Star One Credit Union San Jose CA | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Star One, your trusted financial partner located at 3136 Stevens Creek Blvd, San Jose, CA 95117. Since our establishment in 1956, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of 128,165, we pride ourselves on being more than just a credit union; we're a supportive community where members are valued and empowered. At Star One, we believe in the importance of transparency and trust. Our assets total an impressive $9,754,304,816, allowing us to offer a wide range of services from personal banking to auto loans and mortgages. With $612,926,883 in total deposits and a robust net worth of $1,308,118,583, we are well-equipped to support our members' financial goals. Our CEO, Gary Rodrigues, along with Board President Melissa Henck, leads our dedicated team of 260 employees who are committed to providing exceptional service. Whether you need assistance with checking and savings accounts or you're looking for competitive loan options like our total of 68,380 loans and leases we're here for you. While members can visit us at our branch location for personalized service, official correspondence should be directed to the same address: 3136 Stevens Creek Blvd, San Jose, CA 95117. Feel free to reach out via phone at 408-543-5202 or explore more about our services at Star One's website. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Star One, we take pride in our rich history and our unwavering commitment to serving the community of San Jose, California. Founded in 1956, our branch has grown alongside the vibrant city, evolving to meet the changing needs of our members. From humble beginnings, we have become a trusted financial partner for over 128,000 members, providing them with valuable services and support. Located at 3136 Stevens Creek Blvd, San Jose, CA 95117, our branch is easy to find and accessible to all. We are proud to be a part of this dynamic community that fosters growth and innovation. Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting local initiatives. Over the years, Star One has achieved significant milestones, including amassing total assets of over $9.7 billion. This impressive growth reflects our dedication to sound financial practices and our focus on member satisfaction. We offer a wide range of services from personal banking and auto loans to mortgages and business banking solutions. While members can visit us at 3136 Stevens Creek Blvd San Jose Ca 95117, official correspondence should be sent to 3136 Stevens Creek Blvd, San Jose, CA 95117 if it differs. Our operating hours are designed to accommodate busy schedules: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. At Star One, we believe in embracing technology to enhance member experiences. With online banking options and mobile applications available, managing your finances has never been easier. Our commitment to accessibility includes ADA compliance and ensuring all members can benefit from our services. Community involvement is at the heart of what we do. We actively participate in local events and initiatives that uplift those around us. Our partnerships with various organizations allow us to give back effectively and meaningfully. We invite you to join Star One Credit Union today! Experience firsthand how we can support your financial journey while making a positive impact in your community. For more information or to open an account, visit us online at Star One or call us at (408) 543-5202. Your future starts here!

Branch Location & Accessibility

A Convenient Spot

Located near well-known landmarks and easily accessible from major roads, our branch is perfect for all your banking needs. You'll find ample parking available right outside, ensuring a hassle-free visit. Our facility meets ADA compliance standards, featuring ramps and accessible entrances for all members of the community.

Get in Touch!

If you have questions or would like more information about our services, don't hesitate to give us a call at 408-543-5202. We're eager to help you navigate your financial journey! Come visit us today at Star One, where your banking needs come first.

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why we offer flexible operating hours to accommodate your schedule. Join us on Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 2 PM. We want to ensure that you can get the help you need when you need it.

Services Tailored Just for You

At Star One, we provide a wide array of personal banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our ATM is available for easy cash withdrawals and balance checks whenever you need them. While we don't have drive-thru service at this location, our friendly staff is ready to assist you inside the branch.

Member Eligibility

At Star One, we believe that becoming a member is like joining a caring family where your financial well-being is our priority. Membership is open to anyone who lives, works, worships, or attends school in the communities we serve. This means if you call San Jose home or engage with our vibrant local businesses and organizations, you're already eligible! We offer a range of benefits designed to support your financial goals, from competitive rates on loans to personalized banking services. If you're ready to take the next step, opening an account with us is straightforward and welcoming. You can find all the details on how to join by visiting our eligibility page at http://www.starone.org/membership/. If you have any questions or need assistance, feel free to give us a call at (408) 543-5202. We're here for you!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having efficient merchant services is crucial. Imagine being able to process payments seamlessly while keeping track of your sales all from one place. At Star One, our merchant services are designed to streamline transactions, making it easier for you to focus on what truly matters: growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in San Jose, CA. Let us partner with you on your journey toward success! For more information or to get started, visit us at 3136 Stevens Creek Blvd San Jose Ca 95117 or call us at (408) 543-5202.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your specific needs.

Comprehensive List Of Services

Business Banking Services

For those running their own businesses, we understand the unique challenges you face. Our Business Banking services, including Merchant Services & Business Loans, are designed to support your growth and streamline operations. We want to see your business thrive just as much as you do!

Credit Options

Life can sometimes present unexpected expenses. That's where our Personal Loans & Debt Consolidation come into play, helping you consolidate debt or cover unforeseen costs without stress. Plus, don't forget about our Credit Cards with Rewards, which not only offer convenience but also rewards for every purchase you make.

Get Started Today

We're here to assist you on your financial journey! To learn more about how our services can benefit you, feel free to reach out by calling us at (408) 543-5202 or visit us in person at 3136 Stevens Creek Blvd San Jose Ca 95117 in beautiful San Jose, CA. Whether you're opening a new account or exploring loan options, let us help guide you towards achieving your financial goals with ease and confidence. Join the Star One family today!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Star One, we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. Additionally, our ATM services ensure that cash withdrawal is easy and accessible whenever you need it.

Personal Banking Solutions

Navigating personal finances can be overwhelming, but with Star One, it doesn't have to be. We offer various Checking & Savings Accounts that help you manage your day-to-day expenses while also growing your savings. If you're planning on purchasing a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that suit your budget. Need help with buying a home? Our Mortgage Loans & Refinancing services ensure that you have the right financial support whether it's your first home or an investment property.

Digital & Online Banking

Key Features of Our Online Services

Our online banking platform allows you to view your account balances, pay bills, and transfer money with just a few clicks. You can also enjoy the benefits of e-statements, which are not only environmentally friendly but also help you keep track of your financial activity without the hassle of paperwork. Plus, with electronic signature authorization, signing important documents is now quick and straightforward no more printing or mailing forms!

Mobile Banking Made Easy

For those who prefer banking on their phones, our mobile application is here to help. You can manage your accounts right from your pocket, enabling you to check balances, deposit checks, and even make person-to-person transfers easily. While we don't currently offer mobile payments, we are continuously looking for ways to enhance your banking experience.

Your Security is Our Priority

We know that security is a top concern when it comes to online transactions. That's why we have implemented robust measures to protect your information every step of the way. With easy-to-use features and a user-friendly interface, managing your finances with Star One is not just secure; it's also designed to be an enjoyable experience. In conclusion, whether you're checking your balance from the comfort of your couch or making quick transfers while out and about, our digital and online banking options provide the flexibility you need in today's fast-paced world. Join us at Star One and take advantage of these innovative services that put you first!

Financial Strength

At Star One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services and ensuring your financial well-being, we pride ourselves on our strong foundation. With a net worth of $1,308,118,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $377,307,940 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares available, our focus remains on maximizing value for our members. We prioritize our members over traditional banking practices. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $1,306,523,094 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals across various sectors. We have $9,884 in used auto loans and $5,929,891,487 in total loans and leases. This ensures that whether you're looking to buy a car or manage other financing needs, we have the resources to assist you. Our operational efficiency is reflected in our $6,911,286, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 260 full-time employees and 0 part-time employees ready to serve you with knowledgeable support. With net shares available for lending and investments totaling $0, along with a robust membership base showcasing 278,780 accounts, it's clear that Star One stands as a trusted institution within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star One is your trusted partner. Visit us at 3136 Stevens Creek Blvd San Jose Ca 95117 or call (408) 543-5202 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

In addition to auto and mortgage loans, we also provide various personal loan options for those looking to consolidate debt or cover unexpected expenses. Our goal is to offer solutions that meet your unique financial situation. If you're considering refinancing any existing loans or want to know more about eligibility options, our knowledgeable team is ready to help guide you through the process. To learn more about our loan offerings or if you have questions, feel free to reach out at (408) 543-5202 or visit us at 3136 Stevens Creek Blvd San Jose Ca 95117, located in San Jose, CA. We're here to support you in making informed financial decisions!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,223,461 in used vehicle loans and $211,882,023 in new vehicle loans already helping members get on the road. We provide flexible financing options that can cater to different budgets and preferences. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $475,972,681, make buying or refinancing simple. We aim to provide competitive rates and personalized service to ensure that your experience is as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $54,385,271 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards and benefits that fit your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers presented are fair and transparent, allowing users to trust the information they receive. LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the commitment to helping consumers navigate their financing options effectively. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

STAR ONE CREDIT UNION - San Jose, CA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in San Jose, CA (95117)

Introduction

Branch History & Mission

Branch Location & Accessibility

A Convenient Spot

Get in Touch!

Operating Hours That Fit Your Schedule

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Credit Options

Get Started Today

Online and Mobile Banking

Personal Banking Solutions

Digital & Online Banking

Key Features of Our Online Services

Mobile Banking Made Easy

Your Security is Our Priority

Financial Strength

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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