Personal Loans in Austin, TX

Looking for a personal loan in Austin with low interest rates? Local credit unions offer friendly service and competitive rates designed to fit your budget and lifestyle. Comparing your options helps you find the best loan to meet your needs without the hassle.

Whether you need to consolidate debt, cover unexpected expenses, or plan a big purchase, Austin’s credit unions provide flexible terms and quick approvals. Start comparing today to secure a loan that feels right for you and supports your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
etpcu
6.75 - 18 %
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
bvscu
7 - 18 %
5 Yrs
∞
tdecu
7.14 - 9.74 %
1 - 7 Yrs
10,000 - $50,000
∞
myncu
7.14 - 18 %
3.1 - 4 Yrs
∞
soarion
7.69 - 8.19 %
5 Yrs
∞
abileneteachersfcu
7.75 - 17.99 %
0.1 - 5 Yrs
$15,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago.

Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a steady APR of 9.74% during the same periods. Both rates have not changed recently. Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Both loan types provide consistent rates without recent increases or decreases.

Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
130 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419
CAPITOL CREDIT UNION
133 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $215,295,025
Deposits: $24,374,717
Net Worth: $26,499,311
Employees: 49
Members: 13,061
VELOCITY CREDIT UNION
4220 S LAMAR BLVD AUSTIN TX 78704
ATM
P2P
E-Statements
E-Signature
Assets: $1,030,172,313
Deposits: $95,185,676
Net Worth: $154,057,049
Employees: 213
Members: 76,922
RANDOLPH-BROOKS FEDERAL CREDIT UNION
205 W BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,549,897,730
Deposits: $205,518,113
Net Worth: $2,188,129,649
Employees: 2366
Members: 1,158,867

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

Why compare Personal Loans in Austin, TX on LendMesh

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