Personal Loans in San Jose, CA 95117

Searching for the best personal loan rates in San Jose? Compare offers from trusted local credit unions to find low rates and flexible terms that fit your needs. Whether it’s debt consolidation or a big purchase, you’ll get clear options tailored to your financial goals.

Join your neighbors in San Jose who rely on community-focused lenders offering fast approvals and friendly service. With personalized support and competitive rates, you can confidently choose a loan that helps you move forward without the hassle.

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APR

Term

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8.99 - 19.74 %

2 - 7 Yrs

500 - $10,000

∞

9 - 18 %

2 - 5 Yrs

∞

9 - 26 %

1 - 5 Yrs

$20,000

∞

9.04 - 16.04 %

1 - 5 Yrs

1,000 - $20,000

∞

9.25 - 9.5 %

3 - 5 Yrs

$25,000

∞

9.39 - 11.99 %

1 - 5 Yrs

∞

9.49 %

$25,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

∞

9.5 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in San Jose, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
STAR ONE CREDIT UNION	3136 STEVENS CREEK BLVD SAN JOSE CA 95117	⏰ M, T,Th 9-5; W 10-5; F 9-6; S 9-2 📞 4085435202 📠 4085435203	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $9,754,304,816 Deposits: $612,926,883 Net Worth: $1,308,118,583 Employees: 260 Members: 128,165

🏘️ All the Lenders Available in Santa Clara County, CA

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Why compare Personal Loans in San Jose, CA on LendMesh

If you’re searching for the credit union with the best personal loan rates in San Jose, CA, it’s a good idea to keep exploring and comparing lenders on LendMesh. Our platform lets you easily review multiple options side by side, helping you find competitive rates and terms that fit your needs without any pressure. Taking the time to compare can lead to smarter borrowing and better savings.

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