Personal Loans in Austin, TX

Looking for a personal loan in Austin with low interest rates? Local credit unions offer friendly service and competitive rates designed to fit your budget and lifestyle. Comparing your options helps you find the best loan to meet your needs without the hassle.

Whether you need to consolidate debt, cover unexpected expenses, or plan a big purchase, Austin’s credit unions provide flexible terms and quick approvals. Start comparing today to secure a loan that feels right for you and supports your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
jfcu
7.99 - 11.99 %
1 - 7 Yrs
∞
amocofcu
8.05 - 18 %
5.1 - 7 Yrs
∞
chartway
8.24 - 12.24 %
1 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
wellbyfinancial
8.54 - 12.54 %
10 Yrs
25,000 - $40,000
∞
togethercu
8.64 - 11.99 %
6 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Amoco's personal loan has an APR of 10.05% , which has stayed the same over the past 7, 30, 60, and 90 days. The credit builder and mender loan has a lower APR of 4.9% , also unchanged from 7, 30, and 60 days ago.

Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Jsc has a Debt consolidation loan and a Personal line of credit, both with an APR of 8.54% today. These rates have stayed the same compared to 7, 30, and 60 days ago. The Personal loan also has an APR of 8.54% , which hasn't changed in the past 90 days.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
130 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419
CAPITOL CREDIT UNION
133 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $215,295,025
Deposits: $24,374,717
Net Worth: $26,499,311
Employees: 49
Members: 13,061
VELOCITY CREDIT UNION
4220 S LAMAR BLVD AUSTIN TX 78704
ATM
P2P
E-Statements
E-Signature
Assets: $1,030,172,313
Deposits: $95,185,676
Net Worth: $154,057,049
Employees: 213
Members: 76,922
RANDOLPH-BROOKS FEDERAL CREDIT UNION
205 W BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,549,897,730
Deposits: $205,518,113
Net Worth: $2,188,129,649
Employees: 2366
Members: 1,158,867

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

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