Personal Loans in Decatur, IL 62526 — 7 Local Lenders

Looking for no credit loans near you in Decatur, IL? You’re in the right place to compare personal loan offers from trusted local lenders who understand your needs and offer flexible terms without the hassle of credit checks.

Whether it’s an unexpected expense or a financial boost, Decatur residents can find quick, easy loan options with personalized service. Compare rates today to secure the funds you need with confidence and peace of mind.

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APR

Term

Amount

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8.64 - 11.99 %

6 Yrs

8.74 - 18 %

3.1 - 5 Yrs

8.75 - 17.75 %

0.1 - 5 Yrs

8.99 %

8.99 - 11.99 %

1 - 5 Yrs

8.99 - 14.69 %

2 - 5 Yrs

9.25 %

5 Yrs

$48,000

9.49 - 12.99 %

2 - 7 Yrs

$50,000

9.49 - 17.5 %

2 Yrs

9.5 %

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

The University Of Illinois Community's an unsecured personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. No changes have been made to the rate during this period. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Decatur, IL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LAND OF LINCOLN CREDIT UNION	3130 E MOUND RD DECATUR IL 62526	⏰ M, Tu, Th Lobby: 8:30-5 D/U: 8-5:30 W 9-5 8-5:30 F 8:30-5 7:30-6 📞 2178753823 📠 2178643021	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $470,088,144 Deposits: $21,009,860 Net Worth: $44,746,556 Employees: 150 Members: 38,708
LAND OF LINCOLN CREDIT UNION	2890 N OAKLAND AVE DECATUR IL 62526	⏰ M, Tu, Th Lobby: 8:30-5 D/U: 8-5:30 W 9:-5 8-5:30 F 8:30-5 7:30-6Sat 8:30-12 8-3 📞 2178751300 📠 2178643021	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $470,088,144 Deposits: $21,009,860 Net Worth: $44,746,556 Employees: 150 Members: 38,708
LAND OF LINCOLN CREDIT UNION	1435 N WATER ST DECATUR IL 62526	⏰ M, Tu, Th 8-5:30 W 9-5:30 F 7:30-6 📞 2174285232 📠 2178643021	ATM Services Only Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $470,088,144 Deposits: $21,009,860 Net Worth: $44,746,556 Employees: 150 Members: 38,708
1ST MIDAMERICA CREDIT UNION	202 E ASH AVE DECATUR IL 62526	⏰ Lobby Hours Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pmDrive Thru HoursMonday-Friday 8am-6pm Saturday 8am-12pm 📞 6182583168 📠 6182586003	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $987,546,827 Deposits: $10,607,491 Net Worth: $113,567,383 Employees: 179 Members: 63,545
I.B.E.W. LOCAL #146 CREDIT UNION	3390 N WOODFORD ST DECATUR IL 62526	⏰ Monday, Tuesday, Wednesday, & Friday 11 - 4:30 📞 2178776521 📠 2178775037	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $5,103,410 Deposits: $552,918 Net Worth: $547,984 Employees: 2 Members: 636
CITIZENS EQUITY FIRST CREDIT UNION	3301 N WOODFORD ST DECATUR IL 62526	⏰ Monday through Friday 9:00 a.m. to 5:00 p.m.Saturday 9:00 a.m. to Noon 📞 2178751177	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru E-Statements E-Signature	Assets: $7,768,682,749 Deposits: $357,663,736 Net Worth: $941,559,727 Employees: 1022 Members: 402,409
DECATUR EARTHMOVER CREDIT UNION	2600 DIVIDEND DR DECATUR IL 62526	⏰ M-F 9:00a-5:00p Sat 8:00a-12:00p 📞 2178752301 📠 2178728182	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $292,870,039 Deposits: $12,312,828 Net Worth: $34,850,245 Employees: 106 Members: 21,278
STALEY CREDIT UNION	3330 N WOODFORD ST DECATUR IL 62526	⏰ M-F 8am-5pm Sat 8 am-12 noon 📞 2174239767 📠 2178725985	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $208,781,098 Deposits: $14,774,857 Net Worth: $22,415,907 Employees: 50 Members: 18,012
UNITED EQUITY CREDIT UNION	1130 E PERSHING RD DECATUR IL 62526	⏰ Lobby Monday - Friday 8:30 - 4:30 Saturday 8:30 - 12:00Drive Thru Monday - Friday 7:30 -5:30 Saturday 7:30 - 12:30 📞 2178751845 📠 2178753648	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $70,637,576 Deposits: $4,097,043 Net Worth: $10,585,336 Employees: 23 Members: 6,581
UNITED EQUITY CREDIT UNION	2300 N EDWARD ST DECATUR IL 62526	⏰ M,T,Th,F 11-4 📞 2178723789 📠 2178753648	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $70,637,576 Deposits: $4,097,043 Net Worth: $10,585,336 Employees: 23 Members: 6,581

🏘️ All the Lenders Available in Macon County, IL

✅DECATUR POLICEMEN CREDIT UNION

✅LAND OF LINCOLN CREDIT UNION

✅DECATUR EARTHMOVER CREDIT UNION

✅STALEY CREDIT UNION

✅UNITED EQUITY CREDIT UNION

✅DECATUR POSTAL CREDIT UNION

✅1ST MIDAMERICA CREDIT UNION

✅IBEW LOCAL 146 CREDIT UNION

✅CITIZENS EQUITY FIRST CREDIT UNION

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