whether you are looking for personal banking solutions or seeking guidance on your next big investment, Keypoint is dedicated to your success. While members can visit us at 1055 E Brokaw Rd for all their banking needs, official correspondence should be sent to our mailing address at 1055 E Brokaw Rd, Suite 10, San Jose, CA 95131.

Our Evolution

From humble beginnings, Keypoint has continually evolved to meet the changing needs of our members. We've embraced digital advancements while ensuring that our services remain accessible to everyone in our community. Over the decades, we have expanded our offerings from basic savings accounts to a full suite of financial products including auto loans, mortgages, and business banking services. Our commitment extends beyond just banking; we believe in fostering strong relationships within our community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant and features ramps for easy access. Parking is available right outside the entrance, ensuring a hassle-free visit.

Call to Action

We invite you to come visit us soon! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 408-731-4100. At Keypoint Credit Union, we're committed to making your banking experience pleasant and efficient!

Operating Hours

Our doors are open at convenient times for your busy schedule. We welcome you Monday, Tuesday, and Thursday from 9 AM to 5 PM; on Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. We even have Saturday hours from 9:30 AM to 2 PM for those who need banking services over the weekend!

Services Offered

At Keypoint Brokaw Commons Branch, we offer a variety of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing solutions, credit cards with rewards programs, as well as business banking services. Plus, we have an ATM available for cash withdrawals and balance checks.

Member Eligibility

At Keypoint, we believe that everyone deserves a supportive financial community. Joining us as a member is simple and welcoming! If you live, work, or worship in our service area, or if you have a family member who is already part of our credit union, you're likely eligible to become a member. We focus on fostering strong relationships and providing personalized services that can help you achieve your financial goals. Whether it's finding the right savings account or securing an auto loan, our dedicated team is here for you every step of the way. To learn more about the specific eligibility criteria and see if you're ready to join our community, check out this link: https://www.kpcu.com/membership. When you're ready to open an account with us, simply visit https://www.kpcu.com/apply-for-a-loan or give us a call at (408) 731-4100. We're excited to welcome you to the Keypoint family at 1055 E Brokaw Rd San Jose Ca 95131!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $278 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $159,966,310, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services make everyday transactions easier. Imagine being able to accept payments seamlessly from customers using various methods credit cards, mobile payments, or even contactless options. This means faster transactions and happier customers, allowing you to focus on what you do best: running your business. Come visit us at 1055 E Brokaw Rd San Jose Ca 95131 in San Jose, CA, or call us at (408) 731-4100 to learn how we can support your business's success today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are designed to help you hit the road with confidence. We offer competitive rates that make it easier for you to drive away in the car you want without straining your budget.

Business Banking

For entrepreneurs, our business banking services include merchant services and business loans designed to help your company thrive. Whether you're launching a startup or expanding an existing business, we have the resources you need.

Convenient Access

With our ATM and cash withdrawal services, accessing your money is simple and straightforward. You can perform basic transactions like withdrawals and balance checks whenever it suits you. At Keypoint, we take pride in offering these diverse services while ensuring ease of access through our digital banking features. Need assistance? Don't hesitate to call us at (408) 731-4100 or visit us during our operating hours: Monday, Tuesday, Thursday from 9 am - 5 pm; Wednesday from 10 am - 5 pm; Friday from 9 am - 6 pm; and Saturday from 9:30 am - 2 pm. We invite you to explore how we can assist you with all your financial needs today! For more information, please visit our website at https://www.kpcu.com. Let's achieve financial success together!

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards with rewards allow you to enjoy benefits like cash back or travel points as you go about your daily purchases. It's like getting paid just for using your card!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Keypoint, we offer comprehensive mortgage loans and refinancing solutions tailored just for you. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team will guide you through every step of the process.

Personal Banking

Our personal banking services offer you flexibility and convenience. With checking and savings accounts, you can manage your day-to-day finances easily. Imagine having instant access to your funds and the ability to track your spending right from your smartphone. That's the power of online and mobile banking we provide at Brokaw Commons Branch.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services provide a safety net when you need it most. Picture consolidating multiple debts into one easy monthly payment simplifying your financial life starts here.

Digital & Online Banking

Key Services

Our online banking platform allows you to manage your finances with ease. You can view e-statements, which are not only eco-friendly but also make it simpler to keep track of your transactions without the clutter of paper statements. Plus, if you're on the go, our mobile payments feature enables you to make purchases right from your smartphone. Need to send money quickly? Our person-to-person transfer service makes it simple to send funds to friends and family without any hassle. Just a few taps on your device and the money is on its way!

Security and Convenience

We prioritize your security while providing user-friendly features. Although we don't currently support electronic signature authorization, rest assured that your personal information is protected through advanced security measures. You can bank with confidence knowing that your data is safe. Our services aim to provide you with real-time account management that fits seamlessly into your daily routine. With easy access through our website or mobile platform, Keypoint ensures that you have control over your finances whenever you need it. In today's fast-paced world, having reliable digital banking options is essential. Join us at Keypoint and experience the convenience and peace of mind that comes with modern banking solutions!

Financial Strength

At Keypoint, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the confidence that your finances are in safe hands. With a net worth of $151,872,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $381,459,134 in share certificates and $180,976,786 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,496,806, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $143,564,383 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, demonstrated by $3,166 in used auto loans and $1,265,144,344 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,678,635. Total Share and Deposit Accounts: 79,979, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keypoint is your trusted partner. Visit us at 1055 E Brokaw Rd San Jose Ca 95131 or call (408) 731-4100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,602,022 in used vehicle loans and $69,792,524 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or improve your terms.

Business Loans

For business owners, our outstanding commercial loans totaling $159,966,310 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we offer competitive rates and personalized service. At Keypoint, we prioritize transparency and accessibility in all our loan offerings. You can learn more about eligibility and apply easily through our website at Keypoint. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what type of loan you're interested in, our dedicated team is here to support you. Visit us today at our branch in San Jose or give us a call we're ready to help you find the right solution for your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,543,209, make buying or refinancing simple. If you're ready to step into your dream home or want to refinance your existing mortgage for better rates or terms, we are here to assist you every step of the way.

Unsecured Credit Cards

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $12,215,954 in loans helping members manage their finances effectively, our credit cards come with rewards and features that fit your lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. By drawing from trusted institutions, LendMesh maintains a high level of accuracy in its loan comparisons.

Keypoint