LCRA CREDIT UNION

Welcome to Lcra, your trusted financial partner located at 3505 Montopolis Dr Bldg A, Austin, TX 78744. Established in 1940, Lcra has proudly served our community for over eight decades, providing valuable services that empower our members to achieve their financial goals. With a total membership of 2,171 and assets exceeding $20,697,724, we are committed to fostering a supportive environment where everyone can thrive. At Lcra, we believe in building strong relationships with our members. Our dedicated team, led by CEO Melissa Reyes and Board President Jonathan Riley, is here to assist you every step of the way. Together with our five employees, we strive to ensure that each member receives personalized attention tailored to their unique needs. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our financial health is reflected in our solid net worth of $3,218,472 and cash in hand amounting to $215,654, allowing us to support you effectively. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at P O Box 19138, Austin, TX 78760. If you're looking for a reliable partner to help navigate your financial journey or if you simply want to learn more about what we offer, feel free to reach out at 737-212-0030 or explore our website at Lcra. We invite you to become part of our community today!

Becoming a member of Lcra is like stepping into a community that truly cares about your financial well-being. We're excited to welcome you! To join us at our branch located at 3505 Montopolis Dr Bldg A Austin Tx 78744, you'll find that eligibility is designed to be straightforward and inclusive. If you live, work, or worship in the area, or if you're a family member of an existing member, you're likely eligible to join. This means that whether you're looking for personal banking solutions, auto loans, or other financial services, we're here to support you every step of the way. Joining Lcra opens the door to a range of benefits tailored just for you. From competitive rates on loans and deposits to personalized service from our friendly staff, your membership can make a real difference in achieving your financial goals. For more detailed information about eligibility criteria, feel free to check out our page at http://lcracu.org/membership . If you're ready to take the next step, don't hesitate to give us a call at (737) 212-0030! We can't wait to help you start your journey with us.

At Lcra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on transparency, so we want to share how our financial strength supports your goals. With a net worth of $3,218,472, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to safeguarding your deposits and ensuring the longevity of our services. Our net worth ratio of $1,555 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. It's this strength that allows us to focus on what matters most: you. Members' savings are secured through $788,066 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, these options help diversify your savings and maximize your returns. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,218,472 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into improved services tailored to meet your needs. Our lending capacity is significant as evidenced by the $291 in used auto loans and $12,710,200 in total loans and leases. We support your financial goals across various sectors with flexible options designed for you. In terms of operational efficiency, our $0 showcases our ability to manage resources wisely while continuing to offer competitive loan rates and solid financial products for our members. Our focus on efficiency helps us keep costs down for you. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your satisfaction. Total Share and Deposit Accounts stand at 3,100, showing a strong and growing member base that trusts us with their finances. Your confidence fuels our mission to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lcra is your trusted partner. Visit us at 3505 Montopolis Dr Bldg A Austin Tx 78744 or call (737) 212-0030 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.