Vehicle Loans in Berkeley, CA

Searching for the lowest car loan rates in Berkeley, CA? Compare personalized offers from trusted lenders to find a deal that fits your budget and gets you driving sooner. It’s simple, local, and tailored to your needs.

Berkeley drivers deserve easy financing and fast approvals. By comparing loan options, you can save money and enjoy a smoother car-buying experience with support from lenders who understand your community. Start comparing today and take the wheel with confidence.

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Lender
APR
Term
Link
Info
providentfcu
4.26 %
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
comfirstcu
4.64 - 6.09 %
3.1 - 7 Yrs
gosunward
4.64 - 5.35 %
3.1 - 6 Yrs
redwoodcu
4.64 - 6.09 %
3 - 7 Yrs
ccu
4.65 - 18 %
3 - 7 Yrs
safecu
4.69 %
7.5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago. Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago.

Safe has an auto loan rate of 4.69% APR today. This rate is down from 7 days ago and the same as 30, 60, and 90 days ago.

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