Pacific Postal Credit Union | Rewards Cards & Auto Loans

Introduction

Welcome to pacific-postal, a trusted financial institution proudly serving our community since 1931. Headquartered in the vibrant city of San Jose, CA, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Under the leadership of CEO Fardad Khosravi and Board President Roger Somer, our mission is to foster financial well-being for all, with a special focus on supporting military members and their families.

At pacific-postal, we understand that modern banking requires more than just traditional services. That’s why we offer a comprehensive suite of tools designed for convenience and accessibility, including Online Banking, a user-friendly Mobile Application, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization. Your funds are safe with us, as we are federally insured by the NCUA since 2/5/1979 0:00. Explore our offerings further by visiting our website at http://www.ppcu.org or reach out to us via fax at (408) 275-6870. Join us at pacific-postal where trust meets innovation, and your financial journey is our priority.

Financial Services

At Pacific Postal, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you’re looking to manage your everyday banking through convenient Personal Banking options like Checking and Savings Accounts, or seeking financing solutions such as Auto Loans and Mortgage Loans, we have you covered. Our offerings also extend to Business Banking with Merchant Services and Business Loans, making it easier for small business owners to thrive. With our Credit Cards that come with rewarding benefits, you can enjoy added value while managing expenses.

In today’s fast-paced world, we understand the importance of digital access. That’s why our members benefit from robust Online Banking capabilities and a user-friendly Mobile App that allows for seamless transactions anytime, anywhere. Features like Person-to-Person Transfers, Mobile Payments, E-Statements, and E-Signatures further enhance your banking experience, ensuring you can easily plan for life milestones or grow your small business without hassle. Interested in becoming a member? Check out our eligibility criteria at . Additionally, if you're considering loan options, visit https://www.lendmesh.com/loans/mortgage_loans to compare rates and find the best fit for your financial journey. Should you have any questions or need personalized support, feel free to reach out at (408) 275-6870; we're here to assist you every step of the way.

Financial Highlights

In the dynamic landscape of financial services, pacific-postal stands out as a trusted and valuable partner for its members. With a total membership of 12,910, our community is built on trust, transparency, and shared goals. Our financial strength is evident with total assets amounting to 237,395,764, reflecting our commitment to safeguarding your hard-earned money.

The robust net worth of 40,755,614 showcases our stability and resilience, allowing us to offer competitive products and services that cater to the diverse needs of our members. In a year marked by growth and opportunity, we are proud to report a net income of 830,806, enabling us to reinvest in initiatives that benefit our members directly.

Total deposits reaching 14,266,024 signify the confidence our members place in us, while the total loans and leases figure of 17,620 highlights our dedication to empowering individuals and businesses through accessible financing options. The fact that we operate with no borrowings underscores our prudent management practices and solidifies our standing as a reliable financial institution.

Our workforce of 34 dedicated employees is committed to providing exceptional service and support, ensuring that every member feels valued and understood. Furthermore, with a net worth ratio of 1,717, we demonstrate not only stability but also an ability to invest in new opportunities for growth.

Additionally, the volume of credit card loans at 6,701 and auto loans at 14,062 illustrates how we meet the varying needs of our members effectively. While we have a modest number of commercial loans at 9, this indicates our focus on nurturing personal relationships over sheer numbers.

At pacific-postal, we believe in fostering long-term partnerships built on trust and excellence. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. We invite you to take the next step towards achieving your financial goals by comparing real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans. Join us in experiencing the difference that comes from being part of a credit union that truly cares about your future.

Pacific Postal CU

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