Personal Loans in San Jose, CA 95117

Searching for the best personal loan rates in San Jose? Compare offers from trusted local credit unions to find low rates and flexible terms that fit your needs. Whether it’s debt consolidation or a big purchase, you’ll get clear options tailored to your financial goals.

Join your neighbors in San Jose who rely on community-focused lenders offering fast approvals and friendly service. With personalized support and competitive rates, you can confidently choose a loan that helps you move forward without the hassle.

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APR

Term

Amount

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8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 %

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.9 - 11.4 %

5 - 7 Yrs

$25,000

∞

8.99 %

1 - 10 Yrs

$50,000

∞

8.99 %

∞

8.99 %

6 Yrs

$100,000

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

8.99 - 18.99 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Provident's Personal loans have a fixed APR of 8.75% , which has stayed the same over the past 7 and 30 days. There are no changes in the rate during this period. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Noble's Personal loan has an APR of 8.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months. California has a Personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Wescom Central's personal loan has an APR of 8.99% today, unchanged from it was 7 and 30 days ago. The rate has also stayed steady compared to 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Pacific Service has a Personal closed end loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in San Jose, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
STAR ONE CREDIT UNION	3136 STEVENS CREEK BLVD SAN JOSE CA 95117	⏰ M, T,Th 9-5; W 10-5; F 9-6; S 9-2 📞 4085435202 📠 4085435203	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $9,754,304,816 Deposits: $612,926,883 Net Worth: $1,308,118,583 Employees: 260 Members: 128,165

🏘️ All the Lenders Available in Santa Clara County, CA

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If you’re searching for the credit union with the best personal loan rates in San Jose, CA, it’s a good idea to keep exploring and comparing lenders on LendMesh. Our platform lets you easily review multiple options side by side, helping you find competitive rates and terms that fit your needs without any pressure. Taking the time to compare can lead to smarter borrowing and better savings.

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