Pacific Postal Credit Union San Francisco CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Pacific Postal, your trusted partner in financial services located at 175 Mendell St, San Francisco, CA 94124. Since our establishment in 1931, we have proudly served our community and now boast a membership of over 12,910 individuals who rely on us for their banking needs. With total assets reaching an impressive $237,395,764, we are dedicated to providing our members with the resources they need to achieve their financial goals. At Pacific Postal, we understand that financial decisions can be daunting. That's why our team of friendly professionals, led by CEO Fardad Khosravi and Board President Roger Somer, is here to guide you every step of the way. We take pride in offering a wide range of services tailored to meet your needs whether it's personal banking, auto loans, mortgage refinancing, or business banking solutions. While members can visit us at our branch location for face-to-face support, official correspondence should be directed to the same address: 175 Mendell St, San Francisco, CA 94124. We also encourage you to explore our online resources at http://www.ppcu.org where you can easily access your accounts through online banking and mobile payments. Our commitment to keeping up with technology ensures that you have seamless access to your finances anytime you need it. With total deposits amounting to $14,266,024 and a net worth of $40,755,614, we continue to demonstrate our stability and commitment to our members' financial well-being. We invite you to come experience the difference at Pacific Postal. Give us a call at 415-550-7207 or drop by during our lobby hours from 9 AM to 5 PM, Monday through Friday. Let us help you navigate your financial journey with confidence!

Branch History & Mission

Community Engagement

Engagement with our community is crucial to who we are at Pacific Postal. We regularly organize events aimed at promoting financial literacy and provide resources for small businesses looking for assistance through business loans and merchant services. As we look ahead, we invite potential new members to join us on this journey. Experience firsthand how Pacific Postal stands out not just as a credit union but as a cornerstone of the San Francisco community. Together, let's build a brighter future! For more information or inquiries, feel free to call us at 415-550-7207 or visit us online at ppcu.org.

Our Mission

Our mission statement emphasizes not just financial services but also the importance of community support. We aim to empower our members through education and access to resources that foster financial well-being. At Pacific Postal, we believe that strong communities lead to stronger individuals. As technology advances, so do we. Our digital services include online banking and mobile payments designed to make your experience as seamless as possible. We're also proud of our ADA compliance efforts ensuring that everyone can access our services without barriers. With no ATM or drive-thru facilities currently available at this branch, we focus on providing personalized service during our operating hours from Monday to Friday, 9 AM to 5 PM. Our friendly staff is always ready to assist you with any inquiries you may have.

Branch Location & Accessibility

Welcome to the Pacific Postal branch, conveniently located at 175 Mendell St in the vibrant city of San Francisco, CA. Nestled in the heart of San Francisco County, our branch is easily accessible and close to local landmarks like the Bayview-Hunters Point neighborhood and just a short drive from the picturesque waterfront. This prime location makes it simple for our members to stop by and take care of their banking needs. Our branch offers a welcoming environment with friendly staff ready to assist you. While visiting us at 175 Mendell St, please note that all official correspondence should be sent to the same address, ensuring smooth communication. We strive to make your visit as pleasant as possible, with ample parking available and features designed for accessibility, including ADA-compliant entrances. At Pacific Postal, we are committed to serving our community during convenient hours. Our lobby is open Monday through Friday from 9 AM to 5 PM, providing plenty of time for you to drop by after work or on your lunch break. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, we're here for you. While we currently do not offer ATM services or drive-thru banking at this location, our dedicated staff can help facilitate any transactions you need. Additionally, we provide a range of personal and business banking services that include checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and online banking options. We invite you to come visit us at Pacific Postal. If you have any questions before stopping by or need assistance with anything else, feel free to call us at 415-550-7207. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Pacific Postal is like joining a family where everyone supports one another. If you're looking to enjoy the benefits of personalized banking, you'll be happy to know that eligibility is open to a wide range of individuals. Generally, if you live, work, or worship in the San Francisco area, you can become part of our community. We believe in making banking accessible for everyone, so we welcome individuals from all walks of life to join us at our branch located at 175 Mendell St San Francisco Ca 94124. The process to become a member is simple and straightforward. Just give us a call at (415) 550-7207 if you have any questions or need assistance. To learn more about specific eligibility criteria or to get the latest details, feel free to check out our website at . Once you're ready to open an account, you'll find it easy and hassle-free your journey towards better banking starts here!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. Imagine a local café wanting to expand its seating area or a tech startup needing funds for new equipment. With the right financial backing, these visions can come to life. Our loans are designed to empower business owners like you to invest in your future.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: A busy retail store seamlessly accepting payments from customers using various methods credit cards, mobile wallets, or online payments all while keeping transactions secure and efficient. Our merchant services help you focus on what you do best: serving your customers. Whether you're looking for financing options or merchant solutions, Pacific Postal at 175 Mendell St, San Francisco, CA 94124 is ready to partner with you on your journey to success. Reach us at 415-550-7207 during our lobby hours from 9 AM to 5 PM, Monday through Friday. Let's grow together!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From essential Merchant Services that make accepting payments simple to tailored Business Loans that can fuel growth and innovation, we've got your back.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why our members enjoy features like ATM & Cash Withdrawal Services, which allow easy access to cash whenever needed. Plus, with options like mobile payments and person-to-person transfers via our online platform, managing your finances has never been simpler. At Pacific Postal in San Francisco, CA, we're committed to supporting our members with not just great products but also exceptional service. Our dedicated team is always ready to assist you with any questions or concerns. Ready to explore how we can help? Give us a call at 415-550-7207 or visit us online at http://www.ppcu.org. Let's work together to achieve your financial goals!

Loans and Financing

Need a new car? Look no further than our Auto Loans & Vehicle Financing options. We offer competitive rates that make getting behind the wheel easier than ever. If you're considering buying a home, our Mortgage Loans & Refinancing services are designed to guide you through the process seamlessly, ensuring you get the best possible deal on your investment. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options can provide you with the funds you need without breaking the bank. We also offer Credit Cards with Rewards, giving you more value on every purchase while helping you manage your spending wisely.

Personal Banking

We start with Personal Banking services, where you can choose from various Checking & Savings Accounts tailored for different lifestyles. Whether you're saving for a dream vacation or managing day-to-day expenses, we have the right account for you. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms check balances, transfer money, or pay bills from anywhere!

Digital & Online Banking

At Pacific Postal, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to bring you convenience and security right at your fingertips. With our user-friendly tools, managing your finances has never been easier. You can access all your banking needs anytime, anywhere with our 24/7 online banking services at http://www.ppcu.org. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. We also offer e-statements, so you can say goodbye to paper clutter and easily access your account statements whenever you need them. For those who prefer using their smartphones, our mobile application allows you to manage your accounts on the go. You can enjoy features like mobile payments for quick purchases and person-to-person transfers, making it easy to send money to friends or family without any hassle. Plus, with our electronic signature authorization feature, signing documents electronically adds another layer of convenience and speed to your banking experience. Security is a top priority for us at Pacific Postal. We ensure that your information is protected through advanced security measures, so you can bank with peace of mind knowing that your data is safe. With all these digital solutions in place, you have the power to manage your finances in real-time without ever stepping into a branch. Our commitment to accessibility and ease-of-use means that whether you're at home or on the move, Pacific Postal is always there for you when you need us most.

Financial Strength

At Pacific Postal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, trust and reliability are essential for your financial peace of mind. That's why we are proud to share our strong financial standing with you. With a net worth of $40,755,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,717 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $33,423,963 in share certificates, offering stable and rewarding financial growth opportunities. Although we have no money market shares at this time, our commitment to your savings remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in our $35,946,417 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. This means more opportunities for you as a member. Our lending capacity supports members' financial goals with $7,031 in used auto loans and $107,445,191 in total loans and leases. Our operational efficiency is reflected in our net income of $830,806, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, with 32 full-time employees and 2 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team. Overall, the strength of Pacific Postal is clear. We proudly support a growing member base with 22,358 total share accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pacific Postal is your trusted partner. Visit us at 175 Mendell St San Francisco Ca 94124 or call (415) 550-7207 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $21,278,564 in used vehicle loans and $11,985,467 in new vehicle loans, helping members get on the road confidently. Whether you're interested in a brand-new vehicle or a reliable used car, our flexible financing options can make it happen.

Credit Lines

For those who prefer more flexibility in their borrowing options, we provide credit lines totaling $90,979,020. This allows you to access funds when you need them while only paying interest on what you use. Each of our loan products comes with various refinancing and eligibility options tailored to fit your specific needs. If you're curious about how much you might qualify for or want to learn more about our offerings, feel free to reach out at (415) 550-7207. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 175 Mendell St, San Francisco, CA 94124, and let's discuss how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,819,805. We simplify the process of buying or refinancing your home so you can focus on what truly matters making it yours.

Unsecured Credit Card Loans

Managing your finances effectively is crucial for peace of mind. We offer flexible terms on unsecured credit card loans with a total of $4,734,643 in loans available. This gives our members the freedom to make purchases without the burden of high-interest rates.

Loan Aggregator

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Pacific Postal