Welcome to Bay Cities Credit Union, a trusted financial institution proudly serving our community since 1953. With a mission rooted in providing financial empowerment and exceptional service, we are dedicated to meeting the diverse needs of our members, including military personnel and their families. Under the leadership of CEO Georgette Munoz and Board President Norman Weisbrod, we continue to foster a member-first approach that prioritizes your financial well-being. Our headquarters is conveniently located in Hayward, CA, where we strive to create an inclusive environment for all.

As an NCUA-insured credit union since November 1, 1977, your deposits are safeguarded with the highest level of security. We understand the importance of modern banking tools in today’s fast-paced world; that’s why we offer a robust online banking platform, a user-friendly mobile application, and convenient person-to-person transfer services. Additionally, our commitment to transparency is reflected through e-statements and accessible communication channels—feel free to reach us at our fax number (510) 881-1929. Discover more about our services and how we can support your financial journey by visiting our official website at https://www.baycities.org/ . Join us at Bay Cities Credit Union, where your financial success is our top priority.

At Bay Cities Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you are looking to open a checking or savings account, explore auto loans and vehicle financing, or secure a mortgage loan, we have tailored solutions for every financial milestone. Our commitment to personal banking extends to business owners as well, providing merchant services and business loans that empower local enterprises to thrive. With our online and mobile banking platforms, managing your finances has never been easier. Members can enjoy seamless access to their accounts from anywhere, along with features like person-to-person transfers and e-statements that simplify everyday banking.

Digital accessibility is at the forefront of our service offerings. Our user-friendly mobile application ensures you can bank on-the-go, while online banking provides you with the tools needed for effective financial management. Even if you’re planning for significant life events or simply seeking to grow your small business, our robust suite of services supports your goals. As part of our community-focused approach, we welcome new members who meet eligibility requirements outlined at https://www.baycities.org/about-us/membership/ . For those interested in comparing loan options or rates, our partnership with leading lenders allows you to explore various personal loan solutions easily through https://www.lendmesh.com/loans/personal_loans . Should you have any questions or need personal assistance, feel free to reach out via fax at (510) 881-1929 — we’re here to help you navigate your financial journey with confidence and ease.

Bay Cities Credit Union stands as a trusted and valuable financial partner in California, with a commitment to serving our community since 1953. Our Total Membership currently stands at 7,370, reflecting the trust and loyalty of our members. With Total Assets amounting to 76,537,839, we maintain a robust financial foundation that enables us to offer a wide range of services tailored to meet your financial needs.

Our strong Net Worth of 8,094,452 demonstrates our stability and resilience, ensuring that we can support our members through various economic cycles. We take pride in our ability to manage finances effectively, as evidenced by our impressive Net Worth Ratio of 1,058. This ratio not only highlights our sound management practices but also reinforces the security of your deposits.

We are dedicated to providing accessible financial solutions, with Total Deposits reaching 2,257,132 and Total Loans and Leases at 3,220. This means we have the resources necessary to assist you with everything from personal loans and auto financing—where we have an Auto Loan Volume of 1,312—to credit card offerings, which currently include a Credit Card Loan Volume of 605.

At Bay Cities Credit Union, our team is composed of just 18 committed professionals who work diligently to serve our members with personalized attention and care. Despite being a smaller institution, we understand the unique needs of our community, allowing us to provide tailored services that larger banks may overlook.

We invite you to explore how Bay Cities Credit Union can be your trusted financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.