1ST UNITED CREDIT UNION - Fremont, CA

Welcome to 1st United at the Fremont Central Branch, your trusted partner in achieving financial well-being since 1932. Located at 2710 Mowry Ave, Fremont, CA 94538, we pride ourselves on being more than just a credit union; we're a community-focused institution dedicated to serving our 60,144 members with care and commitment. At 1st United, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. With total assets exceeding $1.2 billion and deposits amounting to $105,480,211, our solid financial foundation ensures that your money is safe and growing. Under the leadership of CEO Stephen Stone and Board President Dave Macdonald, our team of 176 employees is here to assist you every step of the way. We take pride in our ability to provide personalized service while maintaining a strong commitment to the community we serve. Our goal is to make banking as easy and accessible as possible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 11746, Pleasanton, CA 94588. We invite you to explore our services and discover how we can support your financial goals. Whether you have questions or are ready to open an account, don't hesitate to reach out! Call us at 800-649-0193 or visit our website at 1st United for more information. Let's build a brighter financial future together!

At 1st United, we believe that everyone deserves a place to belong, and becoming a member is your first step into our welcoming community. If you live, work, or worship in the Fremont area, you're likely eligible to join us! We are dedicated to serving individuals who seek a supportive financial partner in their journey. Our members enjoy benefits like lower loan rates, personalized service, and access to a variety of financial products tailored just for you. Joining is easy! You can start the process by visiting us at 2710 Mowry Ave Fremont Ca 94538 or give us a call at (800) 649-0193 for more information. For detailed eligibility criteria and to ensure you're on the right track, check out our website here: . Ready to take the next step? Open your account online anytime by visiting http://www.1stUnitedcu.org/apply . We can't wait to welcome you as part of our 1st United family!

At 1st United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to serve you better, and our numbers reflect that commitment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $136,387,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1133 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $342,335,696 in share certificates and $180,829,864 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $129,764,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have provided $9,284 in used auto loans and have a total of $851,181,396 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $5,717,979, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 164 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 115386, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st United is your trusted partner. Visit us at 2710 Mowry Ave Fremont Ca 94538 or call 800-649-0193 to learn more about how we can help you achieve your financial goals.