1st United Credit Union | Rewards Cards, Auto & Business Loans

1St United CU

Founded in 1932 and headquartered in Pleasanton, CA, 1st United Credit Union is a trusted national financial institution dedicated to empowering over 60,000 members with personalized banking solutions. With assets exceeding $1.2 billion and a strong net worth of over $136 million, 1st United combines financial strength with member-focused service to help you achieve your goals.

Offering a comprehensive range of products—including personal checking and savings accounts, credit cards with rewards, flexible personal loans for debt consolidation, and competitive auto loans—1st United supports your everyday banking needs and major life milestones. Homebuyers benefit from tailored mortgage loans and refinancing options designed to make homeownership attainable. Business members can access merchant services and business loans crafted to fuel growth.

Convenient ATM access allows for easy cash withdrawals and balance checks, while robust online and mobile banking platforms provide seamless account management anytime, anywhere. Led by CEO Stephen Stone and supported by a dedicated team of 176 employees across nine branches, 1st United Credit Union stands as a reliable partner for your financial wellbeing nationwide.

Discover the advantages of membership at https://www.1stunitedcu.org/ today!

Introduction

Welcome to 1st-united, where our commitment to providing exceptional financial services has been unwavering since our establishment in 1932. Headquartered in the vibrant community of Pleasanton, CA, we pride ourselves on empowering our members through a diverse range of banking solutions, ensuring that everyone has access to the financial tools they need for success. Under the leadership of CEO Stephen Stone and Board President Dave Macdonald, we embrace a member-first philosophy that prioritizes trust, accessibility, and community service.

As an NCUA-insured institution since 6/13/1977 0:00, our members can rest easy knowing their deposits are secure. We offer modern banking conveniences, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. At 1st-united, we believe in fostering financial empowerment and are dedicated to supporting our members with personalized service and innovative solutions. For more information about us and how we can help you achieve your financial goals, please visit our website at https://www.1stunitedcu.org/ or reach out via fax at (925) 598-4862.

Financial Services

At 1st United, we understand that your financial needs are as unique as you are. That’s why we offer a comprehensive range of services designed to meet the diverse demands of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans and mortgage refinancing, we are here to help you manage everyday banking with ease. Our business banking services, which include merchant services and business loans, empower small businesses to thrive in their communities. With features like online banking and our user-friendly mobile application, members can access their accounts anytime, anywhere. Tools such as person-to-person transfers, mobile payments, e-statements, and e-signatures make it convenient to handle transactions on the go.

We believe that effective financial management is key to planning for life milestones—whether it’s buying your first home or expanding your business. Our commitment to providing flexible financial solutions ensures that you have the resources you need when you need them. Membership at 1st United is accessible; for more details on eligibility, please visit . Additionally, if you’re looking to explore loan options or compare rates, our partners at https://www.lendmesh.com/loans/vehicle_loans can guide you through the process. For any personalized support or inquiries, feel free to reach out via fax at (925) 598-4862. We’re dedicated to helping you achieve your financial goals with confidence and security.

Financial Highlights

1st United has established itself as a trusted and valuable financial partner for its members since its inception in 1932. With a robust total membership of 60,144, the credit union has built a strong community that values personalized service and commitment to member satisfaction. The financial strength of 1st United is evident in its impressive total assets of 1,202,659,236, which provide a solid foundation for delivering a wide array of financial products.

The credit union's net worth stands at 136,387,631, reflecting its stability and commitment to responsible growth. A net income of 5,717,979 showcases not only the profitability but also the effective management practices that prioritize member interests. Additionally, with total deposits reaching 105,480,211, 1st United demonstrates the trust members place in them to safeguard their finances.

In terms of lending, 1st United excels with a diverse portfolio that includes a significant volume of auto loans, totaling 18,568. This dedication to providing accessible financing options is further illustrated by the overall total loans and leases amounting to 36,623. Furthermore, the credit union's net worth ratio of 1,133 indicates a strong capital position, ensuring that members’ investments are secure and well-managed.

A workforce of 176 dedicated professionals supports these efforts, ensuring that every member receives personalized attention and expert guidance tailored to their financial needs. The credit union's transparency and focus on building lasting relationships contribute to its reputation as a reliable partner in navigating life's financial challenges.

For anyone seeking to explore competitive loan options tailored specifically for their needs, look no further than 1st United. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

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