1ST UNITED CREDIT UNION - Castro Valley, CA

Welcome to 1st United, your trusted financial partner since 1932. Located conveniently at 3365 Castro Valley Blvd, Castro Valley, CA 94546, we are committed to serving our community with dedication and integrity. With a robust membership of over 60,000 individuals, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At 1st United, our total assets amount to an impressive $1,202,659,236, reflecting our strength and stability. We offer a range of financial services, including auto loans and personal banking options, designed to help you achieve your financial goals. Our members can also enjoy the peace of mind that comes with knowing their deposits are secure; we currently hold total deposits of $105,480,211. We understand that every member has different financial needs. Whether you're looking for a new car or planning for the future with mortgage options, our team is here to guide you through it all. With a dedicated staff of 176 employees, led by CEO Stephen Stone and Board President Dave Macdonald, we aim to create a welcoming environment where everyone feels valued. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 11746, Pleasanton, CA 94588. Join us today and discover how we can support your financial journey. Feel free to reach out at 800-649-0193 or explore our website at 1st United for more information about our services and offerings. We look forward to serving you!

At 1st United, we believe that everyone deserves the chance to be part of a welcoming community that supports their financial journey. Becoming a member is easy and rewarding! If you're a resident of Alameda County or related to someone who is, you're likely eligible to join us. We also open our doors to employees of select organizations, which means many people can take advantage of our services. For those looking for more detailed criteria, feel free to check out our eligibility page at . Joining 1st United not only provides you with access to a wide range of financial products and services but also connects you with a team that's genuinely invested in your success. Ready to take the next step? Opening an account is straightforward just visit us online at http://www.1stUnitedcu.org/apply or give us a call at (800) 649-0193. We're here to help you every step of the way as you embark on this exciting journey!

At 1st United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $136,387,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1133 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $342,335,696 in share certificates and $180,829,864 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $129,764,720 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,284 in used auto loans and an impressive total of $851,181,396 in loans and leases. Our net income of $5,717,979 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 164 full-time employees and 12 part-time employees ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 115386, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st United is your trusted partner. Visit us at 3365 Castro Valley Blvd Castro Valley Ca 94546 or call 800-649-0193 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.