Personal Loans in San Jose, CA 95117

Searching for the best personal loan rates in San Jose? Compare offers from trusted local credit unions to find low rates and flexible terms that fit your needs. Whether it’s debt consolidation or a big purchase, you’ll get clear options tailored to your financial goals.

Join your neighbors in San Jose who rely on community-focused lenders offering fast approvals and friendly service. With personalized support and competitive rates, you can confidently choose a loan that helps you move forward without the hassle.

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APR

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7.99 - 11.99 %

1 - 7 Yrs

∞

7.99 - 18 %

0.3 - 5 Yrs

$50,000

∞

8.24 - 14.74 %

3 - 5 Yrs

$25,000

∞

8.39 - 20.29 %

1 - 5 Yrs

$25,000

∞

8.49 - 10.24 %

1 - 7 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.5 %

5 Yrs

$50,000

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 16.25 %

5 Yrs

1,500 - $30,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in San Jose, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
STAR ONE CREDIT UNION	3136 STEVENS CREEK BLVD SAN JOSE CA 95117	⏰ M, T,Th 9-5; W 10-5; F 9-6; S 9-2 📞 4085435202 📠 4085435203	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $9,754,304,816 Deposits: $612,926,883 Net Worth: $1,308,118,583 Employees: 260 Members: 128,165

🏘️ All the Lenders Available in Santa Clara County, CA

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If you’re searching for the credit union with the best personal loan rates in San Jose, CA, it’s a good idea to keep exploring and comparing lenders on LendMesh. Our platform lets you easily review multiple options side by side, helping you find competitive rates and terms that fit your needs without any pressure. Taking the time to compare can lead to smarter borrowing and better savings.

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