Randolph-Brooks Credit Union Austin TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Randolph-brooks, your trusted partner in financial well-being located at 205 W Ben White Blvd, Austin, TX 78704. Since our establishment in 1952, we have proudly served our community with a commitment to helping over 1,158,867 members achieve their financial goals. As a credit union with total assets of $17,549,897,730, we offer a wide range of services designed to cater to your personal and business needs. At Randolph-brooks, we believe in the power of community. Our dedicated team is here to support you with everything from checking and savings accounts to auto loans and mortgage refinancing. With a robust portfolio that includes $205,518,113 in deposits and over 663,833 loans issued, we are well-equipped to help you navigate your financial journey. Led by our experienced CEO, Mark Sekula, and Board President Edward Polansky, we foster an environment where members can feel confident about their finances. Our knowledgeable staff of 2,366 employees is always ready to assist you whether you're visiting us in person or accessing our online services. While members can visit us at our Austin location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 2097, Universal City, TX 78148. Don't hesitate to reach out! Call us at 210-945-3333 or explore more about our offerings at www.rbfcu.org. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Join Us

We invite you to experience everything Randolph-brooks has to offer. With friendly staff ready to assist you and a range of services designed with your needs in mind, becoming a member means joining a supportive community focused on your success. Call us today at 210-945-3333 or visit us online at rbfcu.org to learn more about how you can become part of our family!

Our Journey

Randolph-brooks began with a simple mission: to provide affordable financial services to our members and foster economic growth within our community. Over the decades, we have remained dedicated to this purpose while adapting to the changing needs of our members. We are proud of our history and the milestones we've achieved along the way. From our early days serving military families to becoming a comprehensive financial institution for all, each step has been guided by our commitment to member service. In addition to traditional banking services, we offer a variety of modern conveniences such as online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. We also maintain an ATM on-site and provide drive-thru services for those who prefer a quick visit.

Our Mission

At Randolph-brooks, our mission is clear: we aim to empower our members through innovative financial solutions while giving back to the communities we serve. We believe in building strong relationships with our members and providing them with the tools they need to achieve their financial goals. This includes personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Community support is at the heart of what we do. We actively engage in outreach programs that promote financial literacy and help local organizations thrive. Whether it's sponsoring community events or partnering with schools for educational initiatives, we strive to make a positive impact beyond just banking. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to P.O. Box 2097, Universal City, TX 78148 if needed.

Branch Location & Accessibility

Connect With Us Today!

Ready to take the next step? We invite you to visit us at our branch or give us a call at 210-945-3333. Our friendly team is eager to assist you with any questions or services you may need. Come experience the welcoming atmosphere at Randolph-brooks where your financial well-being is our top priority!

Easy Access and Parking

When you visit us, you'll discover ample parking available right outside our doors. We strive to ensure that everyone can easily reach us, with features like ADA-compliant entrances and ramps. Whether you're coming in for a quick transaction or looking to explore all that we offer, our branch is designed with accessibility in mind.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible hours to accommodate your needs. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 4 PM. If you need to use our drive-thru service, we're here for you even earlier! Drive-thru banking is available Monday through Thursday from 7 AM to 6 PM, Friday from 7 AM to 7 PM, and Saturday from 9 AM to 4 PM.

Services Tailored for You

At the Randolph-brooks branch, we pride ourselves on providing a wide range of services. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we have something for everyone. Need cash? Our ATM is conveniently located on-site for easy access to withdrawals and balance checks. Plus, with our drive-thru banking option, handling deposits and simple transactions has never been easier. While members can visit us at our branch location, please note that official correspondence should be sent to P.O. Box 2097 in Universal City if different from our physical address.

Member Eligibility

Becoming a member of Randolph-brooks means joining a friendly community that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds and strive to make banking accessible and beneficial for everyone. To get all the details on eligibility, feel free to check out our resource at http://www.rbfcu.org#membership . Starting your journey with us is simple and straightforward. Once you know you qualify, opening an account is just a click away; you can find everything you need at http://www.rbfcu.org/fragments/apply-for-a-loan-cta . If you have any questions or need assistance along the way, don't hesitate to reach out at (210) 945-3333. We're here to help you every step of the way as you take advantage of all the great benefits that come with being part of Randolph-brooks!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5,144 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $889,860,383, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Managing payments shouldn't be a hassle. Our merchant services streamline transactions, allowing you to focus on what matters running your business. Imagine a busy Saturday morning where customers line up at your store. With our point-of-sale solutions, you can process payments quickly and efficiently, keeping your customers happy and your lines moving. Located conveniently at 205 W Ben White Blvd Austin Tx 78704, Austin, TX, we're here to help you navigate the financial landscape with ease. Reach out today at (210) 945-3333 to learn how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans. We recognize the challenges small businesses face, and we strive to support their growth with flexible financial solutions.

Convenient Access Points

Need cash on the go? Our ATM services provide easy access for withdrawals and balance checks without any hassle. Plus, our drive-thru banking makes it simple for you to complete deposits and withdrawals quickly perfect for those busy days when every minute counts. At Randolph-brooks, we are committed to providing these comprehensive services because we believe everyone deserves access to quality financial products and support. For any questions or assistance with your banking needs, don't hesitate to reach out at (210) 945-3333. Join us today at Ben White, where we're not just a credit union; we're a community focused on helping you achieve financial success!

Credit Cards That Reward You

Our credit cards not only offer convenience but also come with rewards that add value to your purchases. Whether you're shopping for groceries or planning a vacation, our credit cards help you earn back while you spend.

Embracing Digital Banking

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking services that allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. With features like mobile payments and person-to-person transfers, managing your money has never been easier.

Mortgage Solutions for Every Homebuyer

Thinking about buying your first home? Or perhaps you're looking to refinance an existing mortgage? Our mortgage loans are structured to guide you through every step of the process. With personalized service and expert advice, you'll find the right financing solution that suits your unique situation.

Personal Banking Made Easy

We understand that managing your finances can feel overwhelming at times. That's why we offer personal banking solutions designed with you in mind. From checking and savings accounts to auto loans and vehicle financing, we have options that fit various lifestyles and budgets. Imagine driving away in a new car with our competitive auto loan rates, making your dreams more accessible than ever.

Simplifying Borrowing

For those unexpected expenses or big-ticket items, our personal loans and debt consolidation options can provide the relief you need. We aim to make borrowing straightforward and stress-free, allowing you to focus on what matters most.

Digital & Online Banking

Accessibility Anytime, Anywhere

Whether you're using our mobile app or accessing your account through a web browser, you have real-time management of your finances wherever life takes you. It's all about making banking accessible, hassle-free, and efficient for our members. Join us at Randolph-brooks today and explore how our digital banking services can simplify your financial journey!

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.rbfcu.org/ , you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills any time that fits into your schedule. Whether you're at home or on the go, our mobile application makes it simple to manage your finances right from your smartphone. We also offer electronic signature authorization, so you can sign documents securely without needing to visit a branch. Plus, with e-statements readily available, you can keep track of your financial statements electronically saving paper and making it easier to access past records.

Secure and User-Friendly Experience

Safety is a top priority for us. All transactions made through our online banking system utilize advanced security measures to protect your personal information. You can feel confident knowing that your data is safe while enjoying the ease of features like person-to-person transfers and mobile payments. Our user-friendly interface ensures that even those new to online banking can navigate with ease. From setting up payments to checking account activity, everything is designed to be straightforward and intuitive.

Financial Strength

Commitment to Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,354 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $1,293,359,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $143,604 in used auto loans and $12,267,157,184 in total loans and leases, supporting our members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $3,570,306,472 in share certificates and $4,207,043,408 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,188,129,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,245 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Trust

Total Share Accounts stand at 2,468,446, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are currently at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Randolph-brooks is your trusted partner. Visit us at 205 W Ben White Blvd Austin Tx 78704 or call (210) 945-3333 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,678,652,779 in used vehicle loans and $955,465,984 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates so you can choose the plan that fits your budget. Plus, if you're considering refinancing an existing auto loan, we can help you explore your options to potentially lower your payments.

Business Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans totaling $889,860,383 provide the capital needed to grow. We understand the challenges of running a business and are here to support you every step of the way. At Randolph-brooks located at 205 W Ben White Blvd Austin Tx 78704, we prioritize our members' financial wellness and are committed to offering personalized service tailored to your needs. For more information about our loan offerings or to discuss eligibility options, feel free to call us at 210-945-3333. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can help you take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $820,492,471. Whether you're a first-time buyer or looking to upgrade your home, our team is here to guide you through the process and find the right loan for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $538,599,591 in loans helping members manage their finances effectively. This option is great for those who want the convenience of a credit card without needing collateral.

Loan Aggregator

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Call to Action

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Ensuring Accurate Comparisons

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RANDOLPH BROOKS FEDERAL CREDIT UNION