Utility District CU

Introduction

Welcome to utility-district, a community-focused financial institution established in 1935. Our mission is to empower our members through exceptional service and innovative banking solutions that cater to the unique needs of individuals and families. Under the leadership of CEO Carolyn Maughan and Board President Cynthia Adkisson, we are dedicated to fostering a trusted environment where our members can thrive financially. Located in the heart of Oakland, CA, we take pride in being a part of this vibrant community.

At utility-district, we understand that modern banking requires flexibility and accessibility. That's why we offer a suite of digital tools, including robust online banking services, a convenient mobile application, and secure person-to-person transfers. While we currently do not provide e-statements or mobile payments, our commitment to ensuring your financial security is unwavering, bolstered by NCUA insurance since 6/1/1972 0:00. With a focus on trust and a member-first approach, we invite you to explore our diverse range of products and services designed to meet your financial goals. For more information, please visit us at https://udcu.org/ or reach out via fax at (510) 287-0528.

Financial Services

At Utility District Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you're looking to manage your everyday banking or plan for significant life milestones, our personal banking options include checking and savings accounts, auto loans, mortgage loans, and personal loans for debt consolidation. We understand that running a small business requires tailored solutions, which is why we also provide business banking services such as merchant services and business loans. Our credit cards with rewards are an excellent choice for those seeking to maximize their spending benefits.

Emphasizing convenience in today’s digital age, we offer robust online banking capabilities and a user-friendly mobile application that allows you to access your finances anytime, anywhere. With features like person-to-person transfers and mobile payments, managing your money has never been easier. Although we currently do not support electronic signatures or e-statements, our commitment to providing exceptional service remains strong. For anyone interested in membership eligibility or exploring loan options, feel free to visit or check out https://www.lendmesh.com/loans/vehicle_loans for competitive rates and comparisons. Should you need personalized support, don’t hesitate to reach out via fax at (510) 287-0528—we're here to assist you in achieving your financial goals.

Financial Highlights

Utility District Credit Union stands as a steadfast financial partner in the community, built on a foundation of trust and integrity. With a Total Membership of 2,290, we are proud to serve individuals who seek reliable banking solutions tailored to their needs. Our commitment to our members is reflected in our impressive Total Assets of 33,876,277, which showcases our stability and ability to provide competitive financial products.

At Utility District Credit Union, we prioritize the financial health of our members, evident in our Net Worth of 2,711,015 and a robust Net Worth Ratio of 800. These figures not only highlight our sound financial practices but also instill confidence in our ability to manage resources effectively. In the past year, we have achieved a Net Income of 10,241, further demonstrating our dedication to sustainable growth and service excellence.

Our diverse range of offerings is designed to meet various financial needs, including Auto Loan Volume of 202 and an extensive portfolio with Total Loans and Leases amounting to 1,589. We understand the importance of accessible financing options, which is why we strive to provide flexible terms that cater to both personal and business banking requirements.

With a dedicated team comprising 4 professionals, we ensure that every member receives personalized service and attention. Our commitment extends beyond mere transactions; we aim to build lasting relationships that empower our members financially.

The credibility of Utility District Credit Union is further bolstered by transparency in operations and a consistent record of responsible lending practices. As part of a national network committed to member satisfaction, we are equipped to deliver impactful financial solutions while remaining accountable at all levels.

For those looking for tailored loan options, we invite you to explore your possibilities with us. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Introduction

Financial Services

Financial Highlights

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Branch Details

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Services Offered

Branch Address

Services Offered

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