Personal Loans in Austin, TX

Looking for a personal loan in Austin with low interest rates? Local credit unions offer friendly service and competitive rates designed to fit your budget and lifestyle. Comparing your options helps you find the best loan to meet your needs without the hassle.

Whether you need to consolidate debt, cover unexpected expenses, or plan a big purchase, Austin’s credit unions provide flexible terms and quick approvals. Start comparing today to secure a loan that feels right for you and supports your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
myconsumers
8.99 %
∞
r1cu
8.99 - 10.99 %
1.1 - 5 Yrs
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
eecu
8.99 - 17.99 %
1 - 5 Yrs
∞
texanscu
8.99 - 17.99 %
3.1 - 5 Yrs
∞
swacu
9.24 - 18 %
1 - 5 Yrs
∞
chevronfcu
9.39 - 11.99 %
1 - 5 Yrs
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
aplusfcu
9.49 - 17 %
0.5 - 7 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Resource One's personal loans with an APR of 8.99% , which has stayed the same over the past 7 and 30 days. Their home improvement personal loans have a fixed APR of 9.49% , also unchanged from a week and a month ago. Both rates have been steady during this time. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago. Eecu's personal loan has an APR of 8.99% , which has stayed the same over the past 7 and 30 days. The personal line of credit has a fixed APR of 11.25% , also unchanged from 7, 30, 60, and 90 days ago. Texans has a Personal loan with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Texans line of credit has an APR of 11.4% , also unchanged from 7, 30, and 60 days ago.

Southwest Airlines has a Signature personal loan with an APR of 9.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 14.9% , also unchanged during these time frames. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. A+ has a personal loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their preferred line of credit has a slightly higher APR at 9.74% , also unchanged during these time frames.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
130 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419
CAPITOL CREDIT UNION
133 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $215,295,025
Deposits: $24,374,717
Net Worth: $26,499,311
Employees: 49
Members: 13,061
VELOCITY CREDIT UNION
4220 S LAMAR BLVD AUSTIN TX 78704
ATM
P2P
E-Statements
E-Signature
Assets: $1,030,172,313
Deposits: $95,185,676
Net Worth: $154,057,049
Employees: 213
Members: 76,922
RANDOLPH-BROOKS FEDERAL CREDIT UNION
205 W BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,549,897,730
Deposits: $205,518,113
Net Worth: $2,188,129,649
Employees: 2366
Members: 1,158,867

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

Why compare Personal Loans in Austin, TX on LendMesh

If you’re searching for a credit union with low interest rates for personal loans in Austin, TX, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable rates tailored to your needs. Taking a little extra time now could save you money and stress down the road.

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