Personal Loans in Austin, TX

Looking for a personal loan in Austin with low interest rates? Local credit unions offer friendly service and competitive rates designed to fit your budget and lifestyle. Comparing your options helps you find the best loan to meet your needs without the hassle.

Whether you need to consolidate debt, cover unexpected expenses, or plan a big purchase, Austin’s credit unions provide flexible terms and quick approvals. Start comparing today to secure a loan that feels right for you and supports your financial goals.

Filters

Lender
APR
Term
Amount
Link
Info
ngfcu
9.49 - 17.5 %
2 Yrs
∞
shellfcu
9.49 - 17.99 %
7 Yrs
∞
houstonfcu
9.5 - 10.5 %
6 Yrs
2,500 - $85,000
∞
crcu
9.74 - 14 %
1 - 6 Yrs
∞
smartcu
9.74 - 16.99 %
7 Yrs
∞
5pointcu
9.75 - 16 %
3 - 7 Yrs
∞
advancial
9.9 %
∞
atfcu
9.9 %
5 Yrs
∞
fecca
9.99 - 10.99 %
∞
figfcu
9.99 - 11.74 %
1 - 5 Yrs
$40,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days. Shell has a Signature personal loan with an APR of 9.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.

Houston has a Loan special with an APR of 9.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Signature loans have a 10.5% APR and have also remained steady during that time. Community Resource has a personal or signature loan with an APR of 9.74% , which has stayed the same over the past 7, 30, 60, and 90 days. The debt consolidation loan has a fixed APR of 10.99% , also unchanged during these periods. Smart Financial's Personal & signature loans have a 9.74% APR today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. The Revolving line of credit has a 11.99% APR now, steady over the past 90 days except for a lower rate 90 days ago.

Fivepoint's Debt consolidation loans and Signature loans with an APR of 9.75% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Advancial's Signature loan and True line of credit both have an APR of 9.9% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Austin Telco's Signature loans have a fixed APR of 9.9% today. This rate has not changed compared to 7 or 30 days ago.

The Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 10.99% , also unchanged during these time frames. Farmers Insurance has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature line of credit has a 10.74% APR today, unchanged from 7 and 30 days ago but lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Austin, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY FEDERAL CREDIT UNION
130 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,100,757,196
Deposits: $210,923,091
Net Worth: $372,973,611
Employees: 770
Members: 391,419
CAPITOL CREDIT UNION
133 E BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $215,295,025
Deposits: $24,374,717
Net Worth: $26,499,311
Employees: 49
Members: 13,061
VELOCITY CREDIT UNION
4220 S LAMAR BLVD AUSTIN TX 78704
ATM
P2P
E-Statements
E-Signature
Assets: $1,030,172,313
Deposits: $95,185,676
Net Worth: $154,057,049
Employees: 213
Members: 76,922
RANDOLPH-BROOKS FEDERAL CREDIT UNION
205 W BEN WHITE BLVD AUSTIN TX 78704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $17,549,897,730
Deposits: $205,518,113
Net Worth: $2,188,129,649
Employees: 2366
Members: 1,158,867

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

Why compare Personal Loans in Austin, TX on LendMesh

If you’re searching for a credit union with low interest rates for personal loans in Austin, TX, it’s wise to keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable rates tailored to your needs. Taking a little extra time now could save you money and stress down the road.

Consider subscribing to LendMesh for personalized alerts that match your target loan rate—whether that’s 4%, 5%, or another figure. You’ll receive timely notifications when offers drop below your set threshold, along with expert insights, rate trends, and curated loan deals sent weekly or monthly. Join thousands of Austin borrowers who rely on LendMesh to stay informed and find the best financing opportunities.

Customers are also interested in:

Credit Union With Low Interest Rates For Personal Loans