1ST UNITED CREDIT UNION - Livermore, CA

Welcome to 1st United, your trusted partner in financial wellness, located at 4518 Las Positas Rd, Livermore, CA 94551. Since our establishment in 1932, we have dedicated ourselves to serving the community with exceptional banking services and personalized support. With a growing membership of over 60,000 individuals, we pride ourselves on being more than just a credit union; we're a family that prioritizes your financial success. At 1st United, we understand the importance of building strong relationships with our members. Our team is committed to providing you with the best financial products tailored to meet your needs, whether you're looking for checking accounts, auto loans, or mortgage refinancing. With total assets exceeding $1.2 billion and deposits amounting to $105,480,211, you can trust us to manage your finances responsibly and effectively. Led by our CEO, Stephen Stone, and Board President, Dave Macdonald, our experienced team is here to guide you every step of the way. We also have a dedicated staff of 176 employees ready to assist you with any inquiries you may have. We aim to make banking accessible and convenient for everyone in Livermore and beyond. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O.Box 11746, Pleasanton, CA 94588. For any questions or assistance, feel free to reach out via phone at 800-649-0193. Join us today and experience the difference of being part of a community-focused credit union! Visit our website at 1st United for more information about our services and how we can help you achieve your financial goals.

Welcome to 1st United, a beacon of community support and financial empowerment since 1932. Located at 4518 Las Positas Rd in the heart of Livermore, CA, our branch has been dedicated to serving our members for over nine decades. As we reflect on our journey, we are proud of how far we've come and the impact we've made in the lives of our 60,144 members. From our humble beginnings, we have grown into a strong institution with total assets exceeding $1.2 billion. Our commitment to offering exceptional financial services while fostering community spirit remains at the core of what we do. We understand that banking is not just about transactions; it's about building relationships and supporting each other through life's challenges and milestones. At 1st United, our mission is clear: to provide high-quality financial services that improve the lives of our members and strengthen our community. We strive to be more than just a credit union; we aim to be your partner in achieving financial goals, whether it's saving for a new car, buying a home, or planning for retirement. Our services range from personal banking accounts to auto loans, mortgages, and business banking solutions all designed with your needs in mind. While members can visit us at 4518 Las Positas Rd, official correspondence should be sent to P.O. Box 11746, Pleasanton, CA 94588. We invite you to experience our friendly atmosphere during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM. In addition to traditional banking services, we embrace modern technology to enhance member convenience. With features like online and mobile banking, ATM access, and electronic statements available, we make managing your finances simple and efficient. Our commitment goes beyond just financial services; it also includes active participation in local initiatives and partnerships aimed at uplifting our community. Whether through educational programs or community events, we believe in giving back and making a positive difference where it matters most. If you're looking for a credit union that values its members and supports its community wholeheartedly, look no further than 1st United. Join us today and discover how we can help you achieve your financial dreams while making a lasting impact together! For more information or to open an account online, please visit 1st United or call us at 800-649-0193.

At 1st United, we believe that becoming a member is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, or worship in our local community, you're already on the path to membership! We welcome individuals from various backgrounds and encourage anyone seeking a supportive banking experience to connect with us. The process to join is simple just visit us at 4518 Las Positas Rd, Livermore, CA 94551, or give us a call at 800-649-0193 for more information. You can also check out our detailed eligibility criteria at this link, where you'll find all the specifics. Once you're part of our community, you'll enjoy access to tailored services that make managing your finances easier and more rewarding. Joining us means not just banking but being part of something bigger!

At 1st United, we understand that convenience and security are essential when managing your finances. That's why we offer a range of digital and online banking services designed to make your life easier, all while keeping your information safe. With just a few clicks or taps, you can access your accounts anytime, anywhere. Our online banking platform at https://www.1stunitedcu.org/ is user-friendly and provides 24/7 access to your accounts. You can check balances, transfer funds, pay bills, and manage transactions with ease. Plus, our electronic signature authorization feature allows you to sign documents digitally, saving you time and making the process smoother. If you prefer to manage your finances on the go, our mobile application is perfect for you. It includes features like person-to-person transfers, which makes sending money to friends or family quick and simple. And if you're looking to keep track of your spending without the clutter of paper statements, we offer e-statements that are both eco-friendly and easily accessible. Additionally, you can enjoy the convenience of mobile payments through your favorite apps. Whether it's splitting a bill or shopping online, our mobile payments feature ensures that you're always just a tap away from completing transactions securely. With these tools at your disposal, managing your finances has never been easier. Experience the ease of real-time account management with the peace of mind that comes from knowing your data is protected. Join us at 1st United and take advantage of all our digital banking services today!

At 1st United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, built to support you in achieving your financial goals. With a net worth of $136,387,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,133 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $342,335,696 in share certificates and $180,829,864 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $129,764,720 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well; with $9,284 in used auto loans and $851,181,396 in total loans and leases, our lending capacity supports your financial needs across various sectors. Our operational efficiency is reflected in our $5,717,979, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 164 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 115,386, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st United is your trusted partner. Visit us at 4518 Las Positas Rd Livermore Ca 94551 or call (800) 649-0193 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.