1st United Credit Union San Leandro CA | Quick Personal Loans & Auto Financing

Introduction

Welcome to 1st United, your trusted partner in financial success since 1932! Conveniently located at 600 Bancroft Ave, San Leandro, CA 94577, our branch is dedicated to serving the diverse needs of our community. With a commitment to excellence and a focus on member satisfaction, we proudly support over 60,000 members with a wide range of financial services tailored just for you. At 1st United, we understand that every financial journey is unique. That's why we offer an array of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Our total assets stand impressively at $1,202,659,236, ensuring that we have the resources to help you achieve your goals. With $105,480,211 in total deposits and 36,623 loans issued, we are here to provide stability and reliability in your financial endeavors. Our leadership team is committed to fostering a supportive environment for our members. Under the guidance of CEO Stephen Stone and Board President Dave Macdonald, we strive to create meaningful relationships built on trust and transparency. If you need assistance or have any questions, don't hesitate to reach out at 800-649-0193. While members can visit us at our San Leandro location, official correspondence should be sent to our mailing address: P.O. Box 11746, Pleasanton, CA 94588. We're excited to be part of your financial journey! Visit us today or check out our website at 1st United for more information about how we can serve you better.

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we're part of the San Leandro community. Our outreach programs and partnerships with local organizations showcase our dedication to making a positive impact on the lives of those around us. From sponsoring community events to offering financial education workshops, we strive to give back in meaningful ways.

Join Us

As we look toward the future, we invite you to be part of our journey at 1st United. Experience personalized service tailored just for you. Explore how we can assist you in reaching your financial goals by visiting us or calling at 800-649-0193 during our operating hours: M - F from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. Together, let's build a brighter future!

Mission Statement

At 1st United, our mission is clear: we aim to empower our members through exceptional financial services while actively contributing to the community's growth. We believe in building lasting relationships that foster trust and support. Our dedicated team works tirelessly to ensure that every member feels valued and understood. Whether you're looking for help with your first home or planning for retirement, we're here for you. While members can visit us at 600 Bancroft Ave San Leandro Ca 94577, official correspondence should be sent to P.O. Box 11746, Pleasanton, CA 94588 if needed.

Modern Services

In this ever-changing world, we embrace technology to enhance your experience with us. With online banking options, mobile payments, and ATM access available at your convenience, managing your finances has never been easier. We also prioritize accessibility by ensuring that all our services are ADA compliant.

Our Journey

From our humble beginnings nearly a century ago, 1st United has evolved significantly. We started with a vision to provide accessible financial services to the community, and today we offer a wide range of products including personal banking, auto loans, mortgages, credit cards, and business banking solutions. Over the years, we have adapted to meet the changing needs of our members while staying true to our mission of enhancing the financial well-being of everyone we serve.

Branch Location & Accessibility

Get In Touch

If you have any questions or would like more information about our services, please don't hesitate to call us at 800-649-0193. We look forward to seeing you soon at the 1st United San Leandro Branch where your financial journey begins!

Operating Hours

We know your time is valuable, which is why we're open on weekdays from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 1:00 PM. This schedule makes it convenient for you to visit us before or after work, or even on the weekend!

Services Offered

At the 1st United San Leandro Branch, we provide a wide array of services tailored to meet your needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we are dedicated to supporting you every step of the way. If you're looking for business solutions, our team can assist with merchant services and business loans as well. Need cash? We've got you covered with our ATM availability right here at the branch! Although we currently don't have drive-thru service, our friendly staff is always ready to assist you inside. While members can visit us at 600 Bancroft Ave, official correspondence should be sent to P.O. Box 11746, Pleasanton, CA 94588.

Member Eligibility

At 1st United, we believe that becoming a member is like joining a close-knit family where everyone supports each other's financial goals. To be eligible for membership, you simply need to live, work, worship, or attend school in certain communities around us. This means if you're part of our local area in San Leandro or have connections to our community, you can enjoy all the benefits we offer. Our members gain access to a wide range of services, including low-interest loans, competitive savings accounts, and personalized support from our friendly team. If you're curious about whether you qualify or want more details on the process, feel free to check out our eligibility criteria at . When you're ready to take the next step towards membership, opening an account is easy! Just visit http://www.1stUnitedcu.org/apply or give us a call at (800) 649-0193. We can't wait to welcome you into the 1st United family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are eager to assist local businesses in San Leandro, CA, with flexible financing solutions when they need it most.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine being able to accept payments seamlessly, whether online or in-store, allowing you to focus more on your core business. Our merchant services can enhance customer satisfaction by providing various payment options while ensuring fast and secure transactions. Visit us at 600 Bancroft Ave San Leandro Ca 94577 in San Leandro, CA or give us a call at (800) 649-0193 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Convenience

We understand that life can be busy, which is why our branch offers convenient hours of operation from Monday through Friday, 9:00 AM to 5:00 PM, and Saturdays from 9:00 AM to 1:00 PM. You can always reach us at 800-649-0193 if you have any questions or need assistance with our services. At 1st United, we are committed to providing a comprehensive suite of financial products designed with our members in mind. Whether you're opening an account or applying for a loan, we are here for you every step of the way. Ready to explore what we can do for you? Visit us today at 600 Bancroft Ave, San Leandro, or check out our website at 1st United for more information!

Business Banking

If you're a business owner, our business banking services include merchant services and business loans tailored to help your company thrive. You can access the financial tools necessary to manage cash flow effectively and invest in growth opportunities.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is essential. At 1st United, we offer robust online and mobile banking platforms that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our ATM services provide easy cash withdrawals and balance checks whenever you need them.

Lending Solutions

For those looking for additional financial support, we provide personal loans and debt consolidation options. Whether you need funds for unexpected expenses or want to simplify your payments by consolidating existing debts, we're here to help. Plus, our credit cards with rewards allow you to earn points on every purchase, giving you more value back from your everyday spending.

Personal Banking

Our personal banking services are designed to make managing your money as straightforward as possible. With options for checking and savings accounts, you can easily keep track of your finances while earning interest on your savings. If you're considering a new vehicle, our auto loans and vehicle financing options help you get behind the wheel quickly and affordably. We also offer mortgage loans and refinancing solutions, making it easier for you to purchase your dream home or lower your monthly payments.

Digital & Online Banking

Key Features for Your Convenience

With features like electronic signature authorization, signing documents is a breeze no need for paper or in-person visits. Plus, e-statements are available to help you manage your finances without the clutter of paper statements. Our mobile application allows you to bank right from your smartphone. Need to make a quick payment? With our mobile payments feature, sending money is as easy as a few taps on your screen. You can also take advantage of person-to-person transfers, making it simple to send money to friends and family.

Security You Can Trust

We prioritize your security while ensuring ease-of-use in all our digital offerings. Our systems are built with robust security measures to protect your personal information and transactions. You can bank with peace of mind knowing that we take your safety seriously. In a world where speed matters, 1st United's digital banking solutions are here to streamline how you manage your money. Embrace the ease of online banking today and discover how simple it can be to stay in control of your finances!

Financial Strength

A Solid Foundation

With a net worth of $136,387,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,133 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 115,386 show a strong and growing member base that trusts us with their finances. This growth illustrates the confidence our members have placed in us over the years. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st United is your trusted partner. Visit us at 600 Bancroft Ave San Leandro Ca 94577 or call (800) 649-0193 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to you extends beyond just banking. With $129,764,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our $9,284 in used auto loans and $851,181,396 in total loans and leases reflect our capacity to support your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. Members' funds are protected through $342,335,696 in share certificates and $180,829,864 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Operational Performance

Our operational efficiency is reflected in our $5,717,979, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 164 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Information

We also provide refinancing options that could help lower your monthly payments or make your current loans more manageable. If you're interested in learning more about eligibility requirements or how our loan products can work for you, please reach out to us at 800-649-0193. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 1st United Credit Union, we're committed to helping our members succeed financially let us assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,856,650 in used vehicle loans and $139,681,098 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used car, we have options that fit your budget and lifestyle.

Credit Lines

For those who may need a little extra flexibility in their finances, our total credit lines amount to $463,628,804. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $137,471,784, make buying or refinancing simple. We offer personalized service to guide you through the mortgage process so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have a total of $41,773,272 in loans helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

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1St United