1st MidAmerica Credit Union | Auto Loans, ATMs & Mobile Banking

1St Midamerica CU

Founded in 1934, 1st MidAmerica Credit Union is a trusted national financial institution committed to delivering personalized banking solutions that empower over 63,500 members nationwide. Headquartered in Bethalto, IL, and led by CEO Alan Meyer, 1st MidAmerica manages nearly $988 million in assets with a strong net worth exceeding $113 million, supported by a dedicated team of 179 employees.

Members enjoy a comprehensive range of services designed to meet diverse financial needs. From competitive auto loans and vehicle financing to tailored mortgage loans and refinancing options, 1st MidAmerica helps you achieve your goals with confidence. Personal banking offerings include checking and savings accounts, credit cards with rewards, personal loans, and debt consolidation solutions. Business owners benefit from merchant services and flexible business loans crafted to support growth.

With convenient access through 10 branches across multiple cities, along with shared branch transactions for partner credit unions, ATM access, drive-thru banking, and robust online and mobile platforms, managing your finances is seamless wherever life takes you. Discover the advantage of membership at 1st MidAmerica Credit Union—your partner for smart, accessible financial solutions nationwide. Visit https://www.1stmidamerica.org to learn more.

Introduction

Welcome to 1st-midamerica, a trusted financial partner proudly serving our community since 1934. Headquartered in Bethalto, IL, we are committed to empowering our members through superior service and innovative financial solutions. Under the leadership of CEO Alan Meyer and Board President Rosemary Gibson, we strive to enhance the financial well-being of military members, families, and all individuals within our reach. Our mission is clear: to provide exceptional banking experiences that foster trust, accessibility, and a member-first approach.

As an NCUA-insured institution since 5/13/1977 0:00, we prioritize the security and peace of mind of our members' finances. Embracing modern banking technology, we offer a suite of convenient tools, including Online Banking, a user-friendly Mobile App, Person-to-Person Transfers, E-Statements, Mobile Payments, and E-signature Authorization. At 1st-midamerica, you can expect seamless access to your accounts anytime, anywhere. For more information about our services or to connect with us directly, please visit our official website at https://www.1stmidamerica.org or reach out via fax at (618) 258-6003. Join us today as we work together towards a brighter financial future!

Financial Services

At 1st Midamerica, we understand that managing your finances is a vital part of achieving your life goals, whether it’s planning for a new home, expanding your small business, or simply making day-to-day banking easier. We offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to various financing solutions such as auto loans, mortgage loans, and business banking services, our offerings are tailored to help you navigate life's financial milestones with confidence. Our robust credit card options come with rewards that add value to your everyday purchases.

In today's fast-paced world, having access to your finances whenever and wherever you need them is crucial. That's why we provide seamless digital access through online banking and our user-friendly mobile application. With features like person-to-person transfers, mobile payments, e-statements, and electronic signatures, managing your finances has never been more convenient. Whether you're looking to check your balance on the go or consolidate debt with personal loans, our tools are designed to empower you at every turn. If you're interested in joining our community or exploring eligibility requirements, visit for more information. Additionally, for those considering loan options or rate comparisons, our platform at https://www.lendmesh.com/loans/mortgage_loans can guide you through the process.

For any inquiries or personalized assistance, feel free to reach out via fax at (618) 258-6003. At 1st Midamerica, we're committed to supporting our members with exceptional service and innovative financial solutions that foster growth and stability.

Financial Highlights

1st Midamerica is not just a credit union; it stands as a trusted financial partner for its community, exemplifying integrity, stability, and commitment to service. With a robust Total Membership of 63,545, the credit union has established a strong foundation built on trust and transparency. Our Total Assets amount to 987,546,827, reflecting our dedication to sound financial management and growth. This solid financial footing is complemented by a Net Worth of 113,567,383, showcasing our resilience in serving our members.

Our financial performance is further underscored by a Net Income of 5,127,276, which allows us to reinvest in our services and enhance member benefits. We are proud to hold Total Deposits of 10,607,491, demonstrating the confidence our members place in us for their savings needs. Additionally, with Total Loans and Leases reaching 106,747, we provide essential financing options that empower our members' aspirations, whether it's purchasing a home, securing an auto loan, or expanding their business.

At 1st Midamerica, we value our team, with 179 dedicated employees working tirelessly to support our members. Our strong Net Worth Ratio of 1,148 indicates not only our stability but also our ability to navigate economic challenges effectively. We cater to diverse financial needs with specialized services, including Credit Card Loan Volume of 3,508 and Auto Loan Volume of 135,264 while managing Commercial Loans totaling 535.

In these dynamic times, where trust and reliability are paramount, 1st Midamerica remains committed to being your partner in financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.

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1St Midamerica CU

Introduction

Financial Services

Financial Highlights

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