At smw-104, established in 1962, we are dedicated to empowering our members through exceptional financial services and community-oriented values. Nestled in the heart of Livermore, CA, our mission is to provide accessible and trustworthy banking solutions that cater to the unique needs of our diverse membership, including military personnel and their families. Under the leadership of CEO Sherry Javad and Board President Kevin Van Buskirk, we strive to foster an environment where financial literacy and community support go hand in hand.

As a federally insured credit union since 1/4/1971 0:00, we prioritize the safety and security of our members' deposits. We understand the importance of convenience in today's fast-paced world, which is why we offer a suite of modern banking tools designed for your lifestyle. Our online banking platform, mobile application, person-to-person transfer capabilities, electronic statements, mobile payment options, and e-signature authorization make managing your finances effortless and secure. For more information about our services or to join our growing family of nearly 10,000 members, visit us at https://smw104fcu.org/ or reach out via fax at (925) 230-5115. At smw-104, your financial well-being is our top priority.

At smw-104, we understand that managing your finances is an essential part of achieving your personal and business goals. That's why we offer a wide range of financial services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, our offerings are tailored to help you manage everyday banking efficiently. Additionally, for small businesses, we provide merchant services and business loans to support your growth and success.

In today’s fast-paced world, convenience is key, which is why we prioritize digital access through robust online banking and a user-friendly mobile application. Our members can enjoy features like person-to-person transfers, mobile payments, e-statements, and e-signatures, making it easier than ever to handle transactions on the go. Whether you're planning for life milestones or looking for ways to simplify your banking experience, our tools empower you to take control of your finances seamlessly. If you’re interested in becoming a member or learning more about eligibility requirements, feel free to visit https://smw104fcu.org/membership/ . For those considering various loan options, exploring rates can be done effortlessly at https://www.lendmesh.com/loans/personal_loans . Our dedicated team is always ready to assist you; don’t hesitate to reach out at (925) 230-5115 for personalized support as you navigate your financial journey with us.

At smw-104, we pride ourselves on being a trusted and valuable financial partner to our members. With a robust Total Membership of 9,668, we have built a community that values financial security and support. Our commitment to excellence is reflected in our Total Assets, which stand at an impressive 107,280,896, showcasing our stability and growth over the years.

Since our establishment in 1962, we have consistently prioritized the financial well-being of our members, as evidenced by our Net Worth of 11,759,309 and a remarkable Net Worth Ratio of 1,096. This strong foundation allows us to provide a diverse range of services tailored to meet the needs of individuals and businesses alike. Our Total Deposits amount to 11,375,446, demonstrating the trust placed in us by our members.

With a focus on responsible lending, our Total Loans and Leases currently number 4,376, highlighting our dedication to helping members achieve their financial goals—whether it’s securing an auto loan, mortgage, or personal loan. We are also proud of our Credit Card Loan Volume of 187 and Auto Loan Volume of 1,972, which further underscores our role as a key financial resource within the community.

Our team consists of dedicated professionals, with Total Employees numbering just 6. This small yet effective team ensures personalized service while maintaining operational efficiency. In addition, despite the competitive landscape, we have managed to maintain Total Borrowings at only 4,260, reflecting prudent management practices that benefit all our members.

We believe in transparency and accountability, sourcing performance insights from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This commitment ensures that you can trust us not only for your immediate financial needs but also for long-term planning and growth.

Explore how we can support your financial journey today. Compare real-time loan offers at https://www.lendmesh.com/loans/personal_loans and discover the best rates for your needs.