Staley Credit Union Decatur IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Staley, where community and finance come together in a trusted partnership. Located at 3330 N Woodford St, Decatur, IL 62526, our credit union has been serving members since 1930, building a legacy of financial empowerment for over nine decades. With a strong membership base of 18,012 individuals, we are committed to providing personalized banking solutions that truly meet the needs of our community. At Staley, we understand that your financial well-being is paramount. That's why we proudly manage a robust total asset portfolio of $208,781,098. Our focus on member satisfaction is reflected in our total deposits amounting to $14,774,857 and an impressive net worth of $22,415,907. We believe in transparency and accessibility; you can feel secure knowing our cash reserves stand at $1,409,436, ready to support your financial goals. Our dedicated team of 50 employees, led by CEO Kimberly Ervin and Board President James Slade, is here to guide you through various services including auto loans, mortgages, personal banking options, and business financing. Whether you're looking for straightforward checking accounts or comprehensive loan solutions we've got you covered! While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 3330 N Woodford St, Decatur, IL 62526. Ready to take the next step? Connect with us today at 217-423-9767 or explore our website at Staley Credit Union for more information about how we can assist you on your financial journey. At Staley, we're not just about numbers; we're about people and making a positive impact in our community!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements while ensuring compliance with ADA standards, making it easier for all members to access their accounts anytime through online and mobile banking services. We offer personalized assistance through various channels including phone support at 217-423-9767, demonstrating our dedication to being there when you need us.

Community Impact

At Staley, we are more than just a financial institution; we are an integral part of the Decatur community. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. Our commitment extends beyond banking; we strive to uplift those around us by participating in events that enrich lives and strengthen ties within the community. While members can visit us at 3330 N Woodford St, official correspondence should be sent to the same address. We encourage you to take advantage of our convenient services such as drive-thru banking and ATM access both available for your convenience.

Join Us

As we look toward the future, Staley Credit Union remains committed to serving you with integrity and care. We invite you to become part of our family and experience firsthand how we can help you achieve your financial dreams. Visit us today or explore more about what we offer at Staley Credit Union. Together, let's build a brighter future for ourselves and our community!

Our Story

From our humble beginnings, Staley Credit Union has evolved into a trusted financial partner for many families and businesses in the Decatur area. Over the years, we have seen tremendous growth, with total assets now reaching an impressive $208,781,098. This growth reflects not just our financial strength but also our dedication to supporting our members' dreams and aspirations. Our mission is simple yet profound: to empower our members with accessible financial solutions while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals, whether it's purchasing a new car, buying a home, or planning for retirement.

Branch Location & Accessibility

Nearby Landmarks

Located near popular spots like the Decatur Public Library and the bustling downtown area, our branch is easy to find. You can enjoy ample parking right outside, ensuring a hassle-free visit. We also prioritize accessibility for all members; our facility is ADA compliant with ramps and designated parking spaces.

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8 AM to 5 PM and on Saturdays from 8 AM to 12 noon. If you need assistance outside these hours, feel free to give us a call at 217-423-9767.

Services Offered

At Staley, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. If you're a member of another participating credit union, take advantage of our shared service center for even more convenience. While members can visit us at 3330 N Woodford St, official correspondence should be sent to the same address as well. We invite you to stop by and experience the friendly atmosphere at Staley. Our dedicated team looks forward to assisting you with all your banking needs!

Member Eligibility

Joining the Staley Credit Union community means becoming part of a supportive family that truly cares about your financial well-being. If you're looking to become a member, you'll find it's quite simple! Staley welcomes individuals who live or work in Macon County, along with their family members. This inclusive approach ensures that many can benefit from our personalized services and financial solutions designed just for you. For more detailed eligibility criteria, we encourage you to. Once you know you're eligible, opening an account is a breeze! You can visit us at 3330 N Woodford St, Decatur, IL 62526, or give us a call at (217) 423-9767. Our friendly staff is here to guide you through the process and answer any questions you may have. We're excited to welcome you into the Staley family and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In today's fast-paced world, having reliable merchant services can make all the difference for your business. Imagine being able to process payments seamlessly, whether in-store or online. Our merchant services empower you to accept various payment methods, enhancing customer satisfaction and increasing sales opportunities. Located at 3330 N Woodford St Decatur Il 62526 in Decatur, IL, we're here to provide tailored solutions that fit your business needs. Reach out to us at (217) 423-9767 or visit our website at https://www.staleycu.com/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessible Services

We understand that sometimes you need cash on hand or wish to conduct simple transactions quickly. Our ATM & Cash Withdrawal Services are readily available for your convenience. Additionally, our Drive-Thru Banking allows you to handle deposits and withdrawals without leaving your vehicle.

Business Banking Made Simple

For our business members, we offer specialized Business Banking solutions including merchant services and business loans designed to help grow your enterprise without the hassle.

Credit Options Tailored for You

Managing debt can be overwhelming, but with our Personal Loans & Debt Consolidation, we aim to lighten that burden. Plus, our credit cards come with rewards that allow you to earn while you spend great for members looking to maximize their purchasing power.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, make transactions, and even sign documents electronically all from the comfort of your home or on the go.

Partnering for Your Needs

As part of our commitment to community support, we offer basic shared branch transactions for partner credit union members. This means you can easily access funds or perform deposits at participating locations a feature that makes banking even more accessible. If you're ready to explore what Staley has to offer or have any questions about our services, feel free to give us a call at 217-423-9767 or visit us at our branch during lobby hours (Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 noon). We look forward to helping you achieve your financial goals! For more information about all our offerings, please visit Staley's Website.

Personal Banking Solutions

For those who want to keep their finances organized, our Personal Banking services are here for you. You can choose from various checking and savings accounts that fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle you desire without breaking the bank. If you're considering home ownership or refinancing, our Mortgage Loans & Refinancing services provide competitive rates tailored just for you.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make managing your money simple. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, you have all these functionalities right in your pocket! Whether you're making person-to-person transfers or setting up electronic signature authorizations for important documents, we've got you covered. For those who prefer to go paperless, we offer e-statements that provide a convenient way to keep track of your transactions while also being environmentally friendly. Just imagine no more cluttered mailboxes! And if you're looking to make payments quickly, our mobile payments feature allows you to send money instantly using just your phone.

Security and Accessibility

Your security is a top priority for us at Staley. Our online banking services are equipped with advanced security measures to protect your information. You can confidently manage your finances knowing that we take the necessary steps to keep your data safe. With features like 24/7 access, mobile payments, and person-to-person transfers, you can handle your financial needs anytime, anywhere. Whether it's checking your balance during lunch or making a quick payment while waiting in line, we make it easy for you. In summary, the digital and online banking options at Staley are designed for convenience and safety. Join us today and experience how easy managing your finances can be! Visit us at https://www.staleycu.com/ to learn more about our services.

Financial Strength

At Staley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health to ensure your trust and confidence in us. With a net worth of $22,415,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.74% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,595,708 in share certificates and $22,397,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,399,157 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $3,032 in used auto loans and $146,939,722 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $605,296, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 35,758, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Staley is your trusted partner. Visit us at 3330 N Woodford St Decatur Il 62526 or call (217) 423-9767 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,511,227 in used vehicle loans and $21,628,815 in new vehicle loans already helping members get on the road. We make it easy to drive away in the vehicle you want with competitive interest rates and flexible terms.

Credit Lines

For those who need additional financial flexibility, our total credit lines amounting to $43,824,600 can provide you with the peace of mind that comes from having access to funds when you need them most. At Staley, we prioritize your financial well-being and are here to assist you with refinancing options if you're looking to lower your current payments or change loan terms. If you're interested in any of these products or need more information about eligibility requirements or how to apply, feel free to reach out to us at 217-423-9767 or visit us at 3330 N Woodford St Decatur IL 62526. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you take your next financial step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,988,821, make buying or refinancing simple. We provide personalized service to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,269,082 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates to fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a commitment to reliable data sourcing. The platform gathers loan information directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users are presented with fair and transparent offers based on the latest results (Source: https://www.ncua.gov).

Benefits of Using LendMesh

One of the standout features of LendMesh is its dedication to transparency. All loan offers are sourced from legitimate financial institutions, ensuring users receive verified data. Furthermore, LendMesh does not prioritize lenders based on paid promotions; our goal is to provide unbiased results that truly reflect the best options available. The platform also provides real-time rate comparisons, which means users have access to up-to-date loan rates from multiple institutions. This feature helps borrowers make well-informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STALEY CREDIT UNION - Decatur, IL

Compare Loan Rates Near You

Loan rates in Decatur, IL (62526)