Vehicle Loans in Birmingham, AL

Ready to find the lowest auto loan rates in Birmingham, AL? Comparing offers from local lenders helps you save money and get the best terms for your next vehicle.

Whether you’re buying new or used, our easy loan comparison lets you explore flexible options tailored to Birmingham drivers. Start today and drive away with confidence and savings.

NewUsed

Filters

Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
tyndall
3.24 - 5.69 %
3 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
mymax
3.75 %
4 Yrs
navyfederal
3.89 - 7.39 %
1 - 15 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
alabamaone
3.99 %
3 Yrs
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Tyndall's auto loan rates range from 3.24% to 5.69% APR today. Unchanged compared to 7 and 30 days ago. American Airlines's auto loans with APRs ranging from 3.34% to 4.59% and recreational vehicle loans with rates between 5.59% and 6.34% . These rates have shown no change compared to 7 and 30 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Max has an auto loan rate of 3.75% APR and a recreational loan rate of 7% APR. Both rates have stayed the same compared to 7 and 30 days ago, as well as 60 and 90 days ago. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 7.39% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 3.89% and 10.05% , down from last week and 30 days ago. Recreational loan rates are 7.45% to 9.9% , which is up compared to 7 and 30 days earlier.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR and recreational loan rates from 8.49% to 10.49% APR. These rates show no change from 7 or 30 days ago. Both loan types have steady rates over the past months. Alabama One has an auto loan with a 3.99% APR today. This rate has not changed compared to 7, 30, or 60 days ago. No term is listed for this loan. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

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Why compare Vehicle Loans in Birmingham, AL on LendMesh

If you're searching for the lowest auto loan in Birmingham, AL, it's smart to keep comparing lenders on LendMesh. Each lender offers different rates and terms, so exploring multiple options can help you uncover better deals and save more on your vehicle purchase. Take your time and use LendMesh’s platform to confidently find the loan that fits your budget and needs.

To stay ahead of the best offers in Birmingham, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and we’ll notify you as soon as loan options drop below that threshold. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, helping you make informed decisions without any hassle. Join thousands of borrowers who trust LendMesh to keep them in the loop.

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