1st United Credit Union Pleasanton CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to 1st United, your trusted partner in financial growth and community support located at 5901 Gibraltar Dr, Pleasanton, CA 94588. Since our establishment in 1932, we have proudly served over 60,000 members with a commitment to providing personalized banking solutions that fit your unique needs. With total assets exceeding $1.2 billion, we are dedicated to fostering financial well-being through competitive rates and member-focused services. At 1st United, we understand that every member's journey is different. That's why we offer a range of products from checking and savings accounts to auto loans and mortgages, all designed to help you achieve your financial goals. Our total deposits stand at an impressive $105,480,211, reflecting the trust our community places in us. Our leadership team, including CEO Stephen Stone and Board President Dave Macdonald, is dedicated to ensuring that our members receive exceptional service. We employ a diverse team of 176 employees who are passionate about helping you navigate your financial decisions with ease. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 11746, Pleasanton, CA 94588-1746. We invite you to explore how we can support your financial journey today! For more information or to reach us directly, call us at 800-649-0193 or visit our website at 1st United. Join us as we continue to build a brighter financial future together!

Branch History & Mission

Commitment to Community

While members can visit us at our branch location for all their banking needs during our operating hours Monday through Friday from 9:00 AM to 5:00 PM official correspondence should be sent to P.O. Box 11746, Pleasanton, CA 94588-1746 if necessary. We also recognize the importance of accessibility; therefore, we proudly offer ATM services for your convenience. As part of our mission to serve the community beyond banking, we engage in various outreach efforts and partnerships with local organizations. Whether it's financial literacy programs or support for local events, we strive to uplift those around us.

Looking Ahead

In an ever-evolving digital landscape, we're committed to advancing technology that keeps our services user-friendly and accessible. With online banking and mobile payment options available, managing your finances has never been easier. Join us at 1st United where your membership is more than just a number; it's part of a legacy that values community strength and individual growth. Together, let's build a brighter future! For more information or to become a member today, please call us at (800) 649-0193 or visit our website. Your journey towards better financial health starts here!

Our Journey

From our humble beginnings, 1st United has steadily evolved into a trusted financial partner for over 60,000 members. As we opened our doors at 5901 Gibraltar Dr, Pleasanton, CA 94588, we aimed not just to provide banking services but to create lasting relationships. Our total assets now exceed $1.2 billion, showcasing our stability and growth within the credit union movement. Our mission is simple yet profound: to promote financial well-being through exceptional service and community involvement. We are dedicated to offering personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards that reward you for your loyalty. Every product and service we offer reflects our commitment to support our members' aspirations while enhancing their everyday lives.

Branch Location & Accessibility

Convenient Access and Amenities

At 1st United, we prioritize making your visit as smooth as possible. Our branch features ADA-compliant access with ramps and ample parking available for our members. Whether you're dropping by for a quick transaction or need assistance with more complex financial matters, our friendly staff is here to help.

Get in Touch!

Ready to experience top-notch service? Feel free to call us at 800-649-0193 or drop by during our operating hours! At 1st United, we are committed to helping you achieve your financial goals with ease and accessibility. We look forward to welcoming you!

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, providing you with plenty of opportunities to come in and take care of your banking needs. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. Plus, if you're on the go, you'll find that we have ATM access available for quick withdrawals and balance checks. Although we don't have drive-thru service at this location, our dedicated team ensures that you receive prompt attention inside the branch.

Member Eligibility

Joining the family at 1st United is more than just opening an account; it's about becoming part of a community that genuinely cares. If you're looking to become a member, you'll be happy to know that eligibility is quite inclusive. Essentially, anyone who lives, works, or worships in our local area is welcome to join us. This means whether you're a student, a working professional, or someone simply looking for a supportive banking partner, there's a place for you here. By choosing 1st United, you gain access to personalized services and financial products designed with your needs in mind. The process to become a member is straightforward and welcoming. You can start by checking out all the details on our eligibility criteria at . Once you're ready, opening an account is just as easy! Simply visit us online at http://www.1stUnitedcu.org/apply or give us a call at (800) 649-0193 if you have any questions or need assistance. We're here to help you every step of the way and look forward to welcoming you into the 1st United family!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's competitive market, efficient payment processing is crucial. That's why our merchant services make it simple for businesses to accept payments whether in-store or online. Imagine a local café seamlessly processing orders through a reliable system while saving on transaction fees. This not only enhances customer satisfaction but also boosts your bottom line. Experience how 1st United can be your partner in success by visiting us at 5901 Gibraltar Dr Pleasanton Ca 94588 in Pleasanton, CA or calling us at (800) 649-0193. Together, let's write the next chapter of your business journey!

Comprehensive List Of Services

Additional Services

At 1st United, we're more than just a bank; we're your financial partner. Alongside our core offerings, we also provide basic ATM services such as withdrawals and balance checks for your convenience. Feel free to reach out at 800-649-0193 if you have any questions about our services or if you're ready to open an account! Visit us today at our Pleasanton location or check out our website at 1stUnitedcu.org for more information. Join us at 1st United, where financial empowerment begins!

Business Banking Solutions

For our business members, we provide essential tools like merchant services and business loans to help your venture thrive. Our team understands the unique challenges businesses face and is ready to assist in finding the right financial solutions tailored just for you.

Convenient Digital Banking

We know that convenience is key in today's busy lifestyle. That's why we offer robust online and mobile banking features. You can check your balances, transfer funds, pay bills, or deposit checks from anywhere using our user-friendly mobile app. Plus, with ATM access, withdrawing cash is as simple as tapping your phone.

Credit Options

In today's world, having a good credit card can make all the difference. That's why we offer credit cards with rewards that allow you to earn points while making everyday purchases. Whether it's cash back or travel rewards, there's something for everyone.

Personal Banking Services

Managing your finances should be easy and accessible. That's why we offer a variety of personal banking options tailored for individuals and families alike. With our checking and savings accounts, you can easily keep track of your money while earning interest on your savings. Planning to buy a new car? Our auto loans and vehicle financing options provide competitive rates that make driving off in your dream car a reality. If you're considering homeownership or need to refinance, our mortgage loans and refinancing services are here to guide you through the process smoothly. We understand that unexpected expenses can arise, so our personal loans and debt consolidation options can help you manage those costs effectively.

Digital & Online Banking

Convenient Online Access

Our online banking service allows you to take control of your finances with just a few clicks. Visit us at https://www.1stunitedcu.org/ to get started. You can easily check your balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with 24/7 access, you can manage your accounts whenever it suits you.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! With e-statements available at 1st United, you can view and manage your financial statements digitally. This not only helps the environment but also makes it easier for you to keep track of your spending.

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application offers a full suite of features right at your fingertips. Whether you're making person-to-person transfers or using mobile payments, managing your money has never been more accessible. Plus, our app is designed for ease of use, so you can navigate through all its functions effortlessly.

Real-Time Account Management

With real-time updates on transactions and account balances, you'll always know where you stand financially. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. In summary, 1st United is committed to providing digital banking solutions that enhance convenience while maintaining high-security standards. Join us today and experience the freedom of online banking tailored just for you!

Secure Transactions

We prioritize your security with features like electronic signature authorization, ensuring that all your transactions are safe and compliant. You can rest easy knowing that your sensitive information is protected.

Financial Strength

At 1st United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, trust and reliability are key to a positive banking experience. That's why we are proud to share insights into our financial health, demonstrating our commitment to serving you effectively. With a net worth of $136,387,631, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1133 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $342,335,696 in share certificates and $180,829,864 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $129,764,720 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is reflected in the $9284 in used auto loans and an impressive $851,181,396 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is highlighted by our net income of $5,717,979, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 164 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strength of our organization is evident with a total of 115386 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st United is your trusted partner. Visit us at 5901 Gibraltar Dr Pleasanton Ca 94588 or call 800-649-0193 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,856,650 in used vehicle loans and $139,681,098 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, our financing options make it easier for you to drive away with confidence.

Credit Lines and Unsecured Credit Cards

For those looking for financial flexibility, we provide credit lines totaling $463,628,804. This service allows you to manage unexpected expenses or make significant purchases without stress. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $41,773,272 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $137,471,784, make buying or refinancing simple. We offer competitive rates and flexible terms that suit your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to secure better rates or lower payments, we're here to assist. Our team can guide you through eligibility options and help you find a solution that best meets your needs. Our commitment is not just about providing loans; it's about building lasting relationships with our members and supporting their financial journeys. To learn more about any of these products or to see if you qualify for refinancing options, visit us at our branch or check out our website at 1st United. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial future!

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1St United