At University, we prioritize accessibility for all our members. The branch is ADA compliant and features ramps for easy entry. We want everyone to feel welcome and comfortable when visiting us.
Situated near major landmarks, our branch is hard to miss! With its close proximity to local shops and dining spots, it's easy to combine your banking errands with a quick bite or shopping trip. Plus, our location provides ample parking space so you can get in and out quickly without the hassle.
If you have any questions or would like more information about our services, don't hesitate to give us a call at 512-467-8080. Our friendly staff is always ready to assist you! We invite you to visit us at the University branch today; we're excited to serve you!
We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturdays from 10 AM to 2 PM. If you're in need of early banking options, our drive-thru service operates Monday through Friday from 7:30 AM to 7 PM and Saturday from 9 AM to 2 PM. In addition to traditional banking services like checking and savings accounts, we offer a variety of loans including auto financing and mortgages. You'll also find convenient ATM access right at our location!
Imagine having the financial backing to turn your ideas into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,289,128, we continue to drive economic growth by financing new and expanding businesses.
Running a business involves numerous transactions daily. Our merchant services streamline these processes, making it easy for you to accept payments from customers. From credit card processing to mobile payment solutions, we provide tools that help you focus on what matters growing your business. Located at 130 E Ben White Blvd Austin Tx 78704 in Austin, TX, our team is ready to partner with you. Call us today at (512) 467-8080 or visit us during our lobby hours, Monday through Friday from 9 AM to 5 PM, and Saturday from 10 AM to 2 PM, to learn more about how we can assist you!
Thinking about buying a new car? Our auto loans make it simple and straightforward. With competitive rates and flexible terms, you can drive off in your dream vehicle without breaking the bank. We also offer refinancing options if you're looking to lower your monthly payments or consolidate existing auto loans.
If you're a business owner in Austin, we have specialized services just for you. From merchant services that streamline transactions to business loans that help fuel growth, we're here to support local businesses in reaching their full potential.
We know convenience matters. That's why we provide ATM access for easy withdrawals and balance checks without any hassle. Plus, our drive-thru service allows for quick deposits and withdrawals perfect when you're on the go!
Our credit cards come loaded with rewards tailored just for you! Use them for everyday purchases and earn points toward exciting rewards whether it's travel benefits or cash back on groceries.
For those considering homeownership or looking to refinance an existing mortgage, our mortgage services provide personalized solutions tailored to fit your needs. Picture yourself settling into a home that's perfect for you, with financing that's manageable and clear.
When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds with no hidden fees, all while earning interest on your savings. Our accounts come with online and mobile banking features, allowing you to manage your finances from anywhere. This means whether you're at home in Austin or traveling across the state, you can easily check balances, transfer money, and pay bills at the touch of a button.
Life can throw unexpected expenses your way. Our personal loans help you cover those costs without stress. If you're juggling multiple debts, consider our debt consolidation options which can simplify payments and potentially lower interest rates.
As part of our commitment to community banking, we offer shared branch transactions for members of partner credit unions. This means even if you're away from home, you can still access your funds easily. At University, located at 130 E Ben White Blvd Austin Tx 78704 in Austin, TX, we pride ourselves on being more than just a credit union; we're a partner in your financial well-being. For more information or assistance with any of our services, feel free to reach out at (512) 467-8080. Join us today by visiting our website and take the first step toward better banking!
With our user-friendly online banking platform, accessible at https://www.ufcu.org/, you can take control of your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a few clicks away. Plus, our 24/7 online banking services ensure that you can access your account whenever it suits you best.
Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents digitally, providing a quick and safe way to handle transactions without the hassle of paper forms. For those who prefer going paperless, e-statements are also available, giving you instant access to your account statements while helping the environment.
If you're always on the move, you'll love our mobile application. It's designed for easy navigation and lets you manage your accounts right from your smartphone. You can even send money directly to friends or family with our person-to-person transfer feature no need for cash or checks! While mobile payments are not currently offered, our app provides all the essential tools for everyday banking. In summary, at University, we strive to make banking as convenient as possible. With accessible online services and a robust mobile app, you can manage your finances securely and effortlessly. Join us today and experience the ease of digital banking tailored just for you!
With $363,477,269 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $54,041 in used auto loans and $3,073,049,909 in total loans and leases, which help members achieve their financial goals across various sectors.
Members' savings are secured through $492,140,513 in share certificates and $641,307,695 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,930,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is reflected in our $8,342,577, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 758 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $372,973,611, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share and Deposit Accounts stand at 706,304, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, University is your trusted partner. Visit us at 130 E Ben White Blvd Austin Tx 78704 or call (512) 467-8080 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $980,445,268 in used vehicle loans and $318,757,723 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you can find the right financing option for your next vehicle purchase.
For business owners, our outstanding commercial loans totaling $142,289,128 provide the capital needed to grow and expand. We understand that businesses require unique financing solutions, and our team is dedicated to helping you secure the funding necessary for success.
We believe in making financial solutions accessible to everyone. If you're interested in any of our loan products, please check our eligibility requirements at this link. Additionally, if you're considering refinancing an existing loan, we can assist you in exploring options that may lower your monthly payments or help you pay off your loan faster. If you're ready to learn more about how our loan products can work for you, feel free to reach out! You can visit us at 130 E Ben White Blvd Austin Tx 78704, call us at (512) 467-8080, or explore more details on our website here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be your partner in achieving financial stability and growth!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,315,348, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.
We also offer flexible terms on unsecured credit card loans, with a total of $166,181,125 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make everyday spending more rewarding.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective LendMesh is in guiding borrowers toward better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By focusing solely on verified institutions, LendMesh eliminates uncertainty in the loan comparison process.