Personal Loans in Berkeley, CA

Looking for the best personal loan in Berkeley, CA? Compare offers from trusted local lenders to find rates and terms that fit your budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you deserve flexible options that work for you.

Berkeley residents can count on personalized service and quick approvals when exploring loan choices nearby. Take a moment to review multiple offers so you can borrow with confidence and support your financial goals with a loan tailored just for you.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
sffcu
4.99 - 17.99 %
0.1 - 7 Yrs
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
patelco
6.99 - 17.9 %
0.5 - 7 Yrs
$100,000
∞
firstent
7.19 - 18 %
3 - 5 Yrs
$30,000
∞
bayfed
7.49 - 8.99 %
2 - 5 Yrs
$50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
safe1
7.9 - 25.49 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Berkeley, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
NUVISION FEDERAL CREDIT UNION
3015 SAN PABLO AVE BERKELEY CA 94702
ATM
P2P
E-Statements
E-Signature
Assets: $3,469,113,230
Deposits: $310,756,558
Net Worth: $382,531,469
Employees: 554
Members: 177,066

🏘️ All the Lenders Available in Alameda County, CA

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✅PROVIDENT 66343 CREDIT UNION
✅BAY CITIES CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅SANDIA LABORATORY CREDIT UNION
✅UNCLE CREDIT UNION
✅KEYPOINT CREDIT UNION
✅SMW 104 FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
✅THE POLICE CREDIT UNION
✅PUBLIC EMPLOYEES 64390 CREDIT UNION
✅SELFHELP CREDIT UNION
✅ILWU CREDIT UNION
✅UTILITY DISTRICT CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅MATSON EMPLOYEES FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅INOVA CREDIT UNION
✅BLUPEAK CREDIT UNION

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