Welcome to lcra, a trusted financial institution established in 1940 and dedicated to empowering our community through exceptional service and innovative banking solutions. Headquartered in the vibrant city of Austin, TX, we prioritize our members' needs, ensuring that everyone—from military personnel to local families—has access to financial tools that promote stability and growth. Under the leadership of CEO Melissa Reyes and Board President Jonathan Riley, we strive to create a welcoming environment where our members can thrive.

At lcra, we are proud to offer comprehensive services designed for modern banking, including secure online banking, a user-friendly mobile application, person-to-person transfers, e-statements, and more. Our commitment to safeguarding your assets is underscored by our NCUA insurance, which has been in effect since 4/25/1991 0:00. With our focus on trust and accessibility, you can confidently manage your finances with us. For any inquiries or assistance, feel free to reach out via our official website at https://lcracu.com/ or contact us at our fax number: (737) 212-0040. Join us today and experience the member-first approach that sets us apart!

At lcra, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans, mortgage refinancing, and personal loans, we are committed to helping you navigate your financial journey. Our business banking options, including merchant services and business loans, provide valuable support for small businesses looking to grow and thrive in today's competitive landscape. With an emphasis on convenience, we also offer online banking and a user-friendly mobile app that allows you to manage your finances from anywhere. Features such as Person-to-Person transfers and e-statements make everyday banking seamless and efficient.

Digital access is at the heart of our commitment to serving you better. Our online platform ensures that you can check balances, pay bills, and transfer funds with just a few clicks. Although we currently do not support mobile payments or electronic signatures, our robust online banking system empowers you to stay in control of your finances. Whether you're planning for life milestones or looking for ways to optimize your financial health, our tools are designed to assist every step of the way. Interested individuals can easily find out about membership eligibility by visiting http://lcracu.org/membership , where you can learn how to join our growing community.

If you're considering a loan or want to compare rates, we recommend checking out https://www.lendmesh.com/loans/vehicle_loans for competitive options tailored to your needs. For any questions or personalized assistance, feel free to reach out via fax at (737) 212-0040. At lcra, we are dedicated to providing exceptional service and innovative financial solutions that empower our members to achieve their goals.

At lcra, we pride ourselves on being a trusted financial partner for our members, reflecting our commitment to excellence and service. With a strong foundation established in 1940, our credit union has grown to serve a vibrant community of 2,171 members. Our solid financial position is evident, with total assets amounting to 20,697,724 and a net worth of 3,218,472, demonstrating our stability and reliability as a financial institution.

Our prudent management practices have resulted in zero net income losses, showcasing our dedication to sound financial stewardship. Additionally, we have successfully accumulated total deposits of 821,688, allowing us to support our members' needs effectively. With a diverse portfolio that includes 716 loans and leases, we provide tailored solutions for auto financing, personal loans, and more.

The strength of our credit union is underscored by our net worth ratio of 1,555, which indicates our ability to absorb potential losses while continuing to offer competitive products. Our focus on member satisfaction is reflected in our credit card loan volume of 51 and an impressive auto loan volume of 582, ensuring that we meet the various needs of our community.

With only 5 dedicated employees, we maintain a personalized approach to banking, ensuring every member receives the attention they deserve. At lcra, transparency is at the heart of what we do; we believe in keeping you informed about your finances and providing insights that empower your decisions.

For further insights into our performance metrics and credibility, data sourced from the National Credit Union Administration (NCUA) can be found at: https://www.ncua.gov . We invite you to explore how we can assist you in achieving your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.