Keypoint Dublin CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Keypoint at our Dublin branch, located at 7901 Amador Valley Blvd, Dublin, CA 94568. Since our establishment in 1979, we have been dedicated to serving the financial needs of our community with integrity and commitment. With over 53,678 members, we are proud to be a trusted partner in their financial journeys. At Keypoint, we understand that every member's financial situation is unique. That's why we offer a wide range of services tailored just for you, including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets of $1,659,313,255 and deposits exceeding $100,612,202 reflect our solid foundation and commitment to your financial well-being. Our leadership team is passionate about providing the best possible service. Led by CEO T. Bradford Canfield and Board President Gary Garcia, our team is here to ensure that your experience with us is exceptional. We employ 181 individuals who are dedicated to supporting you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 7901 Amador Valley Blvd, Dublin, CA 94568. Ready to take control of your finances? Call us today at (408) 731-4100, or visit our website at kpcu.com to explore all that we offer. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Keypoint, a proud member of the Dublin community since 1979. Nestled at 7901 Amador Valley Blvd, Dublin, CA 94568, our branch has a rich history of serving its members with dedication and care. With over 53,000 members and total assets exceeding $1.65 billion, we have grown alongside our community, providing essential financial services that empower individuals and businesses alike. Since our inception, Keypoint has evolved from a small credit union into a vital financial institution that prioritizes the needs of its members. Our mission is simple yet powerful: to enhance the financial well-being of our community through trusted services and genuine support. We believe in fostering strong relationships, which is why we focus on not just meeting your banking needs but exceeding them. At Keypoint, we understand that convenience matters. Our operating hours are designed to fit busy schedules: Monday, Tuesday, and Thursday from 9 am to 5 pm; Wednesday from 10 am to 5 pm; Friday from 9 am to 6 pm; and Saturday from 9:30 am to 2 pm. While you can visit us at our Dublin location for all your banking needs, official correspondence should be sent to the same address for consistency. Our commitment extends beyond just financial services; we actively participate in community outreach efforts that make a real difference. From local partnerships to educational initiatives, we strive to uplift those around us. We offer a variety of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions tailored to meet the diverse needs of our members. In this digital age, we also embrace technology while ensuring accessibility for everyone. With features like online banking and mobile payment options, managing your finances has never been easier. Plus, our ATM availability means you can access your funds whenever you need them. As we continue to grow and adapt to the changing landscape of financial services, our core mission remains unchanged: to serve you with integrity and dedication. Join us at Keypoint today and experience the benefits of being part of a community-focused credit union where your financial health is our priority. For any inquiries or assistance, feel free to contact us at 408-731-4100. We look forward to welcoming you into the Keypoint family!

Branch Location & Accessibility

Accessibility Features

At Keypoint, we prioritize making our branch accessible for everyone. Our location features ADA-compliant entrances and ramps, ensuring that all members can navigate comfortably. With ample parking available right outside, visiting us is simple whether you're coming in for a quick transaction or need to discuss your financial goals.

Operating Hours and Services

We know your time is valuable, which is why we offer flexible operating hours. You can visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9:30 AM to 2 PM. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans or mortgages, our friendly staff is here to help. Additionally, we are pleased to provide ATM services for your convenience. While we currently do not have a drive-thru service, our lobby is open and welcoming. If you have questions about shared services or specific inquiries about your account, feel free to reach out at 408-731-4100.

Visit Us Today!

While members can visit us at 7901 Amador Valley Blvd, official correspondence should be sent to the same address as our mailing address. We invite you to come by and experience our dedicated service firsthand! At Keypoint Credit Union, we're more than just a bank; we're your financial partner in the community. So why wait? Stop by today or give us a call we look forward to serving you!

Member Eligibility

Becoming a member of Keypoint feels like joining a warm and welcoming family, where you can find the support and financial services you need. To be eligible, you typically need to live, work, worship, or attend school in the communities we serve. This means that if you're in the area around 7901 Amador Valley Blvd Dublin Ca 94568, you could easily become part of our community! We believe in providing opportunities for everyone, so if you have questions about your eligibility or want to know more about what it means to be a member, check out our detailed criteria at https://www.kpcu.com/membership. Joining is simple! You can open an account online or visit us directly. We're here to help make your experience smooth and friendly. If you're ready to take the next step or have any questions along the way, feel free to give us a call at (408) 731-4100. We can't wait to welcome you into the Keypoint family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $278 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $159,966,310, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine having a reliable system that allows your customers to pay easily, boosting satisfaction and sales. Our tools help you accept payments quickly, manage transactions efficiently, and keep your cash flow steady so you can focus on what truly matters: growing your business. Discover how Keypoint can partner with you for success at our location: 7901 Amador Valley Blvd Dublin Ca 94568 or give us a call at (408) 731-4100. Let's take your business further together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans provide competitive rates and flexible terms. We understand that purchasing a vehicle is a significant decision. That's why we work with you to find financing that fits your budget. From sedans to SUVs, we make getting behind the wheel easier than ever.

Business Banking Services

For entrepreneurs and small business owners, Keypoint provides business banking solutions including merchant services and business loans. We know how hard you work for your success; that's why we aim to support your growth with tailored financial products that help keep your operations running smoothly.

Convenient Access and Support

We also have ATM services available for quick cash withdrawals and balance checks making it easy for you to manage your money anytime. If you prefer face-to-face interaction, our friendly staff at Keypoint is always ready to assist you during lobby hours: Monday through Friday from 9 am (10 am on Wednesdays) until 6 pm (5 pm on Wednesdays), plus Saturday mornings from 9:30 am to 2 pm. At Keypoint, we strive to make banking simple and accessible for all our members. Whether you're managing day-to-day finances or planning for the future, we're here every step of the way. If you'd like more information about any of our services or want to get started today, give us a call at (408) 731-4100 or visit us online at Dublin. Your financial journey begins here!

Credit Cards with Rewards

Enhance your spending power with our credit cards that come with rewards! Whether you're using them for everyday purchases or planning a special trip, our credit cards offer benefits that add value back into your wallet. Enjoy cash back, travel points, or other perks every time you swipe.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? Our mortgage solutions are designed to help you achieve your homeownership dreams. With expert guidance from our team, you'll find options that suit your needs, whether you're a first-time buyer or looking to lower your monthly payments.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Keypoint offers personal banking options that fit your lifestyle. Imagine having a secure place for your money where you can easily access it through online and mobile banking. Our digital features allow you to manage your accounts on the go, making it simple to check balances, transfer funds, or pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can be unpredictable, and when unexpected expenses arise, having access to personal loans can be a lifesaver. At Keypoint, we offer personal loans that can help cover medical bills, home repairs, or even consolidate debt into one manageable payment. We're here to support you through life's ups and downs.

Digital & Online Banking

Easy Access to Your Accounts

Our online banking platform at https://kpcu.com/ offers 24/7 access to your accounts, allowing you to check balances, review transactions, and manage your money whenever it suits you. Whether you're at home or out and about, you'll have everything you need right at your fingertips.

Modern Features for Everyday Banking

We know that life gets busy, which is why our services include features like E-Statements for hassle-free account statements delivered directly to your inbox. Plus, with our Mobile Payments feature, you can make purchases easily using your mobile device. While we currently don't offer a mobile application, you can still enjoy all these services through our user-friendly website.

Security You Can Trust

Security is a top priority at Keypoint. Even without electronic signature authorization, we ensure that your information is protected with advanced security measures. You can feel confident knowing your finances are safe while you enjoy the benefits of convenient online banking. In summary, Keypoint provides an accessible and secure way for members to manage their finances digitally. With real-time account management and user-friendly features available at https://kpcu.com/, taking control of your financial future has never been easier!

Send Money Instantly

Need to transfer money to a friend or family member? Our Person-to-Person Transfers make sending money quick and easy no more waiting in line at the bank.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 79,979, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,678,635. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Keypoint is your trusted partner. Visit us at 7901 Amador Valley Blvd Dublin Ca 94568 or call (408) 731-4100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $381,459,134 in share certificates and $180,976,786 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $42,496,806, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 180 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $143,564,383 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $3,166 in used auto loans and $1,265,144,344 in total loans and leases, supporting our members' financial goals across various sectors.

Solid Financial Position

With a net worth of $151,872,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $69,792,524 in new vehicle loans and $64,602,022 in used vehicle loans, helping our members get on the road affordably and conveniently.

Business Loans

For business owners, our outstanding commercial loans totaling $159,966,310 provide the capital needed to grow and expand your enterprise. We understand the unique challenges faced by businesses and are here to support your journey.

Member Support

Our dedicated team is available to guide you through each step of the borrowing process. For more information or to discuss eligibility options for any of our loan products, feel free to contact us at 408-731-4100 during our operating hours: Monday, Tuesday & Thursday from 9 AM - 5 PM; Wednesday from 10 AM - 5 PM; Friday from 9 AM - 6 PM; and Saturday from 9:30 AM - 2 PM. For performance insights and financial data regarding our offerings sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how Keypoint can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $122,543,209, ensuring you have access to the funds necessary for your dream home.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across many of our loan products. This can help you save money and simplify your finances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $12,215,954 in loans available, our credit card options are designed to help members manage their finances effectively while enjoying rewards and benefits.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures fair and transparent offers, allowing users to trust the information presented.

Keypoint